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CONSUMER BEAT Auto accidents insurance repaired Being injured in a car dent is a trsumalic experience especially if the injuries arc permanent At least a generous court settle ment is a comforting com pen Or l What if ihe driver hull only the minimum third I utility he parti One notation With dramatically medical repair auto re placement and loss of income court are awarding higher Bui I being able to collect such judgment adds insult In the accident victim injuries Finally ihcre is a It culled the Underinsured Motorist Endorsement and tularin is the in Canada to implement premium your insurance will von the between judgment and the liability insurance limit earned li lonl at fault up y insurance limit To ue the us pie If you had a liability insurance limit of 500 own insurance company would pay thp missing the difference between the other s limit of and Ihe judgment of 000 If your own liability insurance limit is however then vour insurance i pay In words the higher your liability insur- once limit the better a com litem en In ml yi y ur dependents if injured in a cor accident whether you are injured while in own car in another car or as a pedestrian Mi I mil tenement will in similar circumstances Thiiendi rsementdoeBnot apply it your family ore in jure I in a car which ih dies it have the toil or Ay or are injured in their own cars fi r which Ibey did n I this ndursrment Other occupants of your Injured while In yi ear will only get the left over am of the once andor your family members have received In ihfr wurlx yuu aod your will always pm f payment over fun accident If every repute red car owner in Ontario earned ihe donicmcntf reach car and if all car owners earned a high than minimum third party liability Insurance Drugs and the law and what they both mean to juveniles offenders LEGALLY SPEAKING a regular column written by legally qualified people under the atupke of COMMUNITY LEGAL EDUCATION ONTARIO DRUG9 AND YOUTH Juvenile Offenders By MARCIA It is an offence for a juve nile like an adult topossesas In possess with intent traffic in export import grow or manufacture a con trolled or a restricted drug or a narcotic The only exception is that noted in Parti it is not an offence to possess a small amount of a controlled drug However If a juvenile commits any of these Illegal acts he or she not be found but merely of a delinquency The federal Juvenile Delin quents Act regulates the manner in which juvenile offenders are dealt with and works on the premise that a juvenile not to be treated as though he or she were a criminal but Instead Is to be given help guidance and proper supervision It should be noted that if a juvenile over the age of committed a very serious indictable offence it is possible for a Juvenile court to order that he or she be tried in adult court However the juve nile court must bo convinced that such a move would be in the best Interests of the teen ager and society Usually an order for adult court will not be made for a drug offence In keeping with this juve nile delinquents are not crimi theory the atmosphere in juvenile court Is much less formal than In adult court Procedural and evidentiary safeguards are relaxed some what In an attempt to encourage all parties to speak freely so that the judge may ultimately give directions that will help the juvenile lead a better life Parties who must be present before the Judge at the juve nile delinquent a trial or hearing the preferred term are the juvenile him self at least one parent or guardian and the probation officer assigned to Investigate the juvenile home end school life before case Is heard The badge may also here from Legally some outer for Instance a psychologist or social worker The particular sentence or help a Juvenile delinquent will receive will depend large ly on two factors the lion officers report and the particular judge bearing the case no Jury Is permitted in juvenile court The probation officers report on the Juve nile Includes information on parents home life school performance and whether or not there have been any past delinquencies The probation officer will also make a recommendation In the report as to what should be done if the juvenile Is found to have committed a delinquency The Judge has very wide discretion In disposing of Ihe juvenile case He or she may make a disposition that requires supervision or one that does not Dispositions range from a mere warning with no juvenile record an order of sine die toplacement In reform school Tin Judge decision on how to deal with the esse is usually strongly Influenced by the probation officer a report In moat caaea a Juvenile who Is found to have a delinquency will receive a juvenile record After he or she turns IS this Juvenile record will form part of his or her criminal record A record of juvenile delinquencies may Influence the sentence handed down by a Judge on subsequent criminal conviction or affect the teenager ability lo eml grate or obtain a job that entails bonding No matter what crime a juvenile whether It be theft vandalism or drug trafficking he or she committed a delinquency and will be dealt with in the manner Just described The rare exception as mentioned is where the 15yearold Juve nile commits an indictable offence His or her case may then be tried In adult court In the manner described in the introductory part of bis series The information la this article accurate as of November ltSS For wore Information on this and other topic