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38 - The Oakville Beaver, Wednesday February 21, 2007 www.oakvillebeaver.com Down memory lane SOMETHING OLD...: Oakville Museum at Erchless Estate volunteer Aileen Coates steams her mother's 1926 wedding gown for the Old, New, Borrowed and Blue exhibit at the Navy Street museum. In the background are dresses, from left, circa 1988, 1951 and 1972. From the heavy brocade gowns of the Victorian era to modern-day dresses, the Old, New, Borrowed and Blue exhibit at Oakville Museum chronicles the history of Canadian wedding attire. *Most Canadians are while they try to save Which should take pr Concentrating on pay be the best route for o an RRSP may benefit financial professional, important for you. To try to get the best of maximize your annual your resulting tax refun Here are a few key fac your decision: · Your age. The younger you are, the more priority should usually be given to your RRSP. If you are less than 15 or 20 years from retirement, consider reducing your mortgage. Once the mortgage is paid off, redirect as much of that money as you can into your RSP. · Your tax rate. If you are in a high tax bracket, RRSPs may be a great tax-saving strategy. Unless you plan to move up to a more costly home, you should consider maximizing your RRSP contributions and using any excess cash to pay down your mortgage. · Your mortgage rate. If your current mortgage rate is low, it may make more sense to invest in an RRSP, where you may be able to generate a higher rate of return. However, if your mortgage is locked in at a high rate for the next several years, paying it down may save you more in interest than you could generate on an after-tax basis from investments within your RRSP. · Your general financial health. If you're worried about access to cash in the future because your job may be in jeopardy or because of health worries, it may be wise to contribute to an RRSP. The money contributed into an RRSP is generally more accessible in an emergency than home equity. · Your pension plan. If you have a generous workplace pension plan, you may be able to concentrate more on your mortgage than your RRSP. - News Canada Tim Trian, CFA - Portfolio Manager Laura Trian, C.A., CFP CIM - Investment Advisor , BARRIE ERSKINE / OAKVILLE BEAVER Fare Increase - New Tickets Monday, February 26, 2007 New Tickets · Use your old Mississauga Transit tickets until Sunday, Feb. 25, 2007 Fares effective February 26, 2007 (all fares subject to change) Bus fares Pre-School Children (Must be accompanied by fare paying passenger) FREE FREE $2.50 $7.75 $15.50 Visually Impaired Patrons (With C.N.I.B. Card) Children (Grades 1 to 8) Cash Fare Five Tickets Ten Tickets · Use only new Mississauga Transit tickets starting Monday, Feb. 26, 2007 Students (Grades 9 to 12, including full-time university and community college students. Must show current school I.D.) Cash Fare · Exchange old Mississauga Transit tickets for new tickets from Monday, Feb. 19, 2007 until Thursday, May 31, 2007 Ticket exchange in person: Old single tickets to maximum of 50 tickets can be exchanged at any of the following locations: City Centre Transit Terminal (Square One) ticket booth Islington Subway ticket booth (lower level) Mississauga Transit 975 Central Pkwy. W. Mississauga, Ontario L5C 3B1 (50+ tickets can only be exchanged at Mississauga Transit 975 Central Pkwy. W.) Monthly Pass(Must show current school I.D.) $90.00 $2.50 $11.00 $22.00 $23.00 $96.00 Adults Cash Fare Five Tickets Ten Tickets Weekly Pass Monthly Pass Seniors (65 years of age or older) (Must show Senior I.D.) Cash Fare Five Tickets (Must show senior I.D.) Ten Tickets (Must show senior I.D.) Annual Pass Monthly Pass $2.50 $7.75 $15.50 $312.00 $31.00 $3.00 (Must use with Mississauga Transit Senior Photo I.D.) (Must use with Mississauga Transit Senior Photo I.D.) Mississauga Transit Senior Photo I.D. (New and replacement)(Includes G.S.T.) GO Transit Fare Integration GO Discounted Cash Fare (To and from GO rail station) Ticket exchange by mail: Mail in your old tickets along with your clearly printed name, phone number, address and postal code to: Mississauga Transit Coin Room 975 Central Pkwy. W. Mississauga, Ontario L5C 3B1 $0.55 $22.00 $43.00 $6.00 $19.00 200-2908 South Sheridan Way, Oakville GO Sticker Monthly GTA Weekly Pass (Unlimited travel within the Greater Toronto Area on these transit systems: Mississauga Transit, TTC, Brampton Transit and York Region Transit) Tel: 905-829-0600 Visit us at http://teamtrian.dundeewealth.com Wonderland (Seasonal) Cash Only - One Way Cash Only - One Way - Family of Four (1 adult 3 children or 2 adults 2 children) Peace of Mind ... ... the most Valuable Service we Provide One number does it all call 905-615-INFO (4636) for all your transit needs. 905.901.3429 anton@tridelta.ca www.tridelta.ca OAKVILLE NORTH YORK MISSISSAUGA THORNHILL TTY Phone for people who are deaf, deafened or hard of hearing: 905-615-3886 during the following hours: Monday - Friday - 7:00 am - 6:55 pm · Saturday & Sunday - 8:00 am - 5:55 pm mississaugatransit.com Anton Tucker CFP, FMA, FCSI www.oakvillebeaver.com $2.50 Five Tickets (Must show current school I.D.) $10.25 Ten Tickets (Must show current school I.D.) $20.50 Weekly Pass (Must show current school I.D.) $21.50