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15 | The IFP -H alton H ills | T hursday,June 13,2019 theifp.ca Prearranging your burial or cremation is the last gift you can give your family. It releases them from having to quickly make decisions in their time of grief. It also frees them from the need to pay costs associated with your cemetery arrangements. Contact one of our family counsellors to discuss your wishes and options. Owned and operated by The Roman Catholic Episcopal Corporation of the Diocese of Hamilton 905-877-8500 | www.devereauxcemetery.ca A Final Gift to Your Family DON'T MISS OUR BIGGEST EVENT OF THE YEAR MODEL FC2E5KEX PROUDLY BUILT IN ONTARIO MODEL RW1H3KES WEEKLY LEASE FOR 60 MONTHS: $0 DOWN PAYMENT/OAC $0 SECURITY DEPOSIT 2019 Accord LX FROM $83 @ 2.99%APR MODEL CV1F1KE FAN FRIDAY - JULY 12, 2019 Feel the excitement of the Honda Indy Toronto during Fan Friday! Your admission is paid courtesy of your Ontario Honda Dealers in exchange for your cash donation to Make-A-Wish® Canada∆. We hope to see you trackside. YOUR ONTARIO HONDA DEALERS PRESENT PROUD SPONSOR OF THE HONDA INDY TORONTO FOR TICKETS AND A FULL FESTIVAL SCHEDULE, VISIT HONDAINDY.COM WEEKLY LEASE FOR 60 MONTHS: $0 DOWN PAYMENT/OAC $0 SECURITY DEPOSIT 2019 Civic LX FROM $61 @ 1.99%APR WEEKLY LEASE FOR 60 MONTHS: $0 DOWN PAYMENT/OAC $0 SECURITY DEPOSIT 2019 CR-V LX FROM $85 @ 3.99%APR OMFR MODEL CV1F1KE 9102, 2Y 1LU - JYADRIN FAF TY BUILOUDLPR ARIOIN ONT MODEL 3KES1HRW 19 20 d LXAccor OR Y LEASE FWEEKL 60 MONTHS $0 $0 19 20 V LX-CR $85 3 MODEL C2E5KEXF $500 PLUSRECEIVE A LEASE & FINANCE ON 2019 CIVIC MODELS (EXCLUDING TYPE R) CIVIC BONUS^ HondaOntario.com Ontario Honda Dealers LEASE PAYMENTS INCLUDE FREIGHT AND PDI. EXCLUDES LICENCE AND HST. DEALER ORDER/TRADE MAY BE NECESSARY. Limited time lease offers available through Honda Financial Services Inc. (HFS), to qualified retail customers on approved credit. Weekly payments include freight and PDI (ranges from $1,655 to $1,795 depending on model), tire & environmental fee ($21) [This fee covers the cost to Honda Canada of collecting and recycling tires], A/C charge ($100), and OMVIC fee ($10). Taxes, licence, insurance and registration are extra. ΩRepresentativeweekly lease example: 2019 CR-V LX 2WDCVT (Model RW1H3KES) // 2019 Civic LX Sedan 6MT (Model FC2E5KEX) // 2019Accord LX-HSSedan (Model CV1F1KE) on a 60-month term with 260 weekly payments at 3.99% // 1.99% // 2.99% lease APR. Weekly payment is $84.23 // $60.03 // $82.88 with $0 down or equivalent trade-in and $0 total lease incentive included. Down payments, $0 security deposit and first weekly payments due at lease inception. Total lease obligation is $21,899.85 // $15,607.62 // $21,549.94. 100,000 kilometre allowance; charge of $0.12/km for excess kilometres. PPSA lien registration fee of $40.00 and lien registering agent's fee of $6.50, due at time of delivery are not included. For all offers: licence, insurance, PPSA, other taxes (including HST) and excesswear and tear are extra. Taxes payable on full amount of purchase price. Offers only valid for Ontario residents at participating Ontario Honda Dealers. Dealer may lease for less. Dealer order/trade may be necessary but may not be available in all cases. Colour availability may vary by dealer. Vehicles and accessories are for illustration purposes only. Offers, prices and features subject to change without notice. See your Ontario Honda Dealer or visit HondaOntario.com for full details. ^$500 Civic Bonus is deducted from the negotiated price after taxes and applies to retail customer lease or finance agreements through Honda Financial Services Inc. for 2019 Civic models (excluding Type R) concluded between June 1st, 2019 and July 2nd, 2019 at Ontario Honda Dealers. No cash surrender value and cannot be applied to past transactions. Conditions apply. ΔAll visitors 12 years of age and under are to be accompanied by an adult when entering andwhile on site. Purchasing a replacement matrimonial home can make a dramatic difference in the division of assets upon separation. ASK THE PROFESSIONAL The advice offered in this column is intended for informational purposes only. Use of this column is not intended to replace or substitute any professional, financial, medical, legal, or other professional advice. We work for you. legal matters Q A Matrimonial Home Helsons LLP is a firm of 8 Lawyers. We trace our firm back to 1885 in Georgetown, Ontario Frederick A. Helson (1921-2018) Allan W. Kogon (retired) David J. Ashbee John E. Schaljo Mark T. Rush Steven D. Kogon Caley E. Power Jessica A. Krause Jasmine M. Spudic Nicole E. Kucherenko Nancy L. Carnwath (retired) Strange results under the Family LawAct: 1. If one spouse solely owns a $500,000 home and the parties live there it becomes a matrimonial home on marriage. With some exceptions, upon separation both spouses divide equally this asset, $250,000 each. 2. In the exact same circumstances as above but the parties sell the original matrimonial home and purchase a new matrimonial home, upon separation the original spouse that owned the first matrimonial home gets a $500,000 exemption in the asset division the non owning spouse gets zero Solve this Family LawAct anomaly with a co-habitation agreement. Helsons LLP Barristers and Solicitors 132 Mill Street, Georgetown, Ontario L7G 2C6 Tel: (905) 877-5200 35 Mill Street East, Acton, Ontario L7J 1H1 Tel: (519) 929-9333 Email: info@helsons.ca Web: www.helsons.ca David J. Ashbee 2018 Large Business of the Year