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A store for those who are serious about books s you may have guessed from the very straightforâ€" ; ward name, "Bookers" is a bookstore for people who love to immerse themselves in a good Certainly that was the intenâ€" tion of the two owners who opened their new book shop on Lakeshore Rd. in September. Vizma Sprott and Ruth Boughner Idler, both Oakville residents, had a vision of a bookstore with a difâ€" ference. Sure, you can still find racks of bestsellers amid the 10,000 plus titles, but the vision 1994 ArtPress International What drives interest rates PAPE‘S TIP: "Anticipating interest rate c cles will make you richer faster. Learn to watch j%r the signs." Interest rates have oscillated between incredible highs and lows in the last 15 years. A new generation of investâ€" ors considers fluctuating rates to be normal. Gordon Pape is a financial author and broadcaster tion on money management. For specific advice, C e Politics: Overseas investors demand a higher premium for investing their money in Canada because of uncertainty over Quebec. e Deficit: As the deficit grows, so do worries â€"â€" lendâ€" ers wonder if the time will come when we can‘t pay. e U.S. rates: Canadian rates are normally higher than in the U.S. to compete for foreign investment, so when theirs move up, ours move higher too. e Foreign money: We also compete with other countries, so when, for instance, Germany‘s rates rise, so do ours to keep Canada looking attractive. e Canadian dollar: If the Bank of Canada thinks our dollar is on the slide, it jacks up rates to attract foreign money and drive the dollar back up. These often shortâ€"lived spikes offer great investment opportunities. is pleased to welcome Karen Mueller, C.F.P., and Bob Milley, C.EP., Financial Advisors to the Oakville Midland Walwyn team of investment professionals. Karen and Bob have many years of invaluable financial planâ€" ning experience. Their emphasis is on conservative personalized retirement and long term financial planning. They can be reached at (905) 842â€"6770 or 1â€"800â€"268â€"0621. R.P. (BOB) MILLEY, C.EP. * One of a kind gifts * Seasonal entertainment * Superb catering at the Show * Admission $4.00 / Free parking / Children under 13 no charge Your gift buying made easy! You‘ll find wonderful, original art and crafts by 50 of Canada‘s leading artists. See and buy handblown glass by Gary McCollum, exquisite quilts by Eva Bishop, children‘s sleighs and rocking horses by Sutton, award winning bird carvings by Bert Hirt, Father Christmas dolls by Pat Harris. Meet these artists and 45 more at Oakville‘s premier Christmas craft fair. E 1280 Dundas St W. (Hwy 5), O QEW to Third Line (Exit 113) then then north 3 km to Dundas St. A Christmas Celebration of Canadian Art and Crafts 8 L UE C dA N 3 T TM BLUE CHIP THINKING is a trademark of Midland Walwyn Capital Inc. Saturday, Nov. 19, 10 a.m. â€" 5 p.m. / Sunday, Nov. St. Volodymyr Cultural Centre Big interest rato changes are a recent phenomenon Prime rate 1940 : 1950 | 1960 : 1970 HI P T KIN G"* behind Bookers was to create a store that was "community interâ€" active". To that end, Bookers has already become the home of three book clubs, meeting on Monday afternoons, and Tuesday and Wednesday evenings. Each club is led by a facilitator (one, a U. of T. professor, the others from the Oakville Public Library) who directs discussion and keeps the session focussed. The store was deliberately designed with a fireplace, comfy chairs, and a big harvest table to r. On the Money provides general informaâ€" consult an appropriate financial professional ! alk KAREN MUELLER, C.EP. 20, II a.m. â€" 5 p.m. What to do 1. Buy oneâ€"year Tâ€"bills and cashable GICs when rates are high. 2. Don‘t lock in to longâ€" term mortgages when rates are high. 3. Invest in bonds and bond funds when rates look poised to fall. 4. Invest in money market funds when rates are rising. 