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THE HERALD OUTLOOK Saturday May By Glenda Hughes rewarding to know that not only does this column get reader ship but some of you actually do take my advice to heart and then report to me that the difference your thinking or attitude has resulted in positive action with of your home nomite Now let s see if this column can help some first time buyers set the light of day and get them into a position that they hae been waiting for for a long time If you are in the block of people that started looking for a first home about months ago god scoured or t find what you wanted at the price vou could afford and went on hold well I think that should read on and perhaps I can put a fire under you If there are some buyers out there that are just now starting think about their first home become pretty skej the market then vou too should on This is the firs markel that ve have had since so it certainly makes sense to understand what is happening Secondly the differences in the 82 markel and todays are quite difference you can pick up a home for con less than 18 months ago and you can also jump on the bandwagon of a very reasonable mortgage if you have the in formation needed to make that work for you If you refer to my col umn of May regarding the explanation of buying down a mortgage and then negotiate a reasonable price for the home of your dreams you have the best of all possible worlds You might even consider trying to find out if the vendor of the property you have in mind to buy will consider giving you a small second mor at the same rate of interest as the first mortage if you are a little short of cash Some vendors will do this to get their property sold and you can luck into this and make your purchase a very hap py one indeed Most important be sure that you have a sales representative that can manage to explain all the little angles that buyers have at present and don t be afraid to ask a million tions if you are not fully grasping the information There is lots of time to make sure that you understand what is going on and a good rep will take that time to try and help you make a wise decision Don put off buying for lack of information You are in a very en viable position at present and I assure you it won t last forever When mortgage rates start edging downward on the lenders charts you can be assured that within short notice the prices of homes will start their climb upwards Opportunities are out there With the help of some good knowledge and an excellent sales representative you should be able to thumb your nose at the media and smile as you walk into the home of your dreams Homes Sofd Creatively Glenda Hughes Is a Sales Representative with NHS Brand Realty in Georgetown Rural writing awards June 10 The winners of the C Good Rural Writing Awards will be presented at Scotsdale Farm in Ballinafad Sunday June 10 The Awards contest is administered by the Ontario Rural Learning Association R L A The Awards project is funded by W C Good s family It expresses their wish to commemorate his life as a writer politician and leader of farm and co operative organizations The cash prizes which range up to SI will be presented in a ceremony led by Budd Hall Director General of the Interna tional Counc I for Adult Education The purpose of the awards this year has been to discover the V Clothing Mens Ladies Childrens ALTERATIONS 8771598 range of published writing jour creative or scholarly deahng with current trends and problems in rural Ontario and to recognize and reward outstanding contributions in this field The closing date for entries was May 10 The jury is very impressed with the quality of much of the material including contributions from weekly and daily newspapers The distinguished jury Jo Davis of Waterloo Douglas Stewart of Rice Lake and Prof Tony of will have no easy task in reaching a decision The annual general meeting of the Ontario Rural Learning Association will be held on the same day beginning at 10 am after food and refreshments Campbell House Gallery 115 MAIN ST S GEORGETOWN Above McCarthy Tea Room 8730674 A CHURCH flPjUfek DIRECTORY jig DENOMINATIONAL PENTECOSTAL TO ADVERTISE ALL PEOPLES CHURCH DELIVERANCE CENTRE Bramalea S W corner IN THIS Bible Study SPACE Worship Deliverance Sunday 10 30 a m 7 m CALL Wednesday 8 DISPLAY Wo Children dutch ADVERTISING Nursery Service English to Itat art 8772201 Pastor George A LeRoy ng Wedding Matching SAVE you men ton Bin SHOP AT HOME our catalogue OFFICE SUPPLIES SECRETARIAL SERVICES Ufr Georgetown 8772282 8466947 i f VlJal Present This Ad and Receive 10 DISCOUNT on the purchase your complete party ON A BUDGET check Ml Mr Ml dreiMS MAIN ST GEORGETOWN 4168731470 BRIDAL SPOTLIGHT ATTENTION BRIDES We have a BRIDAL PACKAGE that will help you feel and look BREATHTAKING for the Hi You started to prepare the ent you register for your complete Feminine Look 8734907 116 Guelph St Rear Entrance Georgetown 1 Emerald Isle Bedroom Gallery 130 St Georgetown 8732753