Reducing debt a crucial element in building wealth oday‘s column is about focus. I To be successful at any endeavor, you have to be focused, and this is particularly true when it comes to achieving finanâ€" cial success. It is easy to allow your attention to shift from your own financial priâ€" orities to financial matters that are news worthy, but of no great conseâ€" quence personally. For example, the federal governâ€" Briar Wood‘s Got the Buys! Save ‘1000s on All Remaining 1994s 4â€"cyl., auto, air, radio. #AÂ¥1229 w FREE Loaner cars w House call for test drives at your home or office available w 24â€"hour Roadside Assistance w Certified GM technicians Come See What Sets Us Apart from the Rest! CHEVROLETâ€"OLDSMOBILEâ€"GEO Ts . LTD. o e 4â€"cyl., automatic, gauges, air conditioning, cassette and much more. More power than Camry or Accord. Sale Price from 1994 Achieva $ 4â€"door e SALES « SERVICE « RENTALS BLOOD PRESSURE MONITOR MARSHALL 85 * Easy to use and accurate * Ideal for home use | * Registers systolic, diastolic and pulse measurements on a clear easyâ€"toâ€"read digital display panel. * Complete with instructions and a molded plastic storage case. 4â€"cyl., _ 5â€"spd., radio. #1105902A ment‘s onâ€"going management of its massive debt is of great interest to many of us, and a few of my recent columns have discussed that topic. The issue is critically important to the success of our country and has had more media coverage in the last month than in the previous year. While government decisions will affect your financial success, so will your own personal decisions. It is essential that you focus on those ME HEALTH CARE CENTRE *Based on a 36â€"mo. lease. Reg. $113.50 V6, auto, air, radio. 1988 Ciera 4Aâ€"door Air bag, power windows, power locks, V6, automatic. Loaded with extras. 1994 Cutlass Supreme 4â€"door ICEâ€"Oâ€"GRIP * Ideal winter ice tip e Attaches easily to all standard sized wooden or aluminum cones. *« Conveniently flipped up when not in use. + Durable, topâ€"quality stainless _ steel. * Rustâ€"resistant in the harshest winter conditions. $1500 down, plus frt. all applicable taxes incl. air tax. **Plus frt. (Metro $400, Tracker $460, Achieva $595, Cutlass $760 all applicable taxes incl. air taxes. areas that are within your control and that can lead to your financial success. There are several things that you VG6,. auto; > air, stereo. #B2159 Reg. $7.50 THE OAKVILLE BEAVER must do to be financially successful. Start by reducing your debt. The first priority is to eliminate non taxâ€" deductible debts such as a mortâ€" gage. At the same time that you are paying down any debt, you should also be maximizing RRSP contribuâ€" tions. Remember, that RRSP contriâ€" butions are taxâ€"deductible and by investing now, the assets will have the opportunity to grow and comâ€" pound taxâ€"free. 4â€"cyl., auto, p/steerâ€" ing, radio. #A1267 YOUR CHILD CAN BECOME , A BETTER READER! EReading ® Phonics EMath E Little Re: @Study Skills (age 3â€"6) 1991 Cavalier Wagon After you have paid off your Booked Appointments: Monday thru Thursday 9:30 a.m. â€" 5:00 p.m. Friday 9:30 a.m. â€" 3:00 p.m. . Walkâ€"In Hours: Monday Thru Thursday 5:00 p.m. â€" 7:15 p.m. _ Saturday 9:00 a.m. â€" 12:00 p.m. ©7949 1131 Nottinghill Gate Suite #201, Oakville, 825â€"2555 83 SMAIH lf.qs 1 5 MO 5â€"speed, 3â€"cylinder. Lots of Fun. Dr Richard Handï¬eld Jones MD:. CCEP.ECE is pleased to announce the opening of his family practice in association with GLEN ABBEY MEDICAL CENTRE 1994 Geo Metro Hatchback Sale Price from Dr. Clover Hemans M.D., CCEP. Dr. Ronald Mittler M.D., C.C.EP. ® Phonics E Little Readers New Patients Welcome! V6, auto, pw, pl, tilt, cruise, rear heater, stereo. 2 to choose from. 1994 Lumina Van 7â€"pass. Secondary School Programs Call for more information . â€" OXFORD Preschool, Elementary g debt, you should consider establishâ€" ing a regular monthly investment saving program. There is no Canadian content restriction on nonâ€"RRSP investments, so this would be a good opportunity to add international diversification to your portfolio. International investing is a good example of how investment deciâ€" sions can be made. You are aware of the onâ€"going uncertainty with Quebec, plus â€" our growing debt problem. LEARNING CENTRES V6, auto, air, radio. #A1261 ONLY 1989 Celebrity Eurosport 4â€"dr. $8150 Noâ€"charge hardtop included. 4â€" cylinder, 5â€"speed. Colour appearance package. Sale Price from 1994 Tracker Convertible By using this general informaâ€" ‘ tion, you can concentrate on decreasing your investment risk by investing outside of Canada. Others have been doing this, and in September, approximately half of all mutual funds purchased were invested in international equity. The important thing is to rememâ€" ber your own personal priorities and then focus. Good luck! Peter Watson, MBA, CFP, RFP is the president of Peter Watson Investments Limited â€" an Oakville firm specializing in retirement planning, RRSPs, and investâ€" ment planning. He can be reached at 842â€" 7602. Guides to gov‘t. assistance available at Halton Region The, updated listings of Government Assistance Programs are now available through the Halton Region Business Development Department. The booklets were put together by careâ€" fully selecting the programs listed in the Handbook of Grants and Subsidies (both Federal and Provincial) that are most applicable to businesses in Halton. The Handbook is published by the Canadian Research and Publication Centre. The programs are listed in four booklets under the following headâ€" ings: Research, Technology and Machinery; General Business; Importing and Exporting; Human Resources, Training, Education and Employment. The majority of the programs available are loans targetâ€" ed to very specific projects. The booklets list programs for both new| and existing businesses. All four booklets are available free of charge. To receive your copy of the government assistance proâ€" gram booklets, visit the Halton Region Business Developmen! Department, 1151 Bronte Road Oakville. 4â€"cyl., auto radio. #AÂ¥1261 1991 Cavalier Aâ€"door $8530 November 2, 1994 alr,