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The new Ford Mustang equipped with 3.8- litre Vâ€"6 engine and manual transmission will have a Manufacturer’s Suggested Retail Price ,2 (MSRP) of $14,995, Ford of Canada has 3 announced. Vin. ha, i Base price “We think Mustang lovers all over North America will appreciate this value, especially as it is priced below its major competitors,” said James G. O’Connor, president and CEO â€" Ford of Canada. BOSLEY W.H. BOSLEY I: CO. LTD. REALTOR REAL ESTATE 32l11ak£§h2139 13nd; 131-, ADVANTAGE PLUS FEALW INC. 4‘ phone 844-4444 , 703 Dot'val Drive, Site 103, waille, Ont, SUN. GELâ€"74' 2:3 p.m. GARY RED’ ADVANTAGE PLUS REALTY INC. 84-4â€"4444 OPEN HOUSE 56 STEVENSON. OAKVELE 'a Oakville 845-9350 ' DIFFERENT IS GOOD TWO BUILDINGS 3,750 Sq. Ft. in front 3,500 sq. ft. in rear. $360,000 DON RUTLEDGE' 845-9350 , 304Alsoot Come, see, believe. $549,500 CHUCK PARKER“ The Mustang GT coupe with the popular 5.0-1itre Vâ€"8 engine and manual transmission will begin at $19,995 MSRP. The 3.8â€"litre convertible will be pn'ced starting at an MSRP of $23,495. The GT convenible has a base MSRP of $25,995. The redesigned pony car comes with dual airbags, four-wheel disc brakes, AM/FM stereo, power steering and a power driver’s seat standard. of Ford ’3 new Mustang $15,000 Oalwflle Beaver Real Estate News Gets Results! $ 169,500 EXTRAORDINARY VALU E! 4" SCARSDALE CRESCENT Offering 4 bedrooms, 2 bathrooms, hardwood floors, fireplace, finished basement with walk-out situated on a prlva’re Io’r. Don’t miss out on this buyl y-Z‘BEEFQRD, Sales Rep. Many parents will invest this money in the child’s name. However, there are tax implications that should be considered. Attribution rules are put in place to restrict a parent in a high tax bracket from investing Automatic transmission is available at $930, he said. Other optional equipment includes an antiâ€"lock braking system, a CFC- (Continued frompage 25) The most realistic approach is to set up a regular monthly savings program. If you save $100 per month and the investment grows at a rate of 11% per year, you will have $43,000 in 15 years. Plan now for education expenses SATURDAY SUNDAY 11-4 PM. 1104 MONASTERY FANTASTIC HOME â€" OVER 3800 SQ. FT. FANTASTIC LOCATION â€" NEAR GLEN ABBEY GOLF COUNTRY CLUB Prof. fin. basement. main floor den, formal dining with strip hardwood floors, 5 bdrms.. jacuzzi/oval tub in master. 69'x153' ravine lot. Priced thousands below comparable homes. ALEX SZINEGH, Sales Rep. 450-31 31 845-6700 $149,900 TOWNHOMES FOR THE BEST PARKSIDE VIEWS CALL TODAY! WILL EN GLEN ORCHARD 99999 PRICES SUBJECT TO CHANGE WITHOUT NOTICE. E,O.E You will hive to deal with this spending risk as a parent But the investment strategy is sound and should receive serious consideration. Peter Watson, MBA, CFP, REP is the' President of Peter Watson Investments Limited, an Oakvllle firm speciallzlng In retirement planning, RRSPs and Investment planning. He can be reached at 842-7602. As a legal adult he can spend his money as he sees fit. And as a teenagerryour child and his peer group might have other ideas for what you thought was his education fund. The money that you have invested in your child’s name is, in fact, his money. No, you can not spend his money and yes he can spend it as he pleases, once he turns age 18. Therefore, for investment and income tax reasons you are better to consider a monthly savings plan that invests in a growth asset. So far so good, but there is one caveaL The other option is to invest in a fixed income investment like a Canada Savings Bond. The retum over time could be in the 6% range and because interest income is taxed in the parent’s name the afterâ€"tax return would only be 3% if the parent was in a 50% tax bracket. If you invest for growth versus interest income, then the funds are taxed in the name of the child. From an investment perspective you need to invest in growth assets over the long term if you hope to achieve the 11% return that we used in our example. in the name of their children in order to reduce taxes. But these attn'bution rules do not apply to capital gains. fI‘OC air conditioner and an all-new Mach 460 sound system. Public introduction 15 Dec. 9th. A§1§EY