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Page-22 = Halton Hills This Week; Wednesday, May:5, 1993 For your windshield and any other auto glass requirements We use Factory Installation Methods Workmanship Guaranteed Serving Halton for 9 years 354 Guelph St., Georgetown 873-1655 Spring Service = : PECIALS SZ L N | After the rigors i : a. fe as _of winter, let us © arama get your Mazda gs ready for the 3 = ——s joys of summer. — WITHOUT THE RUN-AROUND— TUNE UP AND BRAKES WITH 15% DISCOUNT OFF PARTS AND 10% OFF LABOUR VALID UNTIL MAY 29/93 Monday thru Friday 8 a.m. - 5 p.m. Saturday 8 a.m. - 12 noon ACHILLES MazDa Sales ¢ service ¢ parts tental «leasing sales ¢ service ¢ parts rental * leasing 357 Queen Street East 19453-8965 ACTON &19853-0200 Insurance and your trailer’ If you own a trailer or are plan- ning to buy one there are several things you should know about Properly insuring it. Although trail- ers come in all shapes and sizes, in this article we'll focus on the type of trailer you’re most likely to own- pleasure trailers:towed by vehicles weighing less than 10,000 pounds (4,500 kilograms gross vehicle weight). Under Ontario’s no fault auto Policy, trailer owners automatically receive Third Party Liability, Accident Benefits and Uninsured “Automobile coverage with their auto policy for the following types of trailers: Utility trailers, camper/tent trailers, boat trailers, platform trailers and trailers designed to be towed by motorcy- cles and (personal- use) horse trail- ers. What’s Covered Depending on your situation,-this basic coverage may not be enough. Let’s take a closer look and see what’s really covered under no- fault. Third Party Liabi Insures-you if your trailer is involved in an accident resulting in bodily injury or property damage caused by you or to you. Accident Benefits Provides medical, rehabilitation, care and death: benefits if a trailer, owned by. you or not, is involved in an accident causing Vea injury. Uninsured Automobi Protects your ila and its con- tents (unless carried: for reward) if damaged by an ‘uninsured automo- bile. What’s Not Covered Fire, Vandalism, Theft and Collision Dama; To protect yourself against: dam- age or loss caused by fire, light- | ning, windstorm, ‘hail; yandalism, theft, collision or unknown third parties you need additional cover- age. Common Solutions 1. Add the trailer to your auto policy. Call us and we can add either all perils or collision and comprehensive coverages to your existing auto policy for a small additional premium (Trailer contents are not covered and deductibles still apply). 2. Insure under a specially designed policy. Special policies exist for every situation. Vacation trailer policies can offer full content coverage, lower deductibles for damage, full replacement cost pro- * tection, additional living expenses and emergency road service. Call us for details. 3. A combination of both. Some vacation trailer policies exclude loss or damage caused by breaking through ice, or sinking in muskeg, Swi sand or other soft ground. Because this coverage is available under the all perils or comprehen- sive sections of your auto policy, it may-be prudent.to buy physical damage coverage under your auto Policy.as well as a vacation policy. Special Situations ¢ If you borrow an uninsured trailer you can protect it against physical damage-while in your pos- session by adding a special endorsement to your auto policy. * It becomes more’ important to add coverage for fire, vandalism, theft and collision if. poe tailer is used outside of-Ontari * Since “ *COnteNIR carried for reward” are excluded under your auto policy, we recommend that they be insured under a special cargo or. transit policy. For further information about insuring.your trailer contact Denny's Insurance, 853-0153. “ELECTRONIC 90 DAY GUARANTEE * FREE ESTIMATES SERVICE AT A PRICE THAT WON'T JOLT YOU! * VCRs * HOME & CAR STEREOS * PORTABLES CDs * TURNTABLES « VIDEO GAMES * COMPUTERS ETC. ALL SERVICE PERFORMED ON PREMISES BY QUALIFIED TECHNICIANS