www.oakvillebeaver.com The Oakville Beaver Weekend, Saturday June 7, 2008 - 23 SPRIGGS INSURANCE BROKERS LIMITED 159 CHURCH ST. OAKVILLE, ON L6J 1N1 SALIMA KASSAM 728 Burloak Drive Oakville (905) 844-9232 Burlington (905) 681-4035 Mississauga (905) 798-7527 Fax (905) 845-1634 Web: www.spriggs.ca p gg E-mail: info@spriggs.ca p gg REG. CHIROPODIST 905-632-1414 Problem Gambling Services 481 North Service Rd. West, Unit #A33 Oakville, ON L6M 2V6 Q: Q: I'm doing some renovations on my home. Do I have to notify my insurance broker? I'd like to start a new fitness routine, but I find my knees and feet tend to hurt with increased activity. Is there something that can be done for the pain? Becoming more active and fit is generally always good for your health. Pain however, isn't. There are many possible reasons for your pain, including alignment issues stemming from the foot, joint issues such as ar thritis or even possibly an old trauma to the area. Treatment for pain in the limbs when active can range from modifying the type of activity to realigning your walking style. Issues at the knee very commonly star t at the foot level and can travel all the way up to the back. Custom made foot inser ts, also known as or thotics, will realign your walking pattern and redistribute high pressure areas so as not to stress the various joints (ankles, knees, hips, back) throughout the lower limb. If pain is a cause of concern, your Chiropodist can provide you with a thorough lower leg assessment, specific shoe recommendations for your foot-type and individual treatment plans to help alleviate your pain. (905) 847-6547 Q: What is Gambling? A: Gambling means risking money, property or something of value on an event or activity which the outcome is determined by chance. This includes not only licensed formats such as casinos, bingos, scratch tickets, horse races etc. but also the informal wagering that people do amongst themselves. Q: What is Problem Gambling? A: Problem gambling means that a person's gambling is having a negative impact on their life and/or on the lives of those close to them. This can be the result of a one time event or an ongoing pattern of behaviour. If you are wondering if your gambling is a problem or if you are concerned about someone else's gambling help is available. A: broker know A: Yes, let your insuranceyour home. If of any significant changes to you don't, you could end up being underinsured. It will cost more to replace your remodeled home than it would the original, so you may need additional coverage. If you don't tell your broker, your oversight could prevent you from claiming the full replacement value, if your home is destroyed. On the brighter side, if you have your broker do an update on your house value, you will have the peace of mind, knowing that you have the guaranteed replacement cost of your home. 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