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25 | The IFP -H alton H ills | T hursday,D ecem ber 19,2019 theifp.ca Prearranging your burial or cremation is the last gift you can give your family. It releases them from having to quickly make decisions in their time of grief. It also frees them from the need to pay costs associated with your cemetery arrangements. Contact one of our family counsellors to discuss your wishes and options. Owned and operated by The Roman Catholic Episcopal Corporation of the Diocese of Hamilton 905-877-8500 | www.devereauxcemetery.ca A Final Gift to Your Family ASK THE PROFESSIONAL 33 Main Street South Acton, ON L7J 1X3 Tel: 519-853-1330 Fax: 519-853-4645 Email: Mark@mchlawyers.com Mark Hilliard Mackenzie Chapman Hilliard Barristers and Solicitors The advice offered in this column is intended for informational purposes only. Use of this column is not intended to replace or substitute any professional, financial, medical, legal, or other professional advice. We work for you. legal matters Q A REAL ESTATE LAW What is bridge financing? A bridge loan is a temporary loan obtained when the closing date for your purchase comes before the closing date for your sale. Usually, when you are buying and selling, you rely on the sale proceeds to fund the purchase. Often you will arrange both closing dates to be on the same day, so your sale closes and then you are able to close your purchase. However, if you would like to close your purchase before your sale, you would obtain a bridge loan for the time in between, whether it is for just one day or a number of weeks. The interest rate is a little higher than it would be for conventional bank mortgage, but the benefits may be worth the extra cost. For instance, this process allows you to stretch out your moving-in over more than one day. Also, it avoids the dilemma of having your sale not go through quickly or at all, which results in your purchase being delayed or derailed. 905-877-8830905-877-8830905-877-8830 We also do siding, soffit, fascia and eavestroughs Thank you for your patronage in 2019 Joce & Bob Thank you for your While the Light up the Hills ignition night may have been cancelled due to inclement weather, the team behind the seasonal display is reminding local residents that the lights will be on throughout the holiday season. Here are three things to know about the Christmas lights in Georgetown's Do- minion Gardens Park. 1. The lights will spar- kle nightly throughout the month of December to Jan. 3, 2020. Local residents are encouraged to walk through the park and check out the displays up close. 2. The seasonal dis- play is sponsored by Light up the Hills Inc., a non- profit organization in Hal- ton Hills. The group is also the driving force behind the lights displays at the Acton Sports Park and Shelagh Law Parkette in Glen Wil- liams. 3. This year, 100,000 LED lights are illuminating the three parks. There are 300 lighted trees, many illu- minated displays and deco- rated light poles. Hundreds of memory balls, which provide an opportunity for local residents to commem- orate their loved ones, are also on display in Domin- ion Gardens. For more information visit lightupthehills.com. WHAT'S ON 3 THINGS TO KNOW ABOUT DOMINION GARDENS CHRISTMAS LIGHTS MELANIE HENNESSEY mhennessey@ metroland.com The elaborate Christmas lights and displays in Dominion Gardens Park will remain on until Jan. 3, 2020. Melanie Hennessey/Torstar