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Page 10.=Halton Hills This Week, Saturday; November 28, 1992 ' Carl's Catering Company ~ Catering Since 1959 ~ Ra. Now orrerne FREE Limousine Service with wedding package Brampton 457-2813 Georgetown 873-2277 7400 ° @eoececeecoce 977 1234 ° 9311 § © AIRPORT SERVICE» PARCEL DELIVERY : = 247 Guelph Street, Georgetown Let Larry Barnstaple* bring one million viewers to your home via Roger's Cable TV. LARRY BARNSTAPLE Sales Representative* Res. 519-833-9578 877° 3165 8 74-3040 Toronto 4 : Only 2 miles north of the 401. Roling land, beautiful forest, workable lands, fanaste , good road frontage. Call Larry 8 Im on landscaped acre to 1000 sq. 8. 3 Large nen basement. Close to 00} ‘Scenic 72 acre farm with bank bam um-3, 3 bedroom townhome, finished rec "60" train. 1 2600 walkout basement, oak iitchen, main main floor] fm fom, freshly painted. $6,500 down. laundry family room with 92-2-476 HALTON INDUSTRIAL LOT Hoan Feed Reso ® halen st $40,900,134 sre on paved oa, water, rooms, CeDaIGEN 150 Carlen rec oe AVAIOABLE ‘928, and: Call Lany, 87 On 89 acres, large bank barn, indoor tiding wore 32 stalls, stream, pan of bus Approx. 40 acres, excellent horse barn with 18 stalls, fully fenced with paddocks. Home sits well off the road in the Ballinafad area. $269,000 on 7 resort-ike acres in Terra ao Minutes to *GO* Me alps 92-2-464 1.6 acres, nestled below the hills along the river. Stone and brick, 4 bedrooms, family room, ~ IT'S YOUR ~. MONEY Paul J. Rockell T’'m going to look after it! That’s the way most of us think, isn’t it? After all, i $s my money, so nobody but me is going to look after Pee it is your body, and my bet is that 99.9% of us take that body to a specialist, namely a doctor, for Teg- ular checkups, as well as when we don’t feel well. Talso believe that we seek out legal assistance when we are buying a house, or drawing up a will, or dozens of other reason: Why? T believe it’s because we are aware that these profes- sionals know a lot more about medicine, and/or the law than we do, so we consult them. In fact, most of us consult dozens of professionals in our lifetime, be they dentists, carpenters, plumbers, electricians, mechanics, etc. In fact, maybe people seek your help and assis- tance because you are a professional at whatever you lo. Shouldn’t we do the same with financial matters? Here is what the president of a prominent investment company wrote in a letter to the Investors Digest of Can “It seems to me that expecting people to do their own financial planning and choose their own invest- ments is akin to expecting people to do their own legal or medical work. Few of us are qualified to make deci- sions in these specialized areas. In fact, I could say that there is no discipline that has more influence on the future quality of life of the individual and his family than proper financial planning.’ Z He goes on to say...”that in Ontario, the richest province, 48% retire below the poverty line. In the US. only 4% of the Americans retire financially indepen- dent. Obviously, something is not working, and with the growth of the financial planning industry, hopefully You go to a doctor or a lawyer -- Why? that will change.” “..Without a financial consultant, how will the typi- cal investor know how changes in tax laws affect his or her investments and whether or not they should make some change?” Tagree fully with that man’s statements. Do you? With the need for this country to be more competi- tive in the world for our very survival, the crushing taxation increases that all levels of government are subjecting us to, has resulted in some of the old tried and true rules for investment and retirement becoming obsolete. Have most of us ever decided to consult an indepen- dent mutual fund specialist or financial planner? Or have we even rejected someone who was referred to us, because we “were afraid to think about these things” or we were afraid that we “might be sold some- thing”? Most of us turn to specialists in almost everything that we do. But many of us are afraid to do so in the field of financial affairs. Yet, as the president of that investment company there is probably noth- ing that has more influence on the future quality of life (even our health, sometimes) than proper financial planning. Let’s all seek advice, no matter what our age, to see if we can improve our financial health (and wealth). Chances are we can even reduce the tax bite. For a free retirement financial planning guide, contact Peter C. Masson M.B.A., Regal Capital Planners Ltd., 10 Fagan Drive, Georgetown, Ontario or phone 877-7216. Paul J. Rockel is the author of the best der “Why I Invest in Mutual Funds” and Chairman Regal Capital Planners Ltd., a 24 year old fanaa planning company with offices from coast to coast in Canada. ( PROVEN PERFORMANCE 877-5165 833-9714 Erin ‘ nly renovated rom wth en! nse et wh mr hardwood floors, bright and on 2 acres. ING 5 ACRE SEVERANCI 92-2- nes PRICED I ced LUD Need help with your mortgage? amg fone with inlaw on lower level with floors, pine kitchen, claw foot tub, paling eps yards plus large 2 car garage. fendors are relocating, Country warmth wth pine floors, solarium ensuite complete wih marbh country vah aster with $0 wih 716 totage. Cram 92-2-281 ae, Value for location. fe oe og SL ‘West of Hwy, Mited re oom wih woodstove and Located sou of Erin Vil es, whirool, COUNIYEE”beims., raised bright Iving room, coly chon Ie ished re. room, Dadbbom and goal angen 92-2.275 pated Toad, reed driveway, barn & shed. Spacious bright home. Stone 92:2-474 Builder's Value - quality design and construction. Hardwood floor, large deck, oak kitchen, 3 bdrms. and fabulous ensuite lower level walkout 5 vacant acres. Fabulous building lot yd i geet ‘access to 401. $150,000 \jacent Mistywood Subdivision on Hwy. #24 at 1st Line East, Caledon. 49 acres with proposal $1,800,000. 92-2-390 acres north of Norval with proposal for 15 lot ae sien propa has pre =. im. $699, 000. 822420 BF ravine and stre perapeey! 922-463 fabulous views. Gorgeous country kit, and 89 acres to ride on. A the century stone home with 4 ma, fi ine it arena, 38 stals, la Gonpll § acres suo Vilage 5 stall bam, 3 pad- docks, ae pnd, Tastetuly 3, fini bile ones ra level with walkout, ‘pac, -310 decorated 4 bdrm mee wih fished poe re. 0 $245, 9,000. 92:2-397 92-2-485 ;