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www.oakvillebeaver.com The Oakville Beaver, Wednesday November 21, 2007 - 35 Girls Night Out shopping event Nov. 28 With the holidays fast approaching, West of the City is hosting its third annual Girls Night Out shopping and fashion show. The event takes place Wednesday, Nov. 28 at the Oakville Conference and Banquet Centre, 2515 Wyecroft Rd. The evening will include retail merchants, a stage featuring fashion shows and entertainment, food, drinks, door prizes drawn every 15 minutes and more. Tickets cost $10 each plus a donation of a non-perishable food item at the door to support FoodPath. BUILDING AN INVESTMENT PORTFOLIO 101 Wow, are the stock mark 300 points, down 200. Is deteriorating, where is the C reporting improved profits, b profits. Not to mention the d In this edition of Moneywise a simple investment portfo about the ups and downs of essentially three questions t What are your investment Add Warmth & Value to your home with beautiful hardwood flooring from St. Lawrence Collections For the entire month of November, when you purchase any in-stock St. Lawrence Hardwood Flooring Choose from over 100 items · All colours, grades and species · All backed by up to a 35 year wear warranty · St. Lawrence Collections offers you precision milling, with the most durable finish finish on the market What is the corresponding investment types that you Which specific assets do y Let's look at each of these it It is important at the onset to determine your investment objectives. For example, are you in a situation where you require quick access to your cash (less than 5 years) or can you leave your investments untouched for a longer period of time (more than 5 years?) Also, what is your comfort level for risk? Once you determine your investment objectives, you then determine an appropriate investment mix. Your portfolio should be broken into safe, income generating and long-term growth investments. The percentage of each will depend on your personal time horizon and comfort level for risk. Note, that over the long term (approx. 10 years), stocks tend to outperform safer investments; however, stocks can be risky. Safe investments include high interest savings accounts, GICs and treasury bills. Income generating (slightly riskier) investments include government or corporate bonds and preferred shares. And as mentioned, risky, growth type investments include stocks. It is vital that you determine an investment mix (% of each investment type) that meets your investment objectives and your comfort level. The last step in creating your investment portfolio is to select specific assets for each category. This step is definitely the most difficult of the three with many people relying on mutual funds since they don't feel comfortable picking individual bonds or stocks. Lastly, don't forget to further reduce investment risk and improve your returns by picking both domestic and foreign assets. There you go....you've just built a simple investment portfolio! Philip Mathew, B.A. Sc., MBA Financial Planner "Educating and Empowering Clients to Make Sound Personal Finance Decisions" www.philipmathew.ca pp Investment Planning Counsel The views expressed are those of the author and not necessarily that of Investment Planning Counsel or any subsidiary company. PAY NO GST Don't miss these huge savings! This `NO GST' offer is available at all St. Lawrence Collections retailers only until November 30th. Available at Brampton Hardwood Floors Ltd. 59 Bramalea Road, Brampton 905-450-6268 or 1-866-450-6268 or Visit www.stlawrencecollections.com for a complete list of dealers. Column Provided by Investment Planning Counsel The opinions expressed in this column are those of the author p p f and do not necessarily represent the views of this newspaper. Live your dream. Increase your Net Worth. Ca I'll show you how. Philip Mathew, B.A. Sc., MBA 905-634-6021 www.philipmathe Investment Planning Counsel I P C I N V E S T M E N T C O R P O R AT I O N TM 627 Guelph Line, Burlington, Ontario L7R 3 M 7 Tim Trian, CFA - Portfolio Manager Laura Trian, CA., CFP CIM - Associate Portfolio Manager , Vi i h // i d d lh 200-2908 South Sheridan Way, Oakville Tel: 905-829-0600 Peace of Mind ... ... the most Valuable Service we Provide Anton Tucker CFP, FMA, FCSI 905.901.3429 anton@tridelta.ca www.tridelta.ca OAKVILLE NORTH YORK MISSISSAUGA THORNHILL