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se xfe se se ofe ce ofe se ie se se oke ote ie se se se uie oe se se se se cb sB e e ce t k se ofe se ote se ie se te se se se ie se se e se se se ce ce ce se e t te e e t t t t t t k ruising was thought to be an expensive vacation that only the rich could afford. Think again‘! Today, cruising is within the reach of almost anyone. Cruise package economical holiday Features and Benefits: * One Policy * One Annual Premium * Automatic renewal statement _ __* A permanent card per person for the year to show you are covered * Travel as many times as you wish with a maximum stay of 30 days at one time * Family coverage applies to all dependents under the age of 21 years * Family members can travel separately * You can extend the thirty days and only pay for the additional time Thanks to HAC‘s "Vacation 30" Annual Medical Policy It‘s a new "Worry Free" Medical Insurance Policy that can be used over and over and over for a full year! â€" Travel out of Ontario as many times as you like for up to 30 days per â€"trip. Let‘s compare the price of a * Iravel with Cruise Holidays HAMILTON _ HAMILTON MTN. BURLINGTON 525â€"1210 385â€"8500 632â€"6772 OAKVILLE â€" _ STONEY CREEK BRANTFORD 845â€"9680 664â€"8000 756â€"6321 *$96,284 relates to a stomach aneurysm, 30 days in hospital in Indlana. Total bill $108,484.31. OHIP pald $12,200. Insurance Co. paid balance of $96,284.31 Saves Member $96,284 _ _ YAMIAON = *A E. s Avtars‘dlo C ol war Inunthe 7y Me: Ingar td smeinkoce with l ie t esntion 22000 a B Our customers save up to 50% over other methods No digging inside or outside Finished or unfinished basement Licensed, bonded, insured Transferable lifetime guarantee VISA MasterCard accepted nml Ih.u 3 gorab0t fures wich l!'l s s > eap Secluolca fue nf:yufl- oi .9_ withos ol aramex a : willc t Qays: Alor -mqefiv‘ A quality Caribbean or Mexican resort for seven days will cost about cruise to a traditional landâ€"only vacation of similar quality and remember to convert all US costs to Canadian at about $1.30 these days. CALL OR VISIT YOUR LOCAL HAC OFFICE TODAY! PRICES START AT wee even whhe tn Lo: 0 or amey simes as ty wih o aC. 30 Mss Qays ® Alleco®t weed not. Kmd Taaw 6201 wro wl On a cruise, the great news is that almost all of the above items except for your drinks, tips, and Let‘s add it all up â€" $1,660 per person. Of course, everyone can do it for less, but most of us don‘t, not for a quality vacation. During the day, add local transâ€" portation and a couple of local tours, snorkeling, diving, sailing, pirate boats (yes, theyâ€"charge for that sunâ€"burn and all the rum you can drink on the Jolly Roger!) Well you get the idea, another $120 per person for the week. REMEMBER GRATUITIES Don‘t forget to budget for gratuâ€" ities, about $90 for the above. Then, taxes including local, airport deparâ€" ture (both ends), and the taxes/serâ€" vice charges from the tour operator â€" about $180 per person should do it! _ Unless you‘re .going to sit on the beach morning, noon, and night, entertainment should be budgeted at $100 per person for the week. With food, we must also budget for beverages. Pop, a Pina Colada on the beach, wine at dinner, an after dinner drinkâ€"at the show â€" let‘s add it up to $90 per person and that may be a low estimate for some of us... yours truly included. Perhaps, I‘m low on this one as I think ‘of the credit card bills that arrive a month after we return from our holiday. And, of course, the $40 will not feed us in the same style or abundance as we would have on the ship, but then does anyone do that on a land vacation? Next, add up the cost for seven days of meals at the resorts (compaâ€" rable quality is not eating most of your meals at fast food restaurants!) Let‘s budget about $40 per person per day. $800 per person including air tickâ€" ets, hotel, and transfers. All weekend long, songbird melodiés, bird feeders, bluebird box information will be on display at the Visitor Centre. Join park staff at 2 p.m. on July 24 for a bird banding demonstraâ€" tion. The hunters of the night take over at 8 p.m. for Owl Prowl. Birds of Prey fly into action on Sunday, July 25th at 2 p.m. The ‘early bird gets the worm‘ as hikes leave from the Visitor Centre at 9:15 a.m., Saturday. Discover the species in the area. Learn all about birds at Bronte Park on weekend Come soar with the birds on July 24th and 25th, and learn all about their fascinating world at Bronte Creek Provincial Park. Drinks are not included in the cruise fare, but are less expensive at about 70% of comparable land costs, so let‘s budget $63 per person for drinks. Add another $100 per person for shore excursions. Cabin and dining room stewards and the busboy expect to be tipped for exceptional service (which is the norm on a ship). With tips automatiâ€" cally added to your bar tab at 15%, budget $75 per person for tips for the week on the cruise. On a ship, the daily activity proâ€" grams and evening entertainment is not matched by any land vacation and on a ship, it‘s all included in the price of the cruise. As I suggested earlier, very few land resorts, even the allâ€"inclusives will provide you with the quality and quantity of meals or service that you will enjoy on a ship. shore tours are included in the price. sUNDaAY, JULY 25, 1993 rm t m aora A sevenâ€"day cruise on one of the PAGE 18 § TAKEYOURMATE | z 1011 DAY On Monday August 2nd , 2 p.m., the Great Garbage Sculpture Contest gets under way. Prizes for all participants; make your garbage worth its weight in gold! Environmental activities, disâ€" plays and hikes will be taking place at the Visitor Centre all weekend long as well as guest speakers. Learn more about this fragile world we call home. July 31st, Aug. 1st and 2nd marks the 2nd annual environmental weekend at Bronte Creek Provincial Park. Garbage sculpture _ contest Bronte Creek Provincial Park is conveniently located north of the QEW between Oakville and Burlington. Take exit 109 onto Burloak Drive to the Park entrance. Park hours are 8 a.m. to 10 p.m. Entrance fee to the Park is $6 per vehicle and $3 for seniors or perâ€" sons with disabilities. There is an additional fee for the pool, which is $1.25 per child between the ages of 4 to 16 years. and $2 per adult. For further information call the park office Monday to Friday 8:30 a.m. to 4:30 p.m. at (416) 827â€"6911. You can pay more, or less, depending on the season, sales, betâ€" ter, or lesser accommodation etc, etc. When you do a cruise versus. land vacation cost comparison, it should be done with comparable quality products! Submitted by Bob Kerby, Cruise Holidays, 338â€"2077. Total cost of your cruise â€" $1,648 per person. (Of course, I was going to come in under the price of the land vacation, you knew that!) major cruise lines will cost you about $1,300 plus $110 taxes for your cruise package including air tickets and transfers. St. John Ambulance Training for Life! 466 Morden Rd. #201 Oakville, Ont. LGK 2T3 (416) 844â€"4844 @ Holland America Line _ TRADITLON OF EXCELLE 338â€"2077