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I‘LL BRING BEAUTIFUL IDEAS RIGHT TO YOUR DOOR. Toll Free 1â€"800â€"263â€"6329 No Payments for 90 days! Call for details and a complimentary consultation SEPT. 28 â€" 6:30â€"8:00 P.M. 120 Navy St., Oakville Central Library Auditorium Donna Oldershaw a spa Getaway Day Trip to St. Anne‘s Country Spa Inn in W x. .. Draw to be held at: The Bay Autumn Elegance Fashion Show For ticket information See ad in Today‘s Oakville Beaver EB Custom Window Treatments Furniture E Blinds Shades Area Rugs B Wallcoverings B And More Great Ideas Just Come To You""" Each franchise independently owned operated ©1994 DDSL Courtesy of: mW Visa accepted Located at: The Bay, Upper Level, Oakville Place ol q\mw lnmmuh\mm\‘Hufl‘\\u‘\‘\\mw MAURIA CLINIC OF ELECTROLYSIS Please call for an appointment arched and shaped «Hairline permanenily contoured eFacial hair removed line shaped eArms, Chest Back hair removed 329 Lakeshore Rd. E. Suite 102 Over 14 Years of Experience (Continued from page 9) Trafaloar Rd. Lowville Project, a group of seniors and emptyâ€"nesters planning a rural supâ€" portive housing community run by resiâ€" dents, public meeting, 7:30 p.m., Lowville United Church, Guelph and Britannia. Meeting is to inform those interested in the project on progress to date. Call Sheila Waldron, 335â€"8162. Oakville Literacy Council Tutor Getâ€"Together, 7 p.m. to 9 p.m., Oakville Public Library. All tutors welcome. Arthritis Society fundâ€"raising Fashion Show, 11:30 a.m. to 2 p.m, Delta Meadowvale Inn. Cost, $35. Information/tickets, 897â€"2995. Engineer Wives Friendship Tea, 8 p.m., 2541 Evelyn St. Mississauga. New members welcome. Call Kay, 279â€" 4922. Fifth annual General Meeting of Canadian Mental Health Association, Halton Region, 7:30 p.m., Region of Halton auditorium. Guest speaker Dr. Brian Butler, psychiatrist and lawyer on the many challenges facing family members, consumers and service providers in the mental health system. Information: $45â€"5044. The Healthy Oakville Steering comâ€" mittee meets, 7:30 to 9:30 p.m., Halton Regional Centre, Glenorchy/Dakota Rooms. Guest speaker Rhonda Hustler, provincial coordinator, Ontario Healthy Communities, on healthy communities concept. Call Lorraine Farrow, 338â€" 4147. Halton Helping Hands, 7:30 p.m. Cultural Centre Art Gallery, 9 Church St., Georgetown. Longterm care update with Lynn Apgar and special storyteller, Linda Howes. Call §44â€"0252 or 878â€" Red Cross Blood Donor clinic, 1:30 to 8 p.m., Towne Chevâ€"Olds, 547 THURSDAY SEPTEMBER 22 he RRSP Home Buyer‘s Plan I allows participants to withdraw $20,000 from their RRSP‘s to purchase or build a house. No income tax is deducted from these funds, as long as they are repaid to an RRSP according to the government‘s repayment schedule. The plan was originally introduced as a temporary measure to assist home buyers with saving for a home. The original plan ended on March 1, 1994 but a modified plan took its place and will continue on an ongoing basis for firstâ€"time buyers. How the Plan Works. You may participate in the plan if you (or your spouse) have not owned a home and lived in it as your principal place of residence in any of the five calendar years before the time of the withdrawal. You can only participate in the RRSP Home Buyer‘s Plan. Once you enter into an agreement to buy or build a qualifying home, you may withdraw funds from your RRSPs under the plan. You must acquire the home before October of the year following the year of withdrawal. Under certain circumstances you may be granted an additional year to acquire a qualifying home. After entering the agreement, you must complete Form TI036 which is available from a Revenue Canada district office. This form should then be submitted to your RRSP issuer (bank, credit union, life insurance company, trust company or brokerage firm). Once approved, the form gives you permission to withdraw funds from your RRSP without any taxes being withheld. You may make contributions to the plan from more than one RRSP, as long as the $20,000 limit is not exceeded. In addition, if you have a spouse who is THE RRSP HOME BUYER‘S PLAN INFO 22nd annual General Meeting of also eligible, you can each withdraw up to $20,000 towards the down payment, for a total of $40,000. You may withdraw money from your RRSP taxâ€" free if that money was deposited at least 90 days prior to withdrawal. A Qualifying Home. To participate in the plan, you must enter into an agreement to purchase or construct a home which falls into the following categories: * It is located in Canada. * It was acquired not more than 30 days before receiving the withdrawal under the RRSP Home Buyer‘s Plan. * It is intended to be occupied as your principal place of residence within one year after buying or building it. Both existing and newly built homes are eligible. They include detached or semiâ€"detached homes, townhouses, condominiums, mobile homes or apartments in a duplex, triplex, fourplex or apartment building. RRSP Repayment Schedule The money you withdraw from your RRSP must be repaid over a period of not more than 15 years to retain your tax deferred status. If you choose to pay less than your scheduled annual payments, the amount that you don‘t repay must be reported as income on your tax return for that year. Trafalgar Rd. Learn more about your personality style and what makes those around you tick with True Colors program, 9:30 a.m. to 3 p.m. Women‘s Centre, hopeâ€" dale Mall, Suite 230. Cost, $10. Information/registration, 847â€"5520. First Oakville Toastmasters meet, 7:30 p.m., Knights of Columbus, Wallace Road. Call Vanessa Trillia, 842â€" 1053. Fourth annual Halton Peel Literacy Conference (also Oct. 1st), Mississauga Central Library. Focus: Literacy in the workplace, literacy for English as a Second Language learners and family literacy programs. Call Rosalind Gleave, 875â€"3851. Are you a stayâ€"atâ€"home mom? First time mom? Mom new to Oakville? Interested in meeting others like you for conversation, friendship, activities and monthly guest speakers, every Friday, 9:30 to 11:30 a.m. Call Susan, 847â€" 3536. Oakville Singles Alive and Dancing, 9 p.m., Oakville Legion, 136 Church St. Information: §42â€"1327. Oakville Chamber of Commerce Business to Business Luncheon, Oakville Golf Club, Sixth Line. Guest speaker, R. Bruce West, president and CEO, Walâ€"Mart Canada Inc. on The Impact of Walmart on the Canadian Retail Scene. Information: 845â€"6613. Trafalgar Orchid Society meets, 10 a.m. to noon, 125 Sparling Crt. Membership includes beginners to experts. Information: Brian or Mary Foster, 845â€"5782. Power and Women, halfâ€"day conferâ€" ence, Otello‘s, Royal Windsor Dr., 8:30 Dan Cooper is an awardâ€"winnin, Associate Broker with Countrywi Town Centre Realty Inc. and can be reached at 338â€"6550. (See ‘Update‘ page 11)