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Page 16 — Halton Hills This Week, Wednesday, August 4, 1993 PROVEN PERFORMANCE MARTHA SUMMERS 877-5165 874-3040 (Ga) 833-9714 873-0655 Erin Res. $279,000. 93-2-410 Money Talk with George Perdue heatilators on a quiet fr 93-2-419 Complete with indoor Rockwood. 93-2-41 § GEORGETOWN CHARM Mature lot - home filled 93-2-431 LISTEN TO THE Nestled amongst the hard- LOTS ° LOTS ¢ LOTS 10 acres - Erin $89,000 - Driveway is in. 4.4 acres - Eramosa $125,000. Georgetown Corner lot $99,000. SUPER STARTER ACTON Spacious bright eat-in ground pool ready to use. 93-2-358 COUNTRY VALUE 300 feet frontage on CALEDON EHS SOUTH OF KING ST. Backs onto a ravine. 4 sey maintained in _ Complete hobby farm, location. Se eatate large 2 car garage. plenty of park- ing. Adjacent corner lot available at $99,900. else you need?? 93-2-271 PRIVATE ROAD LOCATION Mature 10 acres, with ERAMOSA PRIVACY 29 acres - Executive home complete with cedar sunroom with hot tub & sauna. Main floor family room with fireplace. —93-2-347 place. Multi-sided living foom. 2 storey atrium sets the mood my, other That interest rate just seems to go lower and lower. Bonds have soared with the news. The income portion strategy. from binds has also continued along with the capital apprecia- tion. However, the rates cannot keep falling forever. If and when the interest rates go up the bond values market. will go down. This means that the capital value of the bonds will go down even though the income will offer fixed income with remain. It is much like owning a house that you rent out. The value of the house goes up and down depending on the real estate market. The rent however, keeps coming in, In the case of bonds the prevailing interest rate (and a host of conditions) affects the market value. When interest rates fall the market value of bonds goes up. Many bond funds now have shortened Bonds Have — 3\had strategy Been Hot! Is It Time to Leave using bonds to build 2 your portfolio and the P ‘arty . increase your original By George Perdue, capital then moving at B. Se. P. Eng. priority list this is not However, if you are least some of your portfolio away from bonds at this point in the business cycle is probably a_ better Where can you move to? There are numer- ous options. First, you should consider the asset allocation posi- tion in your portfolio and your aversion to fluctuations in the For those who are averse to fluctuations one can move to divi- dend funds. These a tax preference and they receive a boost from the appreciation of common stock. For those a little more aggressive there are asset allocation products that are designed to maximize return and minimize fluctuations. Finally, for aggres- sive investors there is common stock in and endless variety to suit virtually any taste. Moving a portion of a portfolio can benefit the total value signifi- cantly as some of our clients have seen decrease the impact of recently. a sudden spike or slow rise in interest rates. Who might move and who might stay? If you are living on the income from bonds and you bought at a low price you might consider staying. If Concepts, preserving and build- ing on your original capital is low on your Since each circum- stance is different it is wise to consult your financial advisor. George Perdue is a Financial Planner, Business Consultant, and Partner in Money Hills. He can be con- tacted at (416) 873- Halton r BILL ELLIS CANADA Associate Broker UST Office: 877-9500 Canada Trust Rea Inc,/Realtor "Y Residence: 877-7528 OVER 20 YEARS EXPERIENCE IN REAL ESTATE "BILL'S PICK OF THE WEEK’ This raised bungalow starts con: Ricciuto home EXCEPTIONAL OPPORTUNITY. ruction shortly. All the quality. standards are included with cl li vaulted ceilings, skylights and ne garage. All for LGuksks Southwinds at Ballinafad.