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-si-ewe- i Page 22 THE HERALD Wednesday December 12 19M Community United Church Women meet United Church Women met at the church on Wed Dec 5 for a pot luck supper The Friendship Unit had charge of the evening and the candlelight dinner tables were in keeping with the Christmas season Convening the evening were Beth Jan Arnold and Fran Herbert Gwen Laidlaw said the Grace Following the dinner Presi dent Shirley Reed presided over the business period Donations will be made to the Halton Womens Place Distress Centre Fred Victor Mission and the Massey Centre New padded chairs will be looked into Beth led the devotional of The Christmas Story told by members reading the Christmas scriptures interspersed with carols pertaining to the readings Reading the Scriptures were Janet Arnold Marilyn Smith Fran Herbert Betty Johnson Dorothy McLean and Beth Gwen led in singing the carols accompanied by her sister June Fries at the piano An exchange of gifts followed with each member displaying their gift and finished off a lovely evening Wedding anniversary Congratulations to Bill and Margie Bowler of Georgetown on their 25th wed ding anniversary Dec Their daughters Kathy and Lisa Bowler and son Grant hosted the party for their parents anniversary Following the after noon open house a family dinner was held in the evening Special guests were Margies parents Ed and Thelma Wilkinson Georgetown and her sister and husband Dan and Ruth Crump of Windsor as well as Bills sister and husband Lome and Jan River of Kitchener Caroling night Norval Community Association is holding a childrens Christmas Caroling Night Dec 20 Please meet at the Norval School at 630 All ages welcome children under years need be ac companied by parents Santa will be visiting when we return to News By KAY WILSON Norval Correspondent school for hot chocolate and cookies Please watch for children Christmas caroling Baby girl Congratulations to Bob and Gabrielle Allison RR2 Georgetown on the birth of their baby girl Christine Lyndsie Willi lbs on Dec l at the Georgetown and District Memorial Hospital A little sister for Katelyn Proud third time grandparent Isla Allison and the late Bill Allison and second time grandparents Jolan and Domokos Sass of Don Mills On tario Christmas party Glenn and Carol Anne Laidlaw Roberts of Georgetown hosted the late Kate Laidlaw Christmas Dinner Party on Sunday Dec and 39 family members attended A full course turkey dinner was enjoyed In cluded were family members 15 from the Laidlaw family and nine from the Bill Laidlaw family WI meets WI met at the home of President Jean May Dec 6 at 730 pm President Jean conducted the business when it was decided to send cards to former members and to remember our shutin members with gifts Donations of each are being sent to Peel Memorial and Georgetown and District Memorial Hospital A donation of 10000 is to be sent to the Good Neighbours Christmas basket fund in Georgetown We were reminded of the WI Educational Committee workshops being held in Fergus Feb 1991 Dorothy McLean Curator reported that she and her helpers have completed volumes of Norval history THE CORPORATION OF THE Town of Halton Hills Hlli Drive Box 128 HALTON HILLS Gcorgelown Onlorio NOTICE OF A PUBLIC MEETING WARD 2STEELES AVETRAFALGAR RD Council for the Town of Hills will conduct a Public Meeting to examine and discuss proposed amendments to the Official Plan and Zoning Bylaw 1965136 to permit a Rural Industrial PLAN OF SUBDIVISION CONSISTING OF FOUR industrial blocks The subject property is located between Steeles Avenue and Highwy No east of Trafalgar Road with the proper ty being described as Part of Lot 1 5 Concession 8 Town of Hills Trafalgar Further information is available in the Planning Department ALL INTERESTED CITIZENS ARE WELCOME TIME 700 pm DATE Monday January 1991 LOCATION Council Chamber Halion hills Civic Centre 1 HiHs Drive Halton Hills Georgetown Ad ho NO D12Armbro formerly H8921 Our traditional Christmas pro gram was in charge of Kay Wilson and really put us In the Christmas spirit The Christmas Story read by members was in terspersed with Christmas music sung by Glenn and Doris Sharp accompanied at the organ by June Fries are three talented sisters Trie roll call A Christmas memory special to you was answered by members and guests This was a time for reminiscing We had a musical gift exchange followed by a lunch of Christmas goodies served by the hostess and lunch committee Jeans beautifully decorated home was a lovely setting for this Christmas meeting Susan Early of recently married Jamie Plan now for the future Continued from Page 14 or the bank account You can build your living estate and have money at work so that you will be able to retire with financial independence exactly the same way A personal financial plan is similar to what business does on an ongoing basis and in their an nual reports An income and ex pense sheet so that you know where your money was spent This will help you budget for the future and not get in debt over your head A balance sheet which is a statement of net worth what you can own and what you owe Your income taxes and a projection for the future and identification of ways that may reduce tax A summary of your investments and assets by their type Your insurance and its cost and revaluation of your in surance requirements An estimate of your retirement ex penses and a projection of your retirement income A review of your will Oops havent you got a will You should know the conse quences if you die without one or if it is out of date Financial planners work either on a fee for service basis or free The fee service planners charge is as much as accountants or lawyers therefore only large companies or wealthy individuals can afford them Try to find an in dependent planner who will do all of the above planning items He or she works free in the hope that you will place some investments through him or her That is the way their fees are earned Make sure that the planner you choose is totally independent that is not restricted only to the financial products that their employer has available Find one that can survey and compared the entire range of financial as well as in surance products has good knowledge of income tax and who will prepare a formal written plan Finally you are under no obligation to take the planners advice Its never too late to start For complimentary informa tion contact Peter C Masson Regal Capital Planners Ltd Drive Georgetown Ontario or phone Paul J Rockel is the author of the best seller Why I Invest In Mutual Funds and president of Regal Capital Planners Ltd surpasses goal MEADOWVALE The Credit Valley Conservation Authority is pleased to announce it has surpassed its 1990 United Way contribution target We initially were looking to collect about a 28 increase over the total says C VCAs United Way Chairperson Sandra Hanson But when all was totalled we came up with a donation for the United Way this year The CVCA conducts its campaigns in two stages During the late spring and summer months special events are held including a staff car wash carnival day and a very successful auction where local business contribute items for staff biding The fall is when we circulate our pledge cards and ask for personal contributions says Hanson About of the donations come through pledges and half through special events The Credit Valley Conservation Authority salutes the United Way and looks forward to the campaign ELECTRONIC SERVICE HOME CAR STEREOS PORTABLES CDs TURNTABLES VIDEO GAMES COMPUTERS ETC DAY GUARANTEE FREE ESTIMATES ALL SERVICE PERFORMED ON PREMISES QUALIFIED TECHNICIANS FOR THE BEST SERVICE AT THE BEST PRICE CALL GEORGETOWN CUSTOM CAR SOUND FRI 00600 SATURDAY 500 SINCLAIR AVENUE UNJT SERVING HALTON HILLS AND AREA SINCE 8772425 FINAL TOUCH ESTHETICS CHRISTMAS SPECIALS FACIAL MAHCUfiPEOCUK The Perfect FREE MANICURE With Toning PUTChuedl FHEE FACIAL With Every Month Toning Regular Store Hours Till Dec 24 Dec 96 Dec 31 96 CLOSED Dec Jan 1 2 cSfl 20 WATCHES 102 10 TANKING 8736013 318 GUELPH ST INDOOR MALL GEORGETOWN