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The IFP - Halton Hills | Thursday, October 21,2021 | 10 theifp.ca ON NOW AT THE BRICK! SAVING YOU MORE PRESIDENT’S ALE ONLY! STARTS FRIDAY 4 DAYS cuast affars of the season, Sy NTS em £018) MORE For more details shop instore or online at thebrick.com LITIGATION ASK THE PROFESSIONAL A ey es + FO ae Q My father passed away recently and | am the estate trustee. He has a Will that states that one sibling is to receive the proceeds from anit policy, but the ii company says that another sibling is named as the designated beneficiary. Who is entitled to the insurance money? A A designated beneficiary is considered a testamentary disposition and the designated beneficiary can be made in the insurance policy itself or in the Will. It is important to note tat subsequent revisions to a Will, or changes to the beneficiary designated in the policy will typically impact who is entitled to the proceeds. For exampl J. David Keith Partner Commercial and Civil Litigation, Employment Law, Estate Litigation. OFFICE LOCATIONS le, your father may have designated your sibling “Bob” as the beneficiary GEORGETOWN hen he inital bought the insurance policy, but later 8 Guelph Street when he had a Will drafted, he designated your other sibling “Barb” without mending the actual insurance Poli. Both &, 905 452 7400 the language of the Will and the timing of it are important. BRAMPTON OFFICE (Main) The last designation is typically the valid designation and i in your case, Barb is entitled to the proceeds. It is also 350 Rutherford Road S., Suite 320 important to note that where a Will designates a beneficiary & 905 452 7400 over insurance proceeds it only applies to polices in lace at the time the Will w: iso applies CALEDON EAST to registered plans such as ‘RRSP’ 's and RRIF so it is 15955 Airport Road, Suite 201 important to determine what specific assets are designated, & 905 584 4545 as well aso If you have suestions about an estate, as an executor or beneficiary, or have other estate related matters, give us a call to discuss how we can help. Enjoy your weekend. FE - 2 Frrichj = 1p g Clients. the C for Use of replace or substitute any professional, financial, medical, legal, or other professional advice. IBNEWS TRUSTEES URGE RETURN TO TRADITIONAL SECONDARY SEMESTERS With an “exceptional” schools, trustees of the Hal- istrict School Board courses per day for a week and another two courses the following week. this model was chosen due flexibility to Guickely rivet back to a tra- ditional four-course per day model within a maxi- mum of two weeks notice. The modified semester model is not optimal for student achievement or student and staff wel ‘em ing," writes ard cl Andrea Grebenc ina fetter to Minister of Education Stephen Lecce. The vaccination rate among 12- to 17-year-olds in Halton is 93 per cent for a single dose and 87 per cent for two doses. In Milton, ose rates jump to 98 per ording Halton vine ‘neaith, Out of 19,390 secondary students attending in-per- son classes, there has been NVI transmission to two students out of a total of nine student cases over the past month, said Gi bene. Since the minister had previously indicated that mn imminent, stees also requested that the decision to return fon the regular model be ferred to local public foih departments, in collabora- tion with school boards. “They most clearly un- derstand their local con- texts with regard to vacci- nation rates, organization- Control) protocols and CO- VID-19 outbreak data," Grebenc writes. "The real- tecnagers: are congregating ter school, at lunchtime, for co-curriculars, and eve- ning activities; be ‘it Jobs or recreational activities." “There is very little ben- efit to continuing with modified semester sched- ules when all of these other protocols are “working ex- ceedingly well..." LIMITED-TIME OFFER! 60% OFF WEEKEND HOME DELIVERY NOW $2.99" a week for 12 months ALMOST SUBSCRIBE ONLINE: tsoffers.ca/deal/CNWKGIFT OR CALL: 416-367-4500 and quote code CNWKGIFT IST. See fllterms and conditions at toffers.ca/deal/CNWHGIFT. This introductory to Sta and sunday edttonof te Torta Ser Nevapapeyandstonees maging The New orc Tines Iteration Wee a Soo Revew section's ol nutes. Sve 9.8K OF trosutary peragat he regular homey ni ‘he newsstand rte, Home delvery wil eontnve ater’ 2689213 or 416-367-1500 to get the regular rate for Yo of thet care ferexpres December 3 tbe mageby ced cad ony View, not avalible to curent Te or subcrer oney ccom/aree Brvacy oly at theaarcon/prcy "Sine ss mero ph car willbe cere to you ob your frst payment x processed sucetsfly Resse slow af weecor ey | Yur Bra Reng re ot eae fo thevlu of he car. ubsciprs cance porto the en ofthe subscrhan of subscribers, Offer includes the Ssturday. inet contact eat 1-800 ‘erm willbe charged back fr the value