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Real Estate Show Place Wednesday June7 1978 How to buy the most home for your money Is It Better to Bay or Rent Buying a home is probably the single most Important in vestment you and your family will ever make so ft Is portant to consider the basic advantages and before you proceed For some families in certain situations renting can be right If you expect to move In the near future it might be better to rent for a while Also you may prefer not to have the of maintaining a home You must be prepared to pay for new repairs or renovations which might be necessary Then too there is the matter of being able to afford In addition to Ihe initial down- payment there are closing costs for title search In recording the deed and probably advance pay ment of taxes You alio have to consider future property taxes insurance mortgage Interest and amortization Once you have considered these factors and have decided you are ready to buy mij hnc every reason to congratulate yourself on your decision because even today when the prices of houses keep going up every year and the cost of mortgage money seems high the advantages of owning your own home are numerous First house you buy can increase in value over the years just as other houses have done And as you pay for the house you are saving money you would otherwise pay rent Every time you make a mortgage payment you are building an equity In addition to these financial beneflts you will find that owning a home gives you and your family greater privacy and freedom You know you have a place to live you need no permission to make reno vations If you hove young children a house with a yard usually provides better play facilities and you usually get more space than you would if you were renting These are sortie things that make owning a home worthwhile So if you can afford one now it not wise to wait in the hope that the price of houses and mortgage interest rates will go way down That isn likely andbywailingyoujust may miss the very home you ve always wanted An Existing Home era New Home If a new home seems best buy one by all means But overlook the ad vantages of one that has passed the test of time Most new homes will probably give you the latest equipment and conveniences with a minimum of upkeep for several years You may also have the advantages of a small down payment and the longest term financing avail able But a new home might also need landscaping and extras such as fencing screens storm window carport outdoor barbecue facilities Ihe dozens of things families look forward to when they become home owners That why it is important lo consider the advantages of purchasing an existing home A preowned home has proved itself If It originally had flows they have pro bably been corrected Besides you get all the im provements made by the previous owner extras like fences patios trees shrubs flowers Old homes usually have more and larger rooms and mare living space You also know your neigh bourhood when you buy an existing house It has probably been settled long ago and you can easily tell Its character There will probably be schools shopping centres and adequate trans nearby So there is less guess work buying an existing house and If It Is in good condition it can offer more value The price of land labour and materials has increased steadily through the years so naturally a house built at these lower costs years ago will offer more for the money Good buys on existing homes arc also possible more frequently because their owners often need cash in a hurry or must move In a short time They may make a price reduction in hopes of a quick sale You also have a wider choice since there are two or three times as many existing homes on the market as there are new homes Of course If you decide on an older home you should make certain it ia in good condition Check to see what is in need of repair or replacement Check the roof he walls the ceilings and floors Are they insulated Is the house level Do the windows close tightly Do the doors Is the plumbing in good condition What about the heating system and electrical wiring Make a list of necessary improvements and estimate how much might cost Add this to the purchase price and that will give you a good basis for comparing the price of the home you arc Interested in with other existing homes in the area Iook at Neighbourhoods Choosing the right neigh bourhood Is almost more portant than picking Ihe right house because neighbour hoods like families have their personalities and It is Important for you to find the one that is right Tor you Some people like peace and quiet Others prefer a friend ly neighbour atmosphere Some like conventional neighbourhoods Others want to live informally where they can wear casual clothes on Sunday Before you start looking ask yourself and your JOriNsoH family what most important to you Then look at various neigh bourhoods to see which has more of the conveniences you want Ask yourself ho con venient it is to work to schools to shops to a church of your denomination What about cultural interests Arc the neighbours your kind of people Ask about fire and police protection taxes play grounds and public trans portation Don take anything for granted Enquire about water elec tricity gas telephones sewers street lights trash collection and mail delivery Your member will have most of the answers Don overlook zoning You want to be sure that there is no possibility that the nice residential neighbourhood you arc interested in won t have a factory in the future Drive around the neigh bourhood and see if the streets arc clean and In good repair and if the lawns ore kept The value of your property will be directly affected by the way your neighbours maintain theirs Get out of your car and walk through the street If any of your prospective neighbours are outside say hello and ask about the area Look in the daytime and look again at night Look In good weather and in bad It Is possible today to find an attractive neighbourhood in almost any price range The important thing is to look MILL ST thoroughly before you leap especially if you have lived in one area for some time Know What Kind of I tome you Want Do you have your heart set on a ranch house split level or twostorey home Do you prefer traditional or porary Architecture isn everything Homes have per just as people do and since you and your family are the people who are going to live in the home it should reflect your personality Above all warm and friendly the kind you feel your family can be happy in Take into con the individual in terests hobbies and peculiarities of everyone who will live in the home If you have teenagers they need a place where they can entertain without disturbing adults If you are on older couple you need less space in a house which is easier to maintain Consider the out side as well as the inside If you hate lo mow the lawn don look for acres If your wife likes a garden be sure there room for one Don t neglect the need for closets A house without enough storage space is never a bargain Consider the kitchen It should be compact and convenient to move around in Think about traffic The living room should not be a thoroughfare You should be able to enter the kitchen without having to Continued on page 8532086 ONLY See brick bunpatow et on a largo lot to end It feature 3 bedrooms mi In kitchen living room full high basement 4 pc bath and attached garage WHAT ABOUT THIS apaclou back It been decorated end feature bedroom 1 bathe antra largo femty kitchen a ground floor room and laundry throughout end It set on large lot In Fairy eras of Acton It eemuittoMweDEe GET STARTED In this centrally located two It covered with aluminum Wing and ha been completely remodelled Inside Future include bedroom separate dining room large bathroom and garage Priced at 300 ATTRACTIVE SIDE SPLIT located a prima area to Fairy Irving and dining area eat In kitchen with In Move and refrigerator large PC with vanity den future tec room In basement and garage AktngiG7t300 PICTURESQUE VIEW of Fairy one beautiful land lot two and a butt In Thle at tractive bedroom brick feature two bathroom eat kitchen and Included rc room with bar end more Asking COMMERCIALLY ZONEDTtil aluminum dad 1H home may be used e a residence or far the operation a home craft type It Include a living room room largo diction bedrooms garage paved drive end Interior ha decorated Pncedat only SUPER SPECIAL custom country home ei on two beaut fully landscaped acre close to Acton Thh quality level eat In kitchen ground floor amity room With fireplace and bedroom 3 beth a ground floor laundry room a finished basement with a double garage and THIRTEEN ACRE building aha located on a paved road eouth of Acton to 300 frontage AMngM6 COUNTRY RANCHES minute from Acton on a paved road brick homo feature a living room with f replace double ago and a Urge far only ROOMY FAMILY homo centrally located elate to ell a mam lies This brick two a bedroom 1 W both Urge Ivlng room and area overlooking rear yard Lovely kitchen with room fully Insulated and wired bedroom laundry fruit cellar and future Asking HORSE LOVERS see aero property fenced pad docks a largo fully equipped bam excellent box a pond and a 4 bedroom brick end aluminum spit homo located on a paved road close to main south Acton Call today for ell the Included with property Asking INCOME or only S39B00 and a low down payment thai duplex could be a good tor you Centrally located and lot Include a three bedroom apt and a two bedroom today or further particular TEN ACRES cenlc high and dry do to Acton Meadow Golf Course two acre buih permit for spring Asking