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Halton'Hills This Week, ae Wednesday; ‘July 14) 1993 = Page 38 Money Talk with George Perdue Like a Big Making money is affordable and some allow you to start with ment. The fund compa- nies provide perfor- While most of us don’t have all three ingredients in large enough quantities, we Mutual funds act like a club of investors who pool their money, invest in a number of places, and hire a pro- fessional manager who is paid a piece of the |_profits to invest accord- ing to the guide lines provided by the mem- bers of the club. The money manager must publish the fund’s objectives and the oper- ating terms. and condi- tions in a government. regulated document called a prospectus. Although these are cumbersome ments to read, they are designed to protect the consumer. To ensure further safety for the investor, mutual funds are organized into cor- Porations or trusts which are strictly regu- lated by provincial securities laws. These funds can fit any investment strate- gy. They offer conserva- tive and structured as long or short term. They can be aimed at minimizing taxes. Funds are liquid access.to more than 300 mutual funds and since we have no house brand,-~we can help clients choose the funds best suited to their needs. We are paid by the fund companies as if we were on their sales staff but the cost to the client is the same as it would be if they dealt directly with the fund company. As a result, people deal. with. us because we offe: value-added services such as advise, plan- ning, portfolio manage- ment and education. Most funds are sold today with a deferred sales charge so that all the money invested works immediately for the investor. When the funds are left invested accrued to the invest- ment. George Perdue is a Financial Planner, eget ‘and those in betwee: Fun nae anaes other Business Consultant, and Partner in Money Concepts, Halton Hills. He can be contacted at .. CALEDON EHS 1 benefits. They are (416) 873-1877. “SOUTH OF KING ST. $529,000 / < * Backs onto ‘a ravine. i Bright and spacious, a coin se enti iret ie wi views, BILL ELLIS floors, finished loft. Sterno Plus screened Associate Broker _ CANADA : PRIV AD . UST Office: 877-9500 ava ERAMOSA alk LOCATION "ineitestor”” Residence: 877-7528 |! | Mature 10 acres, with PRIVACY a sugar m OVER 20 YEARS EXPERIENCE IN REAL ESTATE "BILL'S PICK OF THE WEEK” fort. Features climate control pet everywhere. $242,000 see it with Bill Ellis Associate Broker 877-9500 or 877-7528. | 877-5165 874-3040 833-9714 873-0655 ee ™ MARTHA SUMMERS Sales Representative Investor as little as $30 per READY FOR month. The long term SUMMER with performance of many tales Ge pe: bo I is funds _is excellent. he 2 is air M There are more than conditioned plus: hard- — 700 funds from which Od floors, finished Funds to choose. They allow ppoeation toom with 5 stone fireplace with By George Perdue, 0° compounding and heatilators on a quiet ” automatic re-invest- street. B. Sc. P. Eng. paved road rorth of a The work has been done, bedrooms for all your fami- needs. can invest like we do by since they do not have VICTORIAN LISTEN TO THE investing in mutual maturity dates. CHARM — ERIN LEAVES ds. Our company has Nestled amongst the hard- wood bush, this spacious contemporary home brings is ; complete with fireplacé balcony. Not fo be missed. LOTS ¢ LOTS © LOTS 10 acres - Erin $89,000 - Driveway is in. 4.4 acres - Eramosa $125,000. Georgetown Corner lot $89,000. Georgetown Investment - Currently used as 4 plex $319,000 Spacious bright eat-in kitchen, living and din- ing room. 2 bedrooms - ground pool ready to Ise. COUNTRY VALUE 3.3 ACRES 300 feet frontage on main floor laundry. One # level living south of Erin Village. ors, and a huge work all squeaky clean. On lt GEORGETOWN CHARM Mature lot - home filled with character. Fireplace window in living foom, pine floors, - pretty Private mature yard - walk to GO. WHAT A DEAL! ready-to-move-into ush Is great. Anything else you need’ 29 acres - Executive home complete with cedar sunroom with hot tub & sauna. Main 20 treed acres. Superb home with bright spacious Principal rooms. Dining foom:complete with:fire- 5 Place. Multi-sided living Toom. toon Amust to see. isl pny toom with SHANGRILA is Erin beauty offers {wo acre wooded Io EXECUTIVE | a DISCRIMINATING Privacy and a 2, , REQUIREMENT?? . PURCHASER sq. ft. four bedroom é UIRED plan Viceroy for com- ‘Caledon, south of King St. Supstb farm with pond, ush and meadow. The sTestored Victorian moder 2 storey attlum sets, the ™ood with § fireplaces. CARSON REID ~ easy if you have big mance reports, annual CUSTOM HOME money, can diversify, reports, and acres with 800° ies and have plenty of time receipts. Many are eli- PamPlels Hate erie for professional style gible for Lak The Pisani spoons an be