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_ Quality homes are now affordable" Recession handled affordability problem That means the mature buyer who is selling the famiâ€" ly‘s large twoâ€"storey house in search of.a new bungalow is. . Discussing how our chilâ€" dren would ever afford the outrageous price of housing was a favorite discussion of pundits five years ago in the height of the housing boom. New housing subdivisions sported houses with 3,000 square feet, luxurious bathâ€" rooms with bidets and shower stalls surrounded by clear glass and Roman tubs surâ€" rounded by mirrors. These houses were â€" in a word â€" expensive. However, buyers flocked to these sales offices and bought the houses sight unseen. Well, the recession handled the affordability problem quite handily. Over the last three years, housing prices have tumbled. Recently, one builder opened a site of high quality houses starting at less than $100,000. Well, this week the shovel goes in the ground. Although the unbeatable price is luring homebuyers out to this new site, it‘s Solmar Homes‘ distinctive attitude that is convincing people to buy. Solmar sold 20 homes in 10 days. The principals behind Solmar enjoy giving home buyers something they couldn‘t otherwise afford. "Part of the satisfaction in building homes is watching the family‘s excitement," says Nick Falvo, chairman of the board of Falvo Corporation, also a principal in Solmar Homes. "If you can give them a little extra for their money â€" some quality features they weren‘t expecting â€" it‘s more exciting for everyone." That means Solmar will talk with firstâ€"time buyers even if the banks have turned down their mortgage applicaâ€" tion. Onâ€"site mortgage speâ€" cialists come up with creative financing packages and the builder will consider providâ€" ing a second mortgage. Mortgage rates are capped for one year. "When somebody buys a home, they want it to fit their lifestyle," says Benny Marotta, president of Solmar Homes. "Customizing a home always means extra work, but I think the buyers deserve that extra effort. Besides, we want these people to tell their friends about Solmar Homes." Buyers hoping to move up from a townhouse into a small detached house are thrilled to discover that a large detached 4 s house with some bells and . The Halton â€" which starts at $116,900 â€" is a popuâ€" â€" ing/dining room and separate kitchen and dinette whistles is now within grasp. lar raised bungalow with three bedrooms, liv= _ area all on same floor. True to Solmar Homes‘ custom home building roots, these homes are constructed with topâ€"quality materials. Even the least expensive home will be on a 38â€"ft. sodâ€" ded lot â€" feature clay brick with _ some decorative siding, brass coachlamps, : brass gripset on the front door and above stanâ€" dard â€" cabiâ€" netry. $99,900 you get a 1,050 sq. ft. semiâ€"detached home on a 38â€" ft. lot. Solmar Homes is also selling an all clayâ€"brick raised bungalow with 1,710 sq. ft. of finished living area on a 50â€"ft. lot for $149,900. This home has been particularly popular with the emptyâ€"nester. impressed with the individual attention he, or she, receives in customizing the floorplan. Solmar homes has a repuâ€" tation for selling out quickly. In 1992, Solmar Homes opened in Tottenham and sold out 74 homes in four weeks. Solmar opened in Bradford last November and sold the first phase of 35 homes within four weeks. The company has also built communities in Oshawa, Newcastle, Port Hope, Whitby, and Innisfill â€" each time selling houses at To get to Solmar Homes‘ Lincoln Meadows from Oakville, take the Queen Elizabeth Way southwest to Beamsville. Go south on Ontario St. (exit 64) toward downtown. There are two Ontario Streets, so make sure you take the one marked exit 64. The sales office is on the west side of the road. For more information, call Solmar Homes‘ head office at (416) 850â€"3161 or the site office at (416) 563â€" The sales office is open Monday through Friday 1:00 p.m. to 8:00 p.m.; and Saturday and Sunday 11:00 a.m. to 6:00 p.m. For more information on new and exciting Westoak Trails in Oakville Call Your Oakville Representative 2448 Lakeshore Rd. W. ‘We Turn Dreams Into Reality" Priced From $395,000 Presenting Oakville 825â€"1171 _ l ROYAL LEPAG Royal LePage Real Estate Ltd., Realtor