5. Take out fixedâ€"rate not variableâ€"rate loans when rates are rising. Information (519) 925â€"6606 GRAPHICS SYNDICATE 13711 1980 1990 accommodate a variety of such uses. Coâ€"owner Sprott explains that when she and longâ€"time friend Boughner Idler began planâ€" ning their bookstore in their heads, they both had very strong ideas about making it "a centre for artistic exchange". "Bookselling is really just the catalyst," she suggests. " Every book here has a subject, and all of them can lead to something else". The "something else" she has in mind can be as diverse as a performance by chamber musiâ€" cians or guest speakers on garâ€" dening or any other topic of interâ€" est. One of the reasons for Bookers location in the heart of downtown Oakville, according to Boughner Idler, is that they wanted their shop to be close the the cafes and retail stores that keep an area vibrant. On Saturday mornings, for instance, Bookers offers a children‘s story time, while on Sundays, browsers can drop in and pick up their Sunday times or choose from a variety of other international newspapers. In short, Bookers‘ owners want their shop to be viewed as a "peoâ€" ple place" where you can go to simply buy a good book or take part in an exchange of ideas through one of the many special programs which will be offered. Although they did not want to tip their hand about upcoming events, Sprott and Boughner Idler said they are very excited about future plans for the bookstore. Anyone wishing more informaâ€" tion about Bookers‘ book clubs or upcoming events should contact the store at 172 Lakeshore Rd. E., call $44â€"5501. f M tein our briunts is finely asczsonad FZ INTRODU CES 2C IN EACH POSE. ;s NOT ONE, BUT THREE BEAUTIFUL POSES. Each pose includes a @ big 10x13, an 8x 10, two 5x7s, ten wallets, keepsakes and six portrait Christmas cards. You see and select the poses you like best on your choice of backgrounds. _ _ AOFA Products aive you better portraits 3â€"10x13s 3â€"8x10s 6â€"5x7s 30â€"WALLETS 34â€"KEEPSAKES 18â€"PORTRAIT CHRISTMAS CARDS SUBJECT FEE OF $4.00 PER PERSON, PAYABLE WHEN PORTRAITS ARE TAKEN. LIMIT ONE HOLIDAY PORTRAIT COLLECTION PER FAMILY, PLEASE. You choose backgrounds and approve each pose as it‘s taken. Additional poses taken for optional portrait collection with no obligation to purchase. Christmas background available at no extra charge. Portrait sizes approximate. Our setting is too. n The newly renovated Glen Abbey Club House and Restaurant embraces the beauty of the seasons with its serene country surroundings. Listen to birds serenading swans on the pond. Stroll through our picturesque gardens. ‘Then come inside and indulge in our exquisite Brunch. Our floorâ€"toâ€"ceiling glass walls bring the scenery with you. Please join us for Sunday Brunch with seating from eleven a.m. until one p.m. for only $18.95 per person. sit Glen Abbey Reviaurant. A beaunful «etiing awaile you. 3 BEAUTIFUL POSES â€" 94 PORTRAITS IN ALL THIS AREA KMART HAS A PERMANENT STUDIO Tues. â€" Fri. 10 AM â€" 7 PM _ Sat. 10 AM â€" 6 PM HOPEDALE MALL THE OAKVILLE BEAVER For Customer Service, call 1â€"800â€"438â€"8861 Mayor Ann Mulvale cuts ceremonial ribbon to officially open Bookers; Vizma Sprott and Ruth Boughner Idler. SEE, SELECT AND ORDER YOUR HOLIDAY PORTRAITS INSTANTLY With our exclusive OK Custom Portrait system, you see each pose as it‘s taken on a color monitor... instantly! And you leave with a FREE Custom Proof Sheet, complete with all the poses you approved. Pm o 1994 poaint, nc â€"Errg. 0L, _ GOLFCLUB 7 1333 Dorval Drive, Oakville Tel: (905) 844â€"1800 Watch for $uper Savings in this Sunday‘s edition of All the "Best"... as selected by our readers! Are you a winner? Call your sales representative at 8$45â€"3824 for more information. oming Soon... For Excellent Real Estate service advice, just call JACKIE VAN‘T HULLENAAR Sales Representative ; she‘s flanked by store owners (Photo by Riziero Vertolli) AN INDEPENDENT MEMBER BROKER November 16, 1994