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The Better Business Bureau offers the following suggestions to obtain good coverage and service while miniâ€" mizing costs. Even though the insurance rates of every company in the province may be reviewed and approved by a regulatory agency, rates vary. reliability when you shop for an automobile, you also want the same in your auto insurance policy and company. J ust as you look for good value and The price of your insurance coverâ€" age is determined by a process called rating, and the amount you pay is called a premium. The price of your policy is based in part on the claims history of all drivers in your area, although other factors, such as personâ€" al driving record, age, sex, and marital status also are important. Ask friends or coâ€"workers to recâ€" ommend insurance companies they have dealt with. Then contact the comâ€" panies and ask questions. How much insurance will you get for what price? Are discounts available for taking pubâ€" lic transportation to and from work or having airbags or antilock brakes on your car? Under what circumstances could your rates be increased or your Shop around for best automobile r Insurance \ i CLIP oOUtT cLIP out cLiP oUuT cLiP out cLiP our cLiP out MELO‘S AUTO SERVICE LTD. Fall @ Absolutely Free Our business is information. We do not sell cars. Call Today 905 795â€"2600 Operators available Monâ€"Thurs. 9â€"9 Fri. Sat. Sun 9â€"5 coverage cancelled? Also, find out if the company has a history of consumer complaints by contacting your BBB. If you are looking to reduce insurâ€" ance costs, consider the following: takâ€" ing the highest available deductibles for collision and comprehensive physiâ€" cal damage (if you are willing and able to assume the risk); dropping collision as your car ages, again, if you think it is worth the risk; avoiding excessive duplication of coverage by checking all your insurance policies; and having your representative review any changed circumstances which may result in discounts. In the event you are involved in an accident, call the police. You may need a police report to back up your claim. Obtain names, addresses, phone number, license plate number and insurance company na~es and policy numbers from all drivers involved. Get names, addresses and phone numbers from all passengersâ€"and witnesses and try to take notes at the scene about what happened. Include speed of vehiâ€" cles, location, and weather conditions. Remember, admit nothing, and do not reveal how much liability insurâ€" ance you carry. WINTERIZER CHECK . _ _ . LOCKWO CHrevsrEr 175 WYECROFT ROAD, OAKVILLE (between Ker St. Dorval) 845â€"6653 Hatchback, auto, p.s., p.b., air, AM/FM stereo, champagne with matching interior, balance of factor warranty available. Stock #P5SH11â€" 3.5L V6, 4 spd. auto, air, premium stereo cassette, p.w., p.d.1., tilt, cruise, dual p. seats and much more, balance of factory warranty available. Stock #P2424 V6, auto, air, stereo cassette, tilt, cruise, p.w., p.d.1., 6 way p. drivers seat, ())0 eous white on white with conâ€" trasting interior. 16, Stock #P2350 V6, auto, stereo cassette, air, tilt, cruise, p.Wik., p.d.1., 6 way p. driver seat, buckets, console, flash red contrastâ€" ;;1 ifigrior. balance of factory warranty available. Stock 7 passenger, V6, 4 speed auto. air, stereo cassette, tilt wheel, cruise control, dual p. mirrors, roof rack, child seats. low kms. *Plus taxes license, subject to prior sale * Low Prices x Personal Service * Quality Products x Trustworthiness * CUSTOM SATISFACTION GUARANTEED Trans Canada Muffler Brake will pay the taxes during this limited time offer. Not valid in combination with any other special or warranty work. Mufflers, Pipes, Custom Pipe Bending, Catalytic Converters, Shocks, Struts, Brakes, Trailer Hitches "THE UNDERCAR CARE SPECIALIST" NO GST, NO PST on MUFFLER BRAKE 6 Cyl1., 4 speed auto, air, stereo casâ€" sette, tilt, cruise, p.w., p.d.1., dual p. mirrors, aluminum wheels, hunter green. Stock # P2495 interior, medium igzré; with matching interior. Stock # P2479 Mark Cross Edition Completely power equipped, ultimate sound cass, aluminum road wheels, polar white with contrasting leather int. Bal. of factory warr. Stk. #P2488 5 Dr. hatchback, turbo engine, auto. p.5., air, stereo cass., tilt, cruise, p.w., p.d.L, p. mirrors, trunk rack, aluminum road wheels. Tahoe turquoise. Stock #P2452. EXTENDED PASSENGER VAN V6, auto, stereo casâ€" sette, air, tilt, cruise, p.w., p.d.1., rally wheels, burgundy silver 2 tone, extremely clean, balance of factory warâ€" ranty. Stock #P2425 wouds CS CA % 5 cV1 Ts s cri td OUR ) FOURTH _OAKVILLE 842â€"6854 LINE J. Lockwood Plymouth Chrysler Ltd $17,500