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18 Real Estate Leader, Thursday, July 14, 2011 ANNOUNCING . . . Ray Chesher, Broker of Record, Your Home Today Realty Inc. Brokerage, is pleased to announce that ! g a J g a W e h DoT Tracy Myers has joined Your Home Today Realty Inc., as a Sales Representative. Tracy is a long time resident of Halton Hills and brings with her over 20 years of business and leadership experience, mainly in Information Technology. Change should be her middle name because in the past 4 years she has moved between Saskatchewan, London and Halton Hills, bought and sold several homes and became a Home Stager as well. No wonder she has chosen real estate as a career! Tracy lives in Halton Hills with her husband Ed and their two children, Nicholas and Stephanie. Feel free to contact Tracy at our office or email: info@talktotracy.ca or check out her website at www.talktotracy.ca. www.wagjag.com Buy together and we all win! Mortgages Truck Rentals Moving Companies is published every Tuesday and Thursday going out to every home Storage Facilities Renovations in Halton Hills plus Erin Mortgages on Tuesdays! Adverse in this Special Feature Financial Services Interior Decorators Directory in the Real Estate LEADER Secon of the Real Estate Lawyers Independent & Free Press to get Home Inspectors your message out to thousands Home Insurance of readers that require services Home Staging throughout the moving process. Real Estate Professionals 75 Guelph St., Georgetown 1.877.893.9001 Movers' & Shaker's Marketplace ACCOUNTING/TAXES Your Credit Score... Your credit score is a snapshot at a particular time - a summary of how you are using your credit. This score is used as a reference by lenders to determine the risk that you pose and determines the rate that you will pay here are some points that you should be aware of: Less late payments the better. When you're making a payment on your credit card, it doesn't matter if you're making a minimum payment as long as you make it by the due date. It's better to have a few cards with lower balances than a couple of cards with near-to-limit balances. Using your credit card as often as possible and making payments on time will get you the best rate come negotiation time. Send your mortgage questions to pmotem@mortgagealliance.com for answers. Movers' & Shaker's Marketplace HOME INSPECTIONS BRENT COOPER, RHI, CEA oahi.com MEMBER MORTGAGES REGISTERED HOME INSPECTOR CERTIFIED ENERGY ADISOR Since 1999 PRE-PURCHASE INSPECTIONS PRE-SALE INSPECTIONS WARRANTY INSPECTIONS ENERGY EFFICIENCY EVALUATIONS COMPREHENSIVE ON-SITE REPORTS SUMMER SPECIAL Offer extended unl July 18, 2011 (905) 877-7633 cooper@hbwi.ca Ad runs twice a week Size 2" x 1.5" $ 49 $ 1 week (reg. $63) per 39 week 12 weeks (reg. $49) MOVING & STAGING "I can get FREE Home Staging!?" Book your move or storage through us and get your Home Staging Free. Call today 905-702-7420 Realtors Welcome We make your space a better place! Includes process colour DISTRIBUTION EVERY TUESDAY and THURSDAY (space permitting) The Independent & Free Press 22,800 homes Erin Advocate 2,450 homes (Tuesday only) To advertise please contact Amy Sykes TODAY! asykes@theifp.ca 905.873.0301 ext 237