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tii tro Logically. the very first step you should take is to make sure you can get adequate financing. If you‘re already So if you happen to have decided to become a property investor, there are a few key things to ponder before you commit. And this is where your char- tered accountant can offer much useful information and advice, starting with at least six areas for consideration. These are: Financing, real estate agent. offer to purchase. downpayment, alone or with partners, and finding tenants for the property. By IAN RiEHL Special to the Beaver Several steps to take before becoming a property investor All things considered, it looks like real estate may be shaping up to be a fairly decent investment again. 1tttsmvertyeh6sietuesstty gst',2 ag2"dt,edecs2"12,t I 'dglii',lfhlfrJrmt,stsrat “77.5% Wxtarr' was mom.MyHshed imam: FWESPACM9uSBEnRooMS HARBouRUlTSANDSKHTS $183.6(X).Ayw Mailman - famtyrecrrxrntMthrxrias iutE,t'Nha'cTlfia"gt 'rstAfrysttrllr%lilNlttt? jefhs Tip For Hume Buws Ce'iii,1iii'rtiiiiiii'iii",i 'seep,', you buy -Ast hr In “(Y 338-6550 CouaneTovaauUeRealtyhn-Zfi)Nafi1$achRdWOalwflle,0flafloL6M2$5 1m PEARCY 24HourPager Bus. 338-6550 EACEUENT IN [VERY WAY ymrtpkxtstMtttarealestatetr_u Countrywi T.O-W-N 'pp/tfry?, 338-6550 MOW-IN AND RELAX " mm 11345550 m [If PERCY 33-6531 Mortgage brokers can be helpful here - but be careful. Not all mortgage brokers are scrupulously honest or dependable. Some have been known to make all kinds of promises - even giv- ing written commitments - then failing to deliver. So tread cautiously. But that dealing with a trust company or a bank, then make a point of meeting with the loans officer or branch man- ager. The idea being to tell them what you intend to do - and see if they'll provide financing. If you get a vague answer here, it probably means you should look some- where else. For example, many branch managers will simply say they can't really answer your question unless you have a specific proposal. This is a bad sign! Try another lender. point of meeting gage brokers 'LEALCouRTL0CAnoN NOTAMEPRINF. mum as: 'iiiFiiih'ii' iriiiiiirii'id W-... ..... an Allan's Tip Rar+meSellers WHY PAY MORE? ALLANBAIN Bus. 3386550 M HourPager mm 33345511 may» 3156531 IN A WORD: GORGEOIBI m Once your financing is in place, the next step is to find the specific invest- ment. And before you even think of purchasing study the market well. This means studying the neighborhood and the multiple listing books for price ranges as well as for what properties actually sold for. .The next step is to find a good real estate broker or agent to help you. A good broker will do the shopping around at all the financial institutions for you, and may even get you a better rate. He'll also have access to private funds like a mortgage pool. Some lawyers, for example, are also mort- gage brokers. said, there are a lot of very good mort See 'Pick' page 9) All»! IAN 33845550. $3eumBextepossessex ueestxreth.ihtxemgrx PREMIUM LOT AND LOCATION x6xtxdticussymsrkteas “a FEEVQIJM MIN "iT3ii2rs'sE MW MIN ntr"as50, . "W'Sicswm WW 338-655l1 cw!» TI HERnAtElitx1AKESHGtE14BDRM% $244.90( and Associates Ltd. Realtor 340 CHURCH ST. OAKVILLE 844-2950 V1EWOFTHELAKE-S2,300rERMO. COuNTRYMB0RM.3MmS.AOEl 5249,9991 844-2950 RALPH F. MCCORMICK ElllABETH KIIEWSKIE' 344-2950/842-8134 REDUCED $239,000. ITS A BUY BERNETTA HOTlUM' 84b2950/82r8945 BERNEUA HOTRUM‘ 844-2950/82S4B45 if " ., s'ri),i,i,,,, 3mm RANKIN‘ 844.2950/sé7-6339 $4 M1hluSnNG-RMROAtG 00 4 level splt hunt trees, crescent, ft; IOLA BUTIERY" 844-2950/844-4611 khA BUTTERY" M62950/844-4611 'rr49,00Wl0wn water, quuck possessnor IOU BUNNY" 84N2950l84a4611 IOLA BUWEKY" 844-2950/844-4611 IOU BUNNY” 84b2950/84a4611 IOU BUTIEIY" 84CNst/8W4611 WHY my mm $) l6,900 180 Marine Dr. Ennisclare GREArFAMlLYuuNtil 9/4 bdrm. Ca Fully fenced ['ut1ai'iartl'its,j $425,00tnNESOYNM TREES! SPACE! FOG! ape( appliao?es 39F (am. an off kilche \andsgaped. area With lab 'edarbtae a, 3 walk mmed pc hart O