contact Community Legal Education Ontario 111 Toronto Ontario MSC IS For legal advice contact your local lawyer or Legal Aid Clink Be sure to walcb for LEGALLY column on Auto mobile TOWN Of HILLS NOTICE OF PUBLIC MEETING The Subsidiary Planning Board of the Town of Halton Hills hold a Public Meeting to Identify examine and discuss issues as presented In the Phase I section of the Downtown Study Program which relates to rehabilitation and redevelop ment of the Central Business Districts of the communities of Acton and Georgetown all interested citizens are welcome TIME DATE July 21 1S81 PLACE Municipal Administration flulldlng formally Esqueslng Municipal OH let Road Town of Hills Vendim A A Planning Director Town of Halton FOR HOMES THERES NO PLACE LIKE THE PERMANENT MEMBER OF THE TORONTO BRAMPTON REM ESTATE BOARDS ASKING ONLY 79900 With a 10 mortgage and a bedroom sell contained In law suite Both floors In excellent condition Immediate possession See It with Rudy Carta or THMKCOOL BUY A HOUSE WITH A POOL AND SAVE THOUSANDS This brick bungalow has the most appealing backyard Inground pool brick Q patio Fence as well as a finished room and stone fireplace Also in excellent condition Asking only Vendor will assist with financing Call Rudy or IS YOUR HOME ON CM TV TWO LOCATIONS TO YOU BETTER PEEL CENTRE DR CITY CENTRE AND THE KIOSK AT SHOPPERS WORLD PLAZA BRAMPTON CANADA PERMANENT TRUST CO LTD of he financial burden result from car ate eld wits I e eliminated Real mug thai the current mini mum third party liability coverage no l inger today the Ontario givemment ban rained that minimum to tivc March Already tfl per cent of in ton motorists carry the new J J minimum or more which means the now inmrerl for will pay about a five per rent in premiums re Bull ing from this of the coverage Ask your insurance agent about the rated for the nst Endorse and higher minimum third J arty liability coverage Protect yourself to the same extent that yon have to protect others a few extra dollars per year will suture peace mind and fi nine security in case of an accident Any complaints or about insurance ma be refer red to Information Claims and Policy Inquiry Financial Institutions Division Ontario Ministry of Consumer and Commercial Relations 55 Yonge St Toronto telephone DELIVERY DELAYED A tcactor and trailer unit lost entire load of gravel on the Fifteenth near last Tuesday afternoon police laid driver lost control of the Mr Klrfclsnd suffered no Injuries Herald photo Slow down on Moun tain view You re not likely to want to kneed through the River Road North Intersection while Its tinder reconstruction but Just to make sure regional council il expected to vote favorably today Wednesday on a proposal reducing the limit from kilometres to limit for duration of the road project SAVE THIS SUMMER WITH HOME POOL OUTLET HOME POOL SERVICE YOUR MURSATT DEALERS STABILIZED CHLORINE 20 OZ PUCKS SHOCK LITRES ALQACIDE MURIATIC ACID SI as MX SERVICE SALES POOL EQUIPMENT CHEMICALS OPENINGS MAINTENANCE PROGRAMS FOR SERVICE ft SATISFACTION CALL JOE BOB or Discount on Chemicals with this Coupon Good service price Thats insurance State Farm way ROBERT TAIT A sszasr FOHO BROTHERS FEED MILL SMICIMM tiullMfllBjdef at coon FACTORY OUTLET wiNOOwa a DOOM 4Mb THE PLACE TO SAVE1 Vltlt Our Showroom WIVE A LITTLE SAVE A LOT lurtiBERinnD HOME OF THE WEEK THIS WEEKS MINI SPECIALS ALUMINUM KNLTON FEEL FASCIA SEAMLESS EAVESTR0UGH WINDOWS CHOICE OF COLOURS LOW MONTHLY FREE FREE PARSONS VINYL EAVUTtWGH 8776222 SPLIT LEVEL PLAN IDEAL FOR NARROW LOT Till contemporary aldaapllt Itvtf I narrow urban raaldanttal lot yal It prcrldM of I nil had floor on two Th axlartor it In practical and long 1 no channal ldln and brick with a brick and long sloping chalatatyla root which could In allhar or according to prtlaranca and raglonal malarial coata Tha waathar main raid Into a long racaptlon and araa pail tip- par laval and right Into raciangular living room Tha living room a dramatic calling large win dow and a HAMILTON CUSTOM CARPENTRY Hunt ANIUtat VlayJtidWHdWladti Area for dufferin windows Call07T31ior llato Mittittui nip dIU 4560304 trivial TIM loo mat dining room la alavatad MO lira I ft room and by on aplndla wall A convanlanl pock at door conranlant accata and dining room larga U atiapa kit combination la a a dallgh a caniral work a atapaavlng work conllguratlon ganaroua work and abundant cup board araa ampl pica for tha a Tha larga family roomTV la two ha main II from tha and hallway It It at at a and a adding walk which raar dry and mud room facility ata room and garaga Tha to urtflnlihad partial baiamant llaa laundry utility art All on thay ara around balh and facility Each haa ganaroua and axpoaura Tor and natural light Tha taiga miliar aulla a lull walk In a antuita with tub and a rontfaclng balcony practical and homa la an axcallant far family Which a vary narrow building lot and which all tha convanlancaa In an attractive daalgn Plana lor Wo 141 may ba by aat at a coal of tilt Tor Ural tat and lor ad dition by packaga A flratat plan packaga 20 Whit Includa tor pottaga and handling Onlario ratldanta pitta add Band for currant Homa mag a Una aarlati quality plana of wary typa lor To any of or payabta to Homa Waak to Homa of tha coTha Hallon Harald flu Toron to OniarloMSN4C4 the PLUMBING STORE SUPPLYING YOU WITH PLUMBING FIXTURES PLUMBING REPAIR PARTS TW TOP QUAUTT LHES FREE ADVICE THt DO IT VOURSELFEtt 330GUELPH BftBWOOtTMIWMG Of ACADIAN 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