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Taking c B uSines Page 6 — Halton Hills This Week, Wednesday, October 6, 1993 are of Se LIFE, AUTO, HOME, RRSP DAVID R. WALSH 232A Guelph St., Suite 204 ieorgetown eit 2800 3 3 > ‘873-1643 Toll Free 1-800-387-9974 x " Georgetown Highland Games Thursday, October 14 7:30 p.m. Police Board Room ® Guelph Street, Georgetown The Halton Peel Highland Games # Association would like to thank the _. Management, Staff and customers of BRACKY’S TAP & GRILL “in Moore Park Plaza for their ongoing support of our Games. Another Year, ) Some Things Never Change! By George Perdue, B. Se. P. Eng. Last night I attended the all-eandidates meeting in town. The mood was seri- ous. Last year the issue was the constitution. This year it appears that the primary issue is government spend- ing. Looking back over the year it is interesting to com- “pare the events of a year ago. The government went into the referendum confi- dent of a majority win. In both instances the pre- vailing interest rates were volatile. Also in both cases the markets discounted the outcome before the actual PUT YOUR FEET UP! event. This year it seems UNBELIEVABL Money Talk with ~ George Perdue market value. Housing val- ues continued downw: new American President has a limited omy appeared to begin to “strengthen. Asia just kept on growing. Locally, the Acton dump debate raged with hearings with attendant uncertainty. ~- Other equally interesting things have happened dur- ing the last year. Besides the upwards blips caused from political uncertainty the bank “rates have decreased. A year ago people were advised to take short term mortgages in anticipation of better. deals ahead. Now the thinking is that people should be prepared to lock into longer term since inter- est rates are at or near the om. ‘The market a year ago was turbulent just as it is now. After the cool-off peri- od following the referen- dum, the market went. up and people made great prof- its. Will the phenomenon peat? Canada Savings Bonds were issued last October. The rates were low. People living from the interest gen- erated from guaranteed investment certificates groaned as the rates contin- ued to fall. The trend has continued. Taxes and tax derivatives continued to increase. People responded by going further underground with business and by rearranging finances to reduce taxes paid on income. Layoffs and induced early retirements accelerated. Mainstream jobs became more scarce. More people started business as a sole Proprietor..Fewer taxes were paid as a result. Real estate empires crum- bled as Olympia and York fell victim to shortfalls in financing that was based on anda 'y setback was awarded to the develop- ers. Considerable (sometimes entertainin lebate embroiled the local politi- cian: pparently sever- al locals have at least been odds with its most fervent supporters. A day a week off for part of the provincial government just proved to Most critics that 20% of the increase income, decrease taxes and make their capital grow. Hopefully more people will have successful navigat- ing in the coming year. He can be contacted at (905) 873-1877. UE! The traditional styling of this suite will enhance any room. Available in a wide selection of fab- rics; the chair is-also available as a: swivel rock- er. . SOFA $699 fate exeis) “45 NOW $399 ! aa h lish’ motion ‘sofa will ensure your com- fort. It features hardwood frame, ne-sag springs and a durable nylon fabric. MONEY CONCEPTS FINANCIAL PLANNING CENTRES SOFA presents... $109 CANADA | $1999 Comfortable Retirement DISCUSSION WILL INCLUDE: Where to start/How much is enough? Low interest! Now what? @ What to expect from Government Programs: CPP/OAS/GIS - MLLIFs or RRIF's : ; #1 SELLER Traditional elegance can be yours with this beau- tifully crafted livi it OUTHWEST IS SUPERB! The sculptured hardwood frame is accented by ing room suite! Hardwood frame, ff the distinctive southwest-style fabric. This suite no-sag springs, fully covered deck and high den- ff features solid hardwood frame and no-sag z sity foam cushions make this an incredible Sprin ALL 3 PIECES value. SOFA - ; wag CHAIR & LOVESEAT $799 NOW $549 $2597 NOW 4 599 enjoy yourself because _ that's what it's all about! 228 Gus Stool Geagsiown WHEN: October 7th, 1993 at 7:30 p.m. To reserve call Money Concepts at 873-1877 + FAST DELIVERY - FREE LAYAWAYS.- EASY PAYMENT PLANS - 100% ONTARIO CHESTERFIELD WHOLESALERS SATISFACTION Call today...seating Is limited! WATCH FOR UPCOMING EVENTS: 725 MAIN ST. E. MILTON s Investment Forum: - (ACROSS FROM COPELAND LI Ocfober 23 Fixed Income Altematives: im = * ERIE ST. STRATFORD (519) 271-4488 3 LOCATIONS TO SERVE YOU - GUELPH AUTO MALL (519) 763-4477 November 4,