The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

18 - The Oakville Beaver, Wednesday November 7, 2007 www.oakvillebeaver.com Year End Tax Review Now is the time of year to fina we believe tax planning start defer decision making until review your financial situation do to save some tax dollars. I do consult a professional. We conduct our practice under t can only be achieved through p integration of Investment, Tax together to optimize your finan on Risk Management you need Risk ­ the risk of losing your c volatility and risk adjusted retur your capital to taxation (never to that you should be concerned a There are many ways to pro simple way is to rid your por books and off set the losses against any unrealized capital gains. You can use exchange traded funds (ETFs) to maintain your exposure to the sector of your winners and still reap the benefits of minimizing your tax bill. Capital gains recapture is another strategy to consider. Capital losses can be carried forward indefinitely however you only have a three year window to recapture any previously paid capital gains to offset against realized losses. These are only two simple strategies to minimize your tax burden, there are many more. Does your current team of advisors counsel you this way? Remember when it comes to managing your wealth you have two basic risks that you need to concern yourself with. When investing look to minimize your investment risk by employing pension style investment management techniques and focus on "risk adjusted" returns. When minimizing taxation risk look to employ strategies in concert with your risk tolerance that will maximize tax efficiency. All of this works well when you align yourself with an integrated team of professionals who work in concert to achieve those goals. If your specialists are not communicating on these issues, then you are probably paying too much income tax. As your financial life become increasingly more complex, don't you agree that an integrated team of financial professionals optimizing your financial health should be high on your "To Do" list? If you learn to focus on Risk Management, Tax Minimization and Estate Preservation you will optimize your financial well-being. To learn more information on the benefits of working with an integrated team and/or to receive a COMPLIMENTARY YEAR-END ACCOUNT REVIEW please feel free to contact Tim Trian, CFA Portfolio Manager, or Laura Trian, CA Investment Advisor Dundee Securities Corporation, Member CIPF at 905-829-0600. This article was prepared by Tim Trian who is a registered Portfolio Manager with Dundee Securities Corporation, a Dundee Wealth Management company. This is not an official publication of Dundee Securities and the views (including any recommendations) expressed in this article are those of the author alone, and they have not been approved by, and are not necessarily those of Dundee Securities Corporation. LIESA KORTMANN / OAKVILLE BEAVER A WHOLE PACKAGE: Angela Borgeest, organizer of the Wholistic Women's Fair to take place this Saturday in Oakville, with fair exhibitors Maggie Easton of Arbonne International and Manny Mendoza of Symmetry Direct. Health is a whole lifestyle Continued from page 13 Part of Borgeest's philosophy is the importance of the whole. To that end Borgeest has organized the Wholistic Women's Health Fair, but says of course, men are invited, too. "It's not just about food, it's a way of life," said Borgeest. Women need to ask themselves that if they don't nourish themselves, how will they be able to give to others. "Women are always giving and giving until there's nothing left within us to give anymore," said Borgeest. Today's women face issues not much different than those in years past except that they are more open to talking about issues and looking for answers. "In the past women I think were more willing to accept fate whereas today's women are more prepared to question," said Borgeest. By getting to know themselves, treating themselves properly and becoming comfortable with themselves, women will reach a higher level of health and happiness, according to Borgeest. "Everything should be downstream. If life becomes upstream, we're fighting something we shouldn't," she said. The Oakville woman said she expects the fair, to be held from 10 a.m. to 4 p.m. at St. Simon's Anglican Church located at 1450 Litchfield Rd. just opposite Sheridan College, to draw a capacity crowd. Admission costs $10 and if more people show up than can be accommodated, admission will occur as other fair atten- dees leave. "Oakville's First Wholistic Women's Fair is every woman's dream of what she needs in order to grow to her full potential. This means there will be wisdom shared either through lectures or vendors that touches her body, mind and spirit," said Borgeest. Products that can't be purchased from outside sources will be on display and available for sale. Whole Foods is catering the event so Borgeest said there will be quality food fare at the fair. Stage performances, demonstrations and lectures will take place throughout the day. The day will kick off with a stage demonstration of Yoga by Lululemon See Finding page 19 Column Provided by Dundee Securities Corporation The opinions expressed in this column are those of the author p p f and do not necessarily represent the views of this newspaper. Tim Trian, CFA - Portfolio Manager Laura Trian, CA., CFP CIM - Associate Portfolio Manager , Vi i h // i d d lh Add Warmth & Value to your home with beautiful hardwood flooring from St. Lawrence Collections For the entire month of November, when you purchase any in-stock St. Lawrence Hardwood Flooring Choose from over 100 items · All colours, grades and species · All backed by up to a 200-2908 South Sheridan Way, Oakville Tel: 905-829-0600 Peace of Mind ... ... the most Valuable Service we Provide 35 year wear warranty · St. Lawrence Collections offers you precision milling, with the most durable finish finish on the market PAY NO GST Anton Tucker CFP, FMA, FCSI 905.901.3429 anton@tridelta.ca www.tridelta.ca OAKVILLE NORTH YORK MISSISSAUGA THORNHILL Don't miss these huge savings! This `NO GST' offer is available at all St. Lawrence Collections retailers only until November 30th. Available at Live your dream. Increase your Net Worth. Ca I'll show you how. Philip Mathew, B.A. Sc., MBA 905-634-6021 www.philipmathe Investment Planning Counsel I P C I N V E S T M E N T C O R P O R AT I O N TM Brampton Hardwood Floors Ltd. 59 Bramalea Road, Brampton 905-450-6268 or 1-866-450-6268 627 Guelph Line, Burlington, Ontario L7R 3 M 7 or Visit www.stlawrencecollections.com for a complete list of dealers.