productivity, and investment strategy. The key word here is potential because leverage acts as a catalyst. It just compounds the speed at which things happen; both good and bad. key business ‘buzz‘ word is leverage. It â€"â€"applies to investments, Leverage allows you the potential to accomplish more output with less input. It increases your productivity. example to some is financial leverage. The results can be positive, but they can also . be negative. Use of leverage has advantages....and risks Instead of investing $1, you borrow some funds and, therefore, are able to invest $2. If the ~ investment doubles, then the value is $4 versus 67 Lakeshore Rd. W. 412 Riverside Drive. JUST REDUCED! Beautiful home. Bright kitchen addition, large lot, fin. rec..room, basement office. familiar Sales Representative 338â€"9000 BLACKMORE However, if the investment declines by 50%, the value would reduce to $1, and when the loan is repaid, you would be left with nothing. the $2 it would have been without using leverage. The _ obvious conclusion is that financial leverage is a higher risk â€" higher reward decision. Leverage was the key reason that some of our $239,000 major real estate developers created such astronomical wealth. It was also the cause of their demise. A second area where leverage can be utilized is by developing good computer 2511 Lakeshore Rd. W. #509 #613 Routine tasks that would normally take hours or even days can be accomplished in seconds.: Developing computer skills is only a means to an end. The real payoff comes from Come and view these and other models. ANN SHORE* (905) 849â€"6927 Ideal for growing family. Fantastic greenhouse, dinette, heated pool Ask for HELEN BLACKMORE Another example of leverage that has become popular in recent years is the use of mutual funds. The world has become too complicated for individuals to make i n v e s t m e n t decisions in regards to _ all. "of "the available stocks and bonds in Canada, as well as, internationally. in telligently converting those skills to an increase in productivity. Professional fund managers offer an individual i n fo rm a t i o n leverage. An individual cannot be expected to be an expert on the thousands of different investment options in the various parts of the world. Proven money managers _ with specific areas of expertise can be Breezy comer unit, balcony, 1 BEDROOM â€" 1000 Sq. ft., bright super location. roomy, insuite laundry. Ask for HELEN BLACKMORE Ask for HELEN BLACKMORE used to build a diversified _ and balanced portfolio. It is not required that you know everything, but you do have to know were to obtain the knowledse that is Antiques Art Gifts Furnishings Lamp Shades Custom Made And Lots More Offer valld to Oakuvllie Boaver "Shop Locally" card holders 195 Lakeshore Rd E. Tel: 338â€"3095 Fax: 338 Family relocating back to Oakville wish your area. Quick possession. Call in confidence if you are considering selling a home in this area. ANELL FRANCIS*** Broker (905) 8$49â€"9800 ANELL FRANCIS Real Estate â€" Expect the best" â€" 8g8 Dunn St., Oakville 849â€"9800 JTobson‘s Choice 1120 Valleywood ROBIN POPE* 329â€"5187 sutton group people properties inc AN INDEPDNDENT MEMBER BROKER In today‘s c ompetitive environment, productivity: . is essential. Leverage is a useful tool in achieving _ your critical to> your success. $424,900 Also Visit J OBSON SONS At: 430 South Service Rd W Tel: 842.3090) _ Fax:842â€"6407 For Better Selection Of Antiques Large Small Receive 5% Off Any Purchase (Excluding Printed Books) A Most > Unusual Antique Shop in the heart of Downtown Oakville! | Peter Watson, MBA, CFP, ~RFP is the president of Peter Watson Investments Limited â€" an Oakville firm specializing in retirement planning, RRSPs, and investment planning. He can be reached at 842â€"7602. goals.