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www.oakvillebeaver.com The Oakville Beaver, Wednesday November 14, 2007 - 19 Zonta heats up brunch for abused women The Zonta Club of Oakville is hosting Winter Elegance on Sunday, Nov. 18 with decorating editor of Style at Home Kimberley Seldon and a menswear fashion show modeled by Oakville firefighters. The fundraising brunch will be held at the Burlington Convention Centre from 11 a.m. to 4 p.m. Funds raised will support a rehabilitation program for women who are victims of domestic violence. The event promises to be an "elegant" and fun-filled day as attendees watch Oakville firefighters strutting their stuff in a menswear fashion show during brunch. The event will be hosted by emcee decluttering guru Stephen Ilott and there will be a special appearance by comedian David La Fame. Also taking place will be a two-hour presentation by Seldon, decorating editor of Style at Home and regular Kimberley Seldon guest of Cityline who will speak on how to "dress" a home for the holiday season. There will also be silent auctions and raffles. Items will include a custom Brentwood sofa and two chairs designed exclusively for the event, an artwork valued at $5,000 and a week's stay at a fivestar resort in Cabo San Lucas, Mexico. A panel of local home décor experts will also be on hand to provide tips and take home decorating questions from the audience. Home décor kiosks will also be available for shopping opportunities. The goal of Winter Elegance is to fund as many needy women and their children as possible in Halton through an entire rehabilitation program. The program starts with the crisis call for help and consists of many steps including short term shelter, longer term accommodations, and the critical counselling/guidance services to assist women in establishing a new safe and self-sufficient life. There are more than 700 women in Halton who access temporary shelter every year and countless others who don't know where to turn. Partners in this project include Assaulted Women's Helpline, Halton Women's Place and Home Suite Hope. Tickets cost $125. For tickets or information contact Claire Wallace at 905339-2460, email claire.wallace@sympatico.ca, or visit www.zontaoakville.com. UNDERSTAND WHAT YOUR INVESTMENT PORTFOLIO IS COSTING. Anton T Vice Pre Partners anton@tr Web site: I am constantly surprised believe their mutual fund simply not the case and it A May, 2006 unpublished Fund Fees Around the W single highest fee countr 46,799 mutual funds in of the global fund indust astonishing is that most i their portfolios. The simple truth is that all mutual funds carry fees and that it severely affects investment performance. These fees include MER's (management expense ratio), which is an annual fee that's charged to a mutual fund to pay for management, advisor sales commissions, legal fees, marketing expenses and so on. These fees average about 2.53% for equity funds, but often exceed 3%. Not much you say, but consider that this represents a whopping 30% of the average gain you're likely to receive in any year. MER's combined with other fees to cover trading costs (yes you pay for this) and taxes on distributions (not just when you decide to sell, but each year interest or dividends are paid) may erode returns by as much as 5% a year. This is 50% of the average return provided by the equity market, which hardly seems like a good investment. We think not. Jonathan Chevreau, related a story in the financial Post last year: `An advisor recently told me of a multimillion dollar portfolio he took over. The previous "advisor" put this client into 80 different funds, all of them high-MER funds sold with a DSC (deferred sales charge). The investor paid more than $50,000 a year in fees and didn't even realize it until the new advisor wised him up. After all, with "embedded compensation," the fund companies never actually send a bill!' At TriDelta Financial Partners we strongly advise clients against mutual funds primarily because of the excessive costs, but also other investor pitfalls. These day's investors have access to excellent alternative solutions at a fraction of the cost. We, for example deliver solutions at a cost often less than half that of mutual funds. TriDelta Financial Partners offers holistic financial planning advice. We take the time to craft unique solutions that are appropriate to your particular situation, this stems from our belief that the best solutions can only be found through consideration of your entire financial picture and not viewing investments, insurance or estate planning in isolation. Peace of Mind ... ... the most Valuable Service we Provide Anton Tucker CFP, FMA, FCSI 905.901.3429 anton@tridelta.ca www.tridelta.ca OAKVILLE NORTH YORK MISSISSAUGA THORNHILL Tim Trian, CFA - Portfolio Manager Laura Trian, CA, CFP CIM - Associate Portfolio Manager , Vi i h // i d d lh 200-2908 South Sheridan Way, Oakville Tel: 905-829-0600