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COUNTRYWIDE TOWN CENTRE REALTY INC Jeff Pearcy** _ Allan Bain*** $189.600. Room for OFFICE/DEN/HOBBY ROOMS 4 BEDROOM SEMI PEARCY, $129,854. An unusual price for a home of Sl&,flhfluagg)bs well. This unusual value. Start here. Call me. JEFF unit is a beauty ldl'!fl.& FAMILY NHGHBOURKOOD BEAUNFULLY UPCGRADELD Catherine & Russell Smith, B.Sc. Kldmsudbnhmamavd\lampeaedbymym.M&emadm free, bright and dean as you can. No leaky faucets, everything in its place will say you have a home that‘s been cared for. ofi Jeff‘s Tip For Home SELLERS THE PRICE IS RKCHT RENOVATORS DELICHT 100. Complete nanny suite is part of â€" $134.900. A handyman special with ¢ omplete your homework before buying Py :2R o oo oo MA Rim:s:* > 3> 4> â€" Countrywide Town Centre Realty Inc. + 280 North Service Rd. W. Oalille, Ontario L&M ZSS; SAIlL ING HARBOUR LIFESTYLE ONLY $149,900 338â€"6550 l JEFF PEARCY JEFF PEARCY e lot. Call JEFF PEARCY g Countrywide [ * Tâ€"Oâ€"MW «N ~C<C N.+ LKE ALM 338â€"6550 Greater Toronto Home Builders‘ A s s o ciation (GTHBA) â€" says doing your homeâ€" work, and carefulâ€" ly researching the "Oakville‘s HomeSmiths" Home of the week JEFF PEARCY PEARCY Opportunity knocks! 3 bedpr%om backsplit on Ia:fie lot in excellent neighbourhood. Separate _ dining _ room, hardwood floors, _ recreation room & more. Call now! POWER OF SALE JFF PEARCY marketplace, means that you will be able to buy your new home with confidence, knowing that you are getting the KH Determine how much you can afford. You may have a downpayâ€" ment together, and most for your money, from the best in the field. a rough idea of how much you can afford to borrow. Contact your lendâ€" ing institution to talk it over. Ask about a preâ€" approved mortâ€" gage. It‘s easy to arrange, and it costs nothing. For a specified length of time until you buy (some lenders offer up to 90 days), a preâ€" approved mortgage can confirm the mortgage _ you qualify for, and protect you against «*n ty $190,000. Small price nmn bedroom home in excellent k. 'Kj 1 LAKESHORE ROAD EAST COURT SETTING m.mmdmawbugu prepared to pay a fair price for the home that suits you OPEN HOUSE SLIN. 2â€"4 FAMILY SIZE KITCHEN CGLEN ABBEY STARTER OPEN HOUSE SLIN. BELOW REPLACEMENT COST $397,000 ALLAN BAIN â€" <4%> ww call Allan Bain. interest rate increases while allowing you to benefit if rates drop. Choose a proâ€" fessional builder. When you decide to buy a new home, it‘s imporâ€" tant to select a proâ€" fessional builder. The quality of your home is deterâ€" mined by the qualâ€" ity of your builder, and when you buy from a professional builder, you are assured of getting the most value for your investment. Contact the GTHBA for the names and teleâ€" phone numbers of member builders. Association memâ€" bers are committed o 4 $179,600. Quiet crescent location, wel he rimmings â€" Won‘t last. Call Allan Bain. to professionalism in the residential construction indusâ€" try, and adhere to a strict Code_ of Ethics. Talk to friends and family memâ€" bers who have recently bought a new home and ask for their recomâ€" mendations. Their experiences can give you valuable information about the professional builders in your community. Gather at least three names of pros pective builders. Contact each of them to discuss your housâ€" ing needs and request a list of previous projects and â€" customers. Ove al Drive around and take a look at some of the houses they have built; talk to the homeowners; ask questions about the commuâ€" nity, the house and the builder‘s serâ€" vice â€" before, durâ€" ing and after the sale. Consult more than one homeâ€" owner for each builder to get a crossâ€"section of opinions. _ Take notes as you go along to help you make comparisons later. Take a good, close look at a builder‘s model homes. How do they compare with other homes built by this builder and other builders? Ask the builder about the types of materials used, the m ainte n ance requirements and other details of interest to you. Find out from each builder what kind of service you can expect after moveâ€"in. Many builders have established a sysâ€" tem for followâ€"up with their homeâ€" buyers, such as threeâ€"andâ€"sixâ€" month inspections. Compare the serâ€" vice packages of different builders. Hire a lawyer. You will need a lawyer (or notary) to complete a real estate purchase, and it‘s a good idea to arrange for this early. If you don‘t have _ a lawyer already, your â€" local â€" or provincial _ bar association can refer _ you _ to lawyers who speâ€" cialize in real estate. Ask for an estimate of legal costs in advance so you know what to expect. Your _ lawyer will represent your interests throughâ€" out the process of buying your new home: * reviewing the Agreement of Purchase and Sale before you sign to make sure the variâ€" ous classes are in your interest. + putting the mortgage in place. * registering the change of property ownership _ and obtaining legal possession for you. * checking to make sure you will get clear title to the property and veriâ€" fying, preparing and _ executing transfer _ docuâ€" ments, deeds and mortgages. _â€" Decide where to buy. You can look for your new home by visiting builders‘ model sites, checking newspaper ads, or following up on "for sale" signs that you spot while driving around. Or you can hire a real estate agent to look for a new home for you. Either way, the location of your new home will be one of the most important factors you‘ll want to consider. Is the home convenient to work, schools and shopping? Is public transit close at hand? Picture yourself in the neighborhood â€" is it well maintained? Are _ recreation facilities available? Are there environâ€" mental consideraâ€" tions such as polluâ€" tion, noisy traffic routes for cars, trains or aircraft? Get the home you want. You must consider your needs and wants carefully to decide what is "nice to have" versus what you "must have", always keeping your _ financial resources in mind. If you are working with a real estate agent or a new home salesperson, choose a profesâ€" sional who can help you identify particular technical features; and qualiâ€" ty and value in materials, products and workmanship. Most builders offer a number of choices for their standard finishing products such as color and pattern of flooring and tiles, style of kitchen cupboards and hardware, and color of bathroom fixtures. _ Many builders also have a full inventory of optional _ items such as upgraded kitchen cupboards, skylights and trim. Professional builders will accommodate speâ€" cial requests by purchasers, such as special tiles or wooden flooring, whenever possible. if you intend to stay in your new house for a number of years. Installing that skylight you have always wantâ€" ed in your bedâ€" room for instance, is less costly at the planning _ stage than at any other time once conâ€" You don‘t want to exceed your budget when makâ€" ing decisions on features and options. ~At the same time, it is wise to look ahead (See RE 14)