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2 Business Links · HALTON HILLS · Tuesday, January 17, 2012 Marketplace Ask about the SPRING RUSH SPECIAL As low as $39 per week Call Amy Sykes 905-873-0301 ext. 237 asykes@theIFP.ca Movers' & Shaker's You Can Still Get a Variable Rate Mortgage Below Prime! The days of getting any sort of discount on a variable-rate mortgage appear to be over with most lenders. The mortgages, tied to prime, have become a mainstay of the housing market. While prime stood at 3 per cent at most major financial institutions, the discount has meant a rate as low as 2.1% at times this year - however, what was left of that discount has now disappeared at all the major banks. You have to go back to the credit crisis of 2008 to find a period during which the discount disappeared. At that time, consumers were paying a 100-basis-point premium above prime for the privilege of a floating rate. This makes the fixed rate mortgages appear to be the better option for now, but with the economy being what it is these days, if you are interested in a discount on a variable rate mortgage - a mortgage broker can still get you one. Call Peter Motem today to get preapproved at 416.786.8395 or email at pmotem@mortgagealliance.com AIR, HEATING & FIREPLACE CALL TODAY FOR : · FURNACE SALES · INSTALLATION · HUMIDIFIERS · FURNACE MAINTENANCE · GAS LINES · SERVICE AIR,HEATING & MORE CONTRACTING - RENOVATIONS Renovations Specialist 30 years experience 905.703.7609 FOR ALL YOUR RESIDENTIAL HVAC NEEDS. Heating, Air Conditioning, Refrigeration, Energy Management, Commercial, Industrial Service, Installation, Maintenance Programs 24/7 Service Quality Work No job - painting - drywall taping, plaster - tile - trim - bathrooms too small Contact Steve Biggs W W W. G E O R G E T O W N H E A T I N G . C A 905-702-1212 / 416-222-9444 647-393-9670 DISPOSAL CONTAINERS 519-853-3332 905-702-2339 1-877-633-6259 Ask about the SPRING RUSH SPECIAL As low as $39 per week Call Amy Sykes 905-873-0301 ext. 237 asykes@theIFP.ca REAL ESTATE ... INTEREST FREE LOAN to Help with Home Improvement Repairs When You are Listing with Us! ... FREE Professional Staging and Virtual Tours! ... Cormpilas Team's Seller/Buyer Guarantee & Benefits spring? MORTGAGE & REFINANCING Feel like MORTGAGES NOW for GREAT Call Today's Mortgage Great Rate! Rate Directly representing more than 30 banks to serve you better! By using the equity in your home, you may be able to refinance your mortgage and consolidate your debt. 905-877-3629 www.RealEstateGeorgetown.com Angie Cormpilas Broker Current situation Balance Payment New mortgage Balance Mortgage (@5.25%) $ 160,000 $ 953 Mortgage (@ 2.99%) $ 196,000 Loan $ 18,000 $ 540 Loan Paid off Credit Cards $ 15,000 $ 450 Credit Cards Paid off Penalty $ 3,000 $ 0 Penalty Paid off Total $ 196,000 $ 1,943 $ 196,000 That's a monthly savings of $1025.44 Find out how you can SAVE on interest and improve your CASH flow, CALL TODAY! Payment $ 926.56 $ 926.56 2011 Readers Choice Award Winner Kenzie MacDermid FSCO Lic. M08001440 all@macdermidg roup.com www.macdermidg roup.com 1.888.702.1766 L o c a l ly O w n e d & O p e r at e d HOME INSPECTIONS BRENT COOPER, RHI, CEA oahi.com MEMBER RENOVATION SUPPLIES WINDOWS & DOORS VISIT OUR S H OW R O O M 341 GUELPH ST. UNIT #3 GEORGETOWN REGISTERED HOME INSPECTOR CERTIFIED ENERGY ADVISOR Since 1999 PRE-PURCHASE INSPECTIONS PRE-SALE INSPECTIONS WARRANTY INSPECTIONS ENERGY EFFICIENCY EVALUATIONS COMPREHENSIVE ON-SITE REPORTS Up to on the highest priced item, except kitchens 1 DAY ONLY - THURS. JAN. 26 1800 Appleby Line, Unit 10 905-637-4446 x 229 habitathalton.ca Mystery Sale! 20% Off (905) 877-7633 cooper@hbwi.ca w w w. b u y w i s e . c a Your Window & Door Professionals SELF STORAGE & MOVING SUPPLIES Reclaim Your Space! · Residential Storage · Affordable Workspace · Commercial Rentals WHILE SUPPLIES LAST Save up to $39 for a Get Moving Starter Box & Supplies Package Reg. $79 Variety of Storage Units Moving Supplies www.amjss.com Hwy. #7 & Mississauga Rd. Access Hours: 6 am-12 midnight daily Office Hours: M-F 9-5, Sat. 9-4 2026 Hwy. #7 West, Brampton 905-459-5265