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www.oakvillebeaver.com The Oakville Beaver, Wednesday January 23, 2008 - 13 Sexapoloza for local youths Youth In Action will host Sexapoloza: Everything you wanted to know but were afraid to ask! at the Oakville Youth Centre on Wednesday, Jan. 30. This event won't be a presentation, but rather a question session, for all those questions about sex that weren't answered in health class. Designed for youths aged 14 to 19, Sexapoloza will be held from 5-6 p.m. at the youth centre located at 177 Cross Ave., Unit 3. Youths will take the lead by asking questions on anything from healthy, fun sexual experiences and sexually-transmitted diseases to contraception. Youth in Action! is sponsored by the Sexual Assault and Violence Intervention Services of Halton (SAVIS) in partnership with The Oakville Youth Development Centre, Academy of Kempo Martial Arts, BellyupBellyDance Studio and Aromatic Notions. Funding for this project has been provided by the Community Foundation of Oakville (CFO), which connects people with causes and provides more than $1 million in funding to meeting community needs each year. For more information about the event contact Zehra @ SAVIS, 905825-3622, or education@savisofhalton.org. Call the youth centre at 905-8456932. Bus tickets will be provided, as will free snacks. IT MAY MAKE SENSE TO BORROW FOR YOUR RRSP If you're like most Retirement Savings important source of in years. And, if you're like have unused contribu make the most of the p building advantages of every bit of your unuse as you can. Borrowing in order t could pay off in two w size of your tax refund and second, you'll have more money growing inside your tax-deferred retirement plan. Here's an example: assume that your RRSP contribution limit is $3,000 this tax year. (The actual amount of your RRSP contribution room is provided on the Notice of Assessment you received from the Canada Revenue Agency after filing your tax return last year.) Depending on your tax bracket, a $3,000 contribution could net you nearly $1,500 in tax savings in the form of a larger tax refund, while also potentially adding $30,188 to your retirement plan over 30 years (on a pre-tax basis, assuming an annual compound rate of return of 8 per cent). There are several important considerations when planning to borrow for RRSP investment contribution purposes, such as: · Borrow at a low interest rate and pay off the loan quickly, otherwise the cost of borrowing can diminish your potential tax savings and investment returns. · Financial institutions often offer RRSP loans (which are really loans meant only for the purpose of contributing to your RRSPs) at prime rate or lower. · For top-up loans, limit the payback schedule to one or two years. For larger loans, don't exceed five years. Make sure you are comfortable with your loan obligations. - News Canada Register for SAVIS' Incredibowl 2008 The Sexual Assault and Violence Intervention Services (SAVIS) of Halton presents its second annual bowlathon fundraiser, Incredibowl 2008: Pop...Goes the 80s, on Saturday, Feb. 16. It's from 2-5 p.m. at Burlington Bowl, 4065 Harvester Rd. Last year's bowlathon raised $20,000. SAVIS is still looking for teams of four to six bowlers to collect pledges and participate in this year's event. Register a team and get ready to groove to tunes from the 80's! Registration will include three hours, unlimited bowling under the neon lights, prizes, competitions, a light lunch, and a grand prize draw. All proceeds go directly to SAVIS to help stop violence in Halton Region. Contact Ameera Haffajee at 905-825-3622 or at incredibowl@savisofhalton.org. Think Green. Breathe Easy. 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