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The Oakville Beaver, Wednesday May 17, 2006 - 37 OAKVILLE CHAMBER of COMMERCE Sponsored in part by THE BUSINESS THE THE TAX ADVISORY INCORPORATORS ADVISORY MINDING YOUR BUSINESS 10 well known secrets to success (NC)--Career counsellors, life coaches and school guidance counsellors agree that for any person, the following 10 well known secrets are required to either succeed in getting a job or creating an entrepreneurial opportunity for themselves. They tell us that we need to set up our professional and personal life in a way that gives us the time to focus on our chosen career or develop a new business. This also means we need the freedom to take risks. The following points are suggestions for creating success in your chosen professional path, courtesy of the Canadian Education and Research Institute for Counselling (CERIC): 1. Get Support ­ Ask friends and family to get involved in supporting you through your job search or new business venture. 8. Be Prepared ­ Plan for 'what if' scenarios. Assemble a list of recommended consultants who can help you with both technical issues as 3. Budget­ Set a realistic well as staffing needs. Update budget to include all living the information on the list regularly. and business expenses. 2. Manage Time ­ Learn to manage your time effectively to include both work and personal down time. 4. Get Organized - Set up a system where you can record and file bills and receipts for quick and easy access. 9. Make Learning a Life-long Passion ­ Continually increase your knowledge base to secure your value in the workplace. Live the dream of a debt-free life (NC)--Many Canadians dream of a debt-free life that paves the way to early retirement, new hobbies or community involvement. Whatever debt-free living means to you, it doesn't have to be a dream. Here are some ways to get there: · Prepay your mortgage: Additional whole or partial mortgage payments can reduce the principal balance, lower interest costs and build equity faster than if you kept the original schedule. · Lower-interest options: Shifting your outstanding balances from a high-interest credit card to a lower-interest vehicle such as a line of credit could save hundreds of dollars annually in interest payments. Use the "extra" money to reduce your debt faster. · Trim your banking budget. The average Canadian has nine banking products spread between at least two different financial institutions. At first it may have made sense because each account or loan was for a specific purpose, but ask yourself if it still makes sense or if you can save time, energy and money by folding your financial needs into an all-in-one account. · Use your income to your benefit: Find an account where you can deposit your salary against your debt to lower your principal and interest payments, but lets you access your money for your regular expenses. An all-in-one account, which combines your mortgage, shortterm savings and income into one, may let you live the dream sooner than you think. Your entire pay cheque pays down your debt penalty-free, but you can withdraw what's needed to pay your bills and other expenses. Whatever unspent funds you have left over at the end of the month continue to pay down your debt until you need them. - News Canada 5. Find a Mentor ­ Enlist someone you trust and 10. Think Success ­ When admire to discuss challenges you enjoy your work, other and successes. individuals observe the confidence you emit. 6. Network ­ Networking is an excellent source for making contact and trading infor- - News Canada mation for career and business advancements. 7. Establish Healthy Lifestyle Habits ­ Get proper sleep, exercise regularly, follow a nutritional diet and balanc fun with work. The Girls are Here! Women Painters, providing design, colour consultations, faux finishes and meticulous painting! We'll transform your house into a home! PERSONAL ASSISTANTS To free you of the everyday demands of a stressful and busy life Call us so we can meet and discuss how we can make your life easier ! OUR UNIQUE SERVICES INCLUDE: · Grocery Shopping · Personal/Gift Shopping (wrapping & del.) · Elderly Check-in · Pet Sitting/Walking · Errands · House Sitting/Home Service Waiting And Much more... Anything Men can do... WE CAN DO TOO! CALL US TODAY! *Ask www.geminiconcierge.ca g g about our DENISE OR CATHY 905-696-7341 or 905-569-7209 "New Mother Rescue" (better than flowers!) 905-484-1902 For a free consultation call Lori-Ann Cathy 905-781-4783