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Do you know an exceptional young entrepreneur? Established in 1988, the awards recognize the achievements of entrepreneurs 29 yearsâ€"ofâ€"age or younger. A total of 12 awards are presented â€" one for each province and territory. For the seventh consecutive year, the Federal Business Development Bank (FBDB) is seeking candidates for its annual Young Entrepreneur Awards. Tax planning is another area that often has room for improvement. Tax planning is different from the risky practice of purchasing tax shelters. There are a few financial planning errors that occur as well. The most significant of these is the total lack of a financial plan. It‘s pretty difficult to reach your financial goals if you do not have any. Even if you are not able to be specific, it is better to establish a general direction for your finances. A tax planning area you should consider is how investments are split between a husband and wife. Can the division be improved by using a spousal RRSP, as well as, other techniques? Another consideration is to look at holding higher taxed interest bearing investments inside a (Continued from page 26) committing yourself. Worst plan is no plan OAKLANDS PARK â€" Spectacular California plan. A special property for a buyer desiring a unique home. $539,000. Call ED MASOTTI, Broker or JAYNE RILEY, Sales at 905â€"637â€"2376. REAL ESTATE LTD., REALTOR Peter Watson, MBA, CFP, RFP is the present of Peter Watson Investments Limited â€" an Oakville firm specializing in retirement planning, RRSPs, and investment planning. He can be reached at 842â€"7602. As the expression goes â€" there is no time like the present. Finally, for both investments and for financial planning, there should be a greater understanding of risk. You need to establish how much risk you should take and anticipate the normal shortâ€"term fluctuations of the various markets that you have invested in. Managing your investments and developing a financial strategy will be critical to your longâ€"term financial security. The more time that you spend, the better off you will be. The awards ceremony takes place during the national launch of Small Business Week® in October. All applicants are judged on the same criteria: Q Operating success Q Innovation Q Community involvement Consideration will also be given to the entrepreneur‘s age and startâ€"up, JACKIE van’t HULLENAAR ales Representative nds o 844 5000 ho P nanerties inc EOe in n1 ROYAL LEPAGE Hoyal Lerage eal Estate Services Ltd. Broker OPPORTUNITY KNOCKING Terrific area in South East Oakville. 3 bedroom plus den, raised bungalow with addition on mature lot. Addition needs to be finished. ANINDEPENDENT NEMBER BROKER 1450 Headon Road (at Upper Middle Rd.) 335â€"3042 . properties inc. Your personal realtor... for life Needs TLC and decor. Unique home with view from every window. Only 10 minutes to Oakville Burlington. An opportunity you won‘t want to miss. Priced to sell at $449,000. OPEN HOUSE Sat. Aug. 13 Sun. Aug. 14 â€" 2â€"4 pm Directions: Take Hwy. 5 to Walkers Line, north on Walkers Line (approx. 3 miles) to 5044 Walkers Line (west side). Sylvia Bursey, Broker, in attendance Countrywide Campbellville Realty Inc. (905) 854â€"2294 OPEN HOUSE THIS SUNDAY, AUGUST 21 + 2â€"4 P.M. 445 Sparling Crescent, Burlington $179,900. Well located east Burlington. Close to all amenities. Easy access to QEW and GO station, walkâ€"out to deck. Private treed backyard. Finished lower level. Rec. rm. with fireplace, c/a. Immaculate condition!! Come to see or call VANJA ANDREWS, Sales Rep., 634â€"7755. Royal LePage Real Estate Services Ltd. Broker DAN KOVALICK Ive unique problems or challenges the company faced and overcame, and the longevity of the business. Applicants are available at any branch of the Federal Business Development Bank or by calling tollâ€" free 1â€"800â€"361â€"2126. This year marks FBDB‘s 50th anniversary of helping entrepreneurs build successful business. Res: 637â€"2962 24 Hour Pager 10 ACRES OF PARADISE W LOVE THIS BUSINESS All brick "Chishoim" model â€"2,582 sq. ft. absolutely loaded â€"â€" finâ€" ished basement, 4 bathrooms, inground kidneyâ€"shaped pool, inâ€" ground fibreglass hot tub â€" late possession if required. Asking $265,000. Multiple sclerosis usually strikes people aged 20 to 40, in the prime of their lives. Mulfiple Sclerosis 1240 Grandview Drive $269,90‘0 ALLISON JONES, Sales Rep. l1-,\DVAN'I'AGE. Realty Inc. 844â€" EK Realty Inc. 844â€"4444 9â€"100 Bronte Rd., Oakville