The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

« STRESS/TENSION « WHIPLASH +« BACK/NECK PAIN +« HEADACHES + SPORTS INJURY * TENDONITIS COVERED BY MOST GROUP HEALTH PLANS EFFECTIVE TREATMENT FOR: INSURANCE COMPANIES MAY PROVIDE FULL COVERAGE FOR ACCIDENT VICTIMS RICHARD C. ST. JULES R.M.T. 627 LYONS LANE, SUITE 306 (BY GO STATION) MON.â€"FRI. 9:30 a.m.â€"7:30 p.m. RS: gaT., 10 a.m.â€"4 p.m. Overpricing discourages the few potential buyers we have in this market from even considering your home. Buyers today are a very informed lot. They do their homework and they know at what prices other homes similar to yours have sold. They usually look at numerous homes before making the big move to put in an offer. If yours is greatly overpriced, it will not get considered because it falls out of the price range of the homes they feel are within their pocket book. Prime prospects who should have looked at your home have gone elsewhere to purchase. When a home remains unsold too long, interest wains because buyers become cautious of considering the overpriced home. Eventually your home will sell, but usually for much less than you could have realized had you priced it realistically at the beginning. Bear in mind resale homes today face much competition from new home prices. Especially in this market where prices are dropping each month, I urge you to use extreme caution when pricing your home more than 5 per cent about the market value at the time you list it. Several Realtors I have interviewed recently tell me the price I wish to list at will be overpriced by 20%. They claim in the long run, this overpricing will cost me money. What are your feelings in this matter? Beity Thompson, Sales Rep. 247 North Service Road Telephone: §44â€"5000 people properties inc. GIFT CERTIFICATES AVAILABLE ® _ will you be sufficiently structured, directed ® â€" organized to trade the time remaining for the achievement of things which are meaningful to you those who are important to you? Or will you simply let the time run through your fingers? Let us assume the following: * Your current lifestyle is based on a current income of $60,000. * You are now 30 years old. * Inflation is averaging 5% per annum. ! The real question is: during the time you have left, * plan to retire at age 60, i.e. in 30 years. You will then require $259,317 per year, at age 60, simply to purchase what $60,000 can purchase now. The capital required to provide this $259,317 annual income @ 10% = $2,593,170. At age 30, now, @ 10% you will nie(({ fl_:{gitill at v’vorlc At aZ)e 45 (15 yrs. later):..........,â€"... $620,780 at work The longer you procrastinate the more strenuous and frustrating you make the journey to financial independence, as you restrict the invaluable time you vitally need to make the magic of compounding work for you. So start now! Overeaters Anonymous. Recovery from eating disorders. Step study meetâ€" ing tonight at 8 p.m. at Knox Presbyterian Church, 89 Dunn St. off Lakeshore Road. Side entrance, downâ€" stairs. Contact Linda 842â€"1433. s Falgarwood Public School hosts a Fashion Show and Sale â€" "Try ‘n Buy" â€" at 7 p.m. in the_hbrary Oakville Handweavers â€" and Spinners Guild hosts its Annual Meeting at 7:30 p.m. in the Oakville Arts Council meeting room, 297 Lakeshore Rd. East. Storefront rotating WANT TO DECREASE OR STOP DRINKING? The Addiction Research Foundation is offering a new treatmentâ€"research program that can help you. Treatment is conducted individually on an outâ€"patient basis in the Toronto and Mississauga area. All information is maintained in strict confidence. For further details, call weekdays 595â€"6099 Financial independence is the ability to comfortably exist by living off the income from your capital. Why is procrastination said to be so devastating to achieving this? What is "Financial Independence! (Continued from page 10) AKEF Raymond Jackson Telephone: §494700 Fax: §49â€"7626 FINANCIAL CONSULTANT SECURITIES INC. Addiction Research Foundation miniâ€"workshops on paddle warping, mitering corners, buttonholes for handâ€" wovens and more. Oakville Seniors: Tickets now availâ€" able for Monday, June 3 Lunch Cruise on Lake Muskoka and visit to Rich Hill Candle Factory. Deadline for purchase of tickets is May 21. $49, lunch includâ€" ed. Call the Kerr Street Rec Centre, 845â€" $141, or the Colborne Centre, 825â€"9805. The Lung Association â€" Halton Region, is now accepting applications for membership to its committees and its Board of Directors. For information call Elizabeth Porter 847â€"1033. Fondation de la recherche sur la toxicomanie A e _ Espresso is a method of brewing and not, as many e â€" people mistakenly assume, a type of bean or a degree of roast, although it commonly refers to both. It is said espresso originated when an impatient gentleman from Naples, asked an engineer from Milano to speed up the process of brewing coffee because his primitive Neapolitan coffee pot took too long. This led Mr. Bezzera to patent the first espresso machine in 1903, capable of delivering a lightly concentrated beverage with strong fiavourand aroma. Espresso, the method refers to a quick infusion of water through gggee imunds using either a storetop or countertop machine. ough common misuse, espresso has also become synonymous with darkâ€"roasted coffee. The truth is that espresso may be made from any bean, roasted and style from light to dark â€" it is a matter of taste. It is unfortunate that there are so few places that know or care enough to make good espresso. Good espresso will have a creamy beige layer floating on top of the coffee called crema. A poorly prepared espresso is bitter, harsh and not pleasant to the palate, enough to put you off the drink forever ifq't is your first L surk a Aubds it onl e m t 3 T P espresso. This would be unfortunate since espresso is such a rich, fullâ€"bodied coffee on its own, but also forms the perfect base for espresso cut with milk such as cappuccinos and caffe latté. Anyone who has experienced the dense aromatic and somehow sweet flavour of espresso, or who has had the pleasure of tickling an upper lip with the creamy foam of cappuccino or lightened up their senses with caffe latté or moccaccino (add chocolate) has a feeling for the romance of espresso or as we at Second Cup call them the "Europeans". Drop in to our stores and try for the first time, or one hundredth time, a truly great European caffe â€" You will love it! What is Espresso? If you are unable to breathe properly as a result of chronic lung disease such as asthma, emphysema or bronchitis there is still time to register for the Lung Association Better Breathing Club in your area. For information call 847â€" 1033. Teenage students from Spain are coming to Oakville for the month of July to upgrade their English at Appleby College. Caring host families needed to provide paid room and board. For inforâ€" mation on this crossâ€"cultural opportunity call Debbie McDermott 845â€"9407. May is Speech and Hearing Month. Speech Language Pathologists and Audiologists will be promoting national awareness about speech, communicaâ€" tion and hearing disorders. For more information call 338â€"4617. St. John Ambulance has announced new course dates. Emergency First Aid, Saturday, May 22 from 9 a.m. to 5 p.m. suitable for ages 11 to 14. Ongoing courses include Standard First Aid, Babysitting and CPR. Call 844â€"4844 for Wanted: Small items suitable for a Rummage Sale at Hopedale Mall on Wednesday, May 19 from 9:30 a.m. to 5 p.m. Please note â€" no clothing, books or furniture. Drop off donations at the Oakville Humane Society, 445 Maple Ave.Call Jessie Grant 849â€"4189 or Julia McLeod 847â€"2585 of the Society Auxiliary. All proceeds from the sale will go the Spay/Neuter Program. Peter Denne it °/