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17 Real Estate Leader, Thursday, October 20, 2011 Marketplace The European Debt Crisis Could Save You Money on Your Mortgage This European sovereign debt crisis could lead to substantial interest savings on your existing mortgage. The liquidity concerns that the European banks face (similar to the US Banks in the fall of 2008) has created a unique situation, where short term money (variable rate mortgages) become more expensive and where longer term money (US and Canada bonds) become less expensive hence lower fixed rate mortgages. Fixed rate mortgages are at an all time low. Since 1975, 83% of the time Canadians would have been better off choosing a variable rate mortgage, I believe we are now in the 17% zone. If you are locked into a fixed rate mortgage at a rate that is higher than 3.5% or currently in a variable mortgage but will be up for renewal in the next 24 months, it's time to explore the substantial savings that are possible even with any mortgage penalties For more information, call or email Peter Motem at 416.786.8395 pmotem@mortgagealliance.com Movers' & Shakers' AIR, HEATING & FIREPLACE CALL TODAY FOR : · FURNACE SALES · INSTALLATION · HUMIDIFIERS · FURNACE MAINTENANCE · GAS LINES · SERVICE 905.703.7609 FOR ALL YOUR RESIDENTIAL HVAC NEEDS. W W W. G E O R G E T O W N H E A T I N G . C A ALEXANIAN'S FALL FLOORING EVENT CARPET, HARDWOOD, RUGS & TILE BIGGEST SELECTION OF AREA RUGS AROUND! HOME INSPECTIONS Redeem this ad with Michael for 10% OFF * * on orders $500 or more, until Dec. 31, 2011 Trusted since 1925 23 Mountainview Rd. S., Georgetown · Carpet HUGE Savings · Ceramic FALL FLOORING Event · Vinyl Now On! · Cork · Hardwood Hunter Douglas · Laminate Windows · Window Coverings up to OFF · Area Rugs Nobody Beats the Carpet Palace Prices! · Vinyl · Ceramic · Hardwood · Laminate · Engineered · Cork · Bamboo · Carpet · Area Rugs Felix Fujs Certified Inspector Eco Energy Advisor GUARANTEED INSPECTIONS Mention this ad for $25 off 50% For premium service ask for Michael at 905-877-7688 HOME INSPECTIONS BRENT COOPER, RHI, CEA oahi.com MEMBER Norval, corner of Winston Churchill/Hwy. 7 Visit our website & save: www.carpetpalace.ca 905-873-7955 905-876-5981 felix.fujs@housemaster.com brampton.housemaster.com REGISTERED HOME INSPECTOR CERTIFIED ENERGY ADVISOR Since 1999 PRE-PURCHASE INSPECTIONS PRE-SALE INSPECTIONS WARRANTY INSPECTIONS ENERGY EFFICIENCY EVALUATIONS COMPREHENSIVE ON-SITE REPORTS MOVING ADVISOR & PROFESSIONAL HOME STAGING For the Best Moving Experience Ever SEPARATION & DIVORCE MEDIATION Please call for a FREE Quote! REDUCE COST AND CONFLICT MEDIATION 905-702-7420 ACCREDITED MEDIATORS GEORGETOWN, MISSISSAUGA, ORANGEVILLE FLEXIBLE HOURS AND PAYMENT METHODS 1. Every quote is entered to win $400 in Professional Staging Services! 2. Every Move booked will receive $400 in Professional Staging Services for FREE! 1-866-506-PCCS (7227) 905-567-8858 www.pccs.ca DIVORCE WITH DIGNITY AND KEEP YOUR MONEY IN YOUR POCKET! 3. Together we will move you! Fabia air MacN (905) 877-7633 cooper@hbwi.ca We make your space a better place! MORTGAGES FREE Dinner For Two The Cellar Restaurant with your Mortgage. *call today for details REAL ESTATE ... INTEREST FREE LOAN to Help with Home Improvement Repairs When You are Listing with Us! ... FREE Professional Staging and Virtual Tours! ... Cormpilas Team's Seller/Buyer Guarantee & Benefits REAL ESTATE on orders $500 or more, It's worth the call . . . 905-873-6111 until Dec. 31, 2011 * RENOVATION SUPPLIES DAYLIGHT SAVINGS 25% OFF Lights 905-877-3629 www.RealEstateGeorgetown.com Angie Cormpilas Broker Don't Just List ... Sell!! *Sales Representatives Helen McLean* Direct Line: 905-691-8934 HomesByHelen@hotmail.com Arlene Lindsay* Direct Line: 905-691-4775 HomesByArlene@hotmail.com Thur. Oct 20 to Sat. Oct 22 1800 Appleby Line, Unit 10 905-637-4446 X 229 www.habitathalton.ca Did you know?... You can view the Real Estate Leader online Visit our website www.theifp.ca and click "Print Editions"