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Town powerless to stop curbside flower vendors It‘s themortgage of the 90‘s. And it‘s only at Royal Bank. You get all the security of a 5 year fixed term combined with the flexibility of a variable rate. The difference is, we‘ll start you off below the RateCapper fixed rate. Then, as the prime rate drops, your rate will follow suit, so you get the savings of a variable rate mortgage. However, if the rates increase, you‘re protected, because you can never exceed your established RateCapper 5 year fixed rate. It‘s a win win opportunity. And it could mean significant savings in interest payments over the 5 year term. This gives you a fabulous combination ofhigh flexibility at our lowest 6 month fixed term mortgage rate. Choose this option when establishing or renewing your Royal Bank mortgage. Later, you can convert to a longer closed fixed term Royal Bank Mortgage anytime during the 6 month period without pena%ty. Now A Royal Bank Mortgage Comes With Up To $1000 Worth Of Homeowner‘s Gift Certificates. THE NEW RateCapper®" MORTGAGE OUR NEW 6 MONTH CONVERTIBLE TERM Switch To Us For 4 New Options To Improve Your Mortgage. Plus One To Improve Your Home. More Canadians Choose Royal Bank For Home Mortgages. less to charge flower vendors selling cutâ€"rate flowers within town limits this Mother‘s Day (May 9th), said Phil Bouillon, supervisor of bylaw enforceâ€" ment and licensing commissioner. "There‘s not a thing we can do," Solar Saiaool heating systems now on sale for the month of May. Complete Doâ€"itâ€"yourself packages using the high efficiency TECHNOâ€"SOLIS solar panel (50% more heat than from rubber systems) Package Prices start at $1,198.00 plus taxes for for 16‘x32‘ pools. Call us today. Solar Evaluation Services Inc. tart at $1, 1 75.00 plus taxes 10 12‘x24‘ pools, $1,598.00 plus, (416) 844â€"1116 Oakville «2 This optlon allows you to s 1Eprincipal and interest payments for up to 1 month a year when unexpecte expenses make sudden demands on your cash flo Should you wish, you can repay your skipped payment anytime during the current term of your mortgage. T With this mortgage you can lock in for a fixed rate for seven years. It gives you the security of knowing exactly what your mortgage payments will be over an extended period oftime, allowing for easy budgeting and planning. SOUND ADVICE FROM MORTGAGE SPECIALISTS Our mortgage specialists are trained professionals in all aspects of the mortgage business. They‘ll customâ€"build your mortgage to meet your needs today, and tomorrow. Royal Bank Home Mortgages =<~*YTeadeâ€"mark of Royal Bank of Canada OUR NEW RAINY DAY OPTION®~ Bouillon said Wednesday. ‘"We have to sit and wait for (the flower vendors) to come," he said. Easter and Mother‘s Day are tradiâ€" tionally the most profitable days of the year for both flower vendors and florists. "This is ‘Christmas‘ for the florists," Bouillon said. Town officials aren‘t happy the flowâ€" er vendors will be in town this weekend, because they take away muchâ€"needed business from local florists. But the town‘s bylaw prohibiting street vendors was invalidated after the Supreme Court ruled against Metro Toronto in a landmark case involving a street vendor last year. The Supreme Court decision resulted in the town dropping numerous pending charges against flower vendors. As well, the town is now searching for ways to control street vendors, if not placing an outright ban on them. Last year, with its own bylaw firmly in place, the town was able to lay more than 100 charges against the vendors on Mother‘s Day. But this year, the flower vendors will be free to sell their flowers without fear of retribution. Doug Carr, assistant town solicitor, said it would be at least a few more months before the town has a new bylaw in place. The most optimistic proâ€" jection is sometime in the summer, depending on what option council chooses to pursue to address the issue, he said. "We‘d like to get something in place by the summer. But if council wants a licensing system, it may require a legâ€" Until July 31, 1993 there are no switch fees or appraisal costs when you switch to us. With the exception of the RateCapper mortgage, your fixed term interest rates are guaranteed up to 60 days prior to signing. If rates go up, you‘re protected. If they go down, you get the lower rate on the term you selected. WITCHING IS FREE AT RENEWAL TIME AY RATE GUARANTEE UP TO $1000 WORTH OF PERSONAL CHOICE HOMEOWNER‘S GIFT CERTIFICATES When you switch or take out a new mortgage you get to personally select up to $1000 worth of home related gift certificates. You can select certificates that let you save on moving services, home alarm systems, laundry appliances, hotels and more. All part of the added value you receive when you switch your mortgage to Royal Bank. So drop into a Royal Bank soon or call tolfifree 1â€"800â€"668â€"9700. : islative amendment. The time frame is difficult to quantify," Carr said. Carr said Metro Toronto has gone to a licensing system to try and control the vendors. But a licensing system requires provincial legislation, since the Municipal Act gives the municipality no legal authority for licensing. Another option, Carr said, would be an outright ban on the use of town road allowances for the sale of merchandise. One drawback to a ban, however, is that it would have a negative impact on town merchants. Carr said the Supreme Court ruled against Metro Toronto in the first place because of the distinction it made between flower vendors and abutting property owners. He said the town‘s bylaw made the same distinction.