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Saturday IMS Page IS IHSUllMrOHS GLASS CEDAR PINE re won noon VIHTl WINDOWS STOP St cot East Onia a 8532790 ACTON 1 Admiral io water Charge Voter well llmg amp Installations 14168279578 4162837595 TuPSO GRAVEL SYSTEMS I COMMHCIM at GLEN ERIN ELECTRIC Uptdtt Munition QUALITY WORKMANSHIP FREE ESTIMATES HALTtU Communication MACHMES TELEPHONE SYSTEMS FACSMU MACMNES CAU 8733310 ISjUtttpbSt STOYLES CARPENTRY DECKS HOME 877 3950 Booklet offers guidance in understanding life insurance Understanding Your Finances Isabel Wegg There s no doubt about it Buying life insurance can be a difficult and confusing task Part of the reason for this situation is the wording or jar used in the life insurance policies However when you understand some of the basic insurance terminology you t be confused The following are definitions of some of the most common words used in the life insurance industry You may find them useful when reviewing your insurance policies or talking with your life insurance agent Other regularly used words are discussed in a free booklet titled A Guide to Buying Life Insurance which is from the Canadian Life and Health Insurance Association Beneficiary person entitled to the insurance money when an insured per son dies Cash surrender value cash available when an owner voluntarily cancels a life insurance policy Conditional receipt given to an in suiance applicant who pays a premium with the application Provided the conditions in the receipt are satisfied the coverage up to a certain limit will begin at the time set out in the receipt rather than when the policy is deliv Dividend annual refund of an amount which is based on the life insurance company s investment earnings and real and expected costs Dividends are not guaranteed and may be increased or decreased at the discretion of the com Evidence of Insurability factual information requested by an insurance company to determine the acceptability of an applicant for ancc Face amount amount stated on the front of a policy to be paid on the death of the person insured Incontestability if the insured person dies after the first two years a policy is in force the company cannot contest or refuse payment of the claim because of false statements in the application unless they are fraudulent Non participating life insurance policyowners do not share in any plus earning distributed by the com No policy dividends are pay able MOTORCYCLES Bought new in April HONDA Interceptor kms warranty S3 certified Must sell Barry MOTORCYCLES GS400 BOO SI certified Call Kevin VEHICLES 17 CORSAIR House trailer sleep ex condition In eludes canopy fridge burners view Ann St 1 Georgetown 2B42 Custom with accessor tlon extra tires ana parts or 9334 HONDA SHADOW excellent condition helmets cover visor SI 877 moot house trailer ful equipped completely remodeled S500 250 neve ITS GOOD TO KNOW SOMEONE WHO KNOWS HEW ONE OF A KIND Custom designed 4 bed Don homo on gorgeous wooded acres with pond Fenlu OS ncluOo bay ceil rigs sunken ly room lloor laundry and potential basement apartment walkout Call Anno Solos Rep EXECUTIVE AMERICAN PUN ORIGINAL charming bu homo only months old located on a one acre country lot on a court to a school To call Loslee Russell Sates Rep in ACRE BEAUTY wooded 10 acres stream pond large spacious year old bedroom homo bay replaces balcony master bedroom lovely k tchon woods Call Till Haivoy Sale a flop CALLING ALL Upgraded bungalow In Gooirjolown new 32 garage doors Ideal lor any home business car butt carpenter etc Owner has boughl Coll Reg Cooper Soles Rep tor dots is m ROYAL LePAGE REAL ESTATE SERVICES LTD 1 70 Street Georgetown 8770173 328 ST GEORGETOWN 8775296 DOUG MEAL SALES REPRESENTATIVE Business Residence 129900 Hate Townhouses Welcome to this 3 bedroom detached brick home Call Doug Meal at 877 5296 FOR LEASE Industrial shop or office space Asking 5 50 per square foot Call Doug Meal for details at 8775296 iJLlfl Industrial 18000 square foot combination shop and office space 599000 Call Doug Meal at 877 5296