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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, June 27, 2013 | 14 THE INNOVATORS OF COMFORTTM There are recliners you sit in. Then there are those you escape to. Place a Stressless® recliner in any space and the room transforms into a haven of perfect comfort. Where tension gives way to relaxation. And the mind settles aas placidly as the body. At the heart of the Stressless® experience are unique comfort systems that provide rejuvenating support across the entire body. Available in up to three sizes to create the perfect fit. www.ekornes.com Stressless® is proudly endorsed by the American Chiropractic Association. T Celebrating No. 500 his is my 500th article since the Dollars and Sense column began in 1992. It has been rewarding receiving your comments and informing you about practical advice about reaching your personal nancial goals. Sometimes I recommend taking action that is different from what current investment industry practices would suggest. Today, we will look back at the more interesting and popular topics I have covered and look at what you can expect to read about in future articles. One topic readers have an appetite for are articles on investment fees. In 1997, I wrote the rst of several articles on this topic. I focused on this theme to help you understand the investment fees you are paying so you can determine if you are getting good value for those fees. My comments do not in any way discount the need to pay fees. My objective is to make sure fees are disclosed and fair. In our current system, many fees are hidden making it difcult if not impossible to determine if you are receiving fair value. Consumers have the right to understand all of the fees that are being charged. I have written many articles on the challenges and importance of planning for retirement. Life-expectancy has increased signi cantly and more of us need to be nancially self-suf cient for a very long time. Financial stability is becoming more of a Dollars & Sense Peter Watson Guest Contributor NO TAX UNTIL SUNDAY, JUNE 30/13 © 2012 Ekornes Inc. All rights reserved. EARN ONE AEROPLAN® MILE FOR EVERY $2 SPENT ® Aeroplan is a registered trademark of Aimia Canada Inc. 4080 Fairview St. (between Walkers & Appleby) Burlington 905-633-7226 · 1-866-556-7226 · www.scandecor.ca Hours: Mon.-Wed. 10-6 · Thur.-Fri. 10-8 · Sat. 10-6 · Sun. 12-5 Canada Day and Family Day Masjid Noor-UL-Haram 2478 Ninth Line, Oakville Happy Canada Day At problem according to recent research. This is partly due to the dangerously high levels of personal household debt. The federal government has repeatedly warned us about the looming trouble of excessive debt. It is one of the largest economic risks facing Canadians. The need to be proactive will be a theme in my future columns. The ultimate responsibility of nancial success lies with you. Take charge of your nances so you will be able to afford your desired lifestyle. Hiring a nancial adviser and managing that relationship is an example of you taking the lead. The adviser works for you and the objectives you have should determine the scope of your discussions with your adviser. Manage your investments the way you would manage your own business. You hire the experts by delegating speci c tasks but the ultimate responsibility is yours. Consider having a written agenda prepared in advance of a meeting so your points will not be oversee Reviewing on p.18 Celebrations Monday July 1st · 12:30pm to 4pm Free Entrance & Free BBQ BBQ will be served between 1:00pm & 2:00pm Chief Guest : Mayor Rob Burton BBQ Chicken, Biryani, Ice Cream, Candies Clown, Cricket, Basketball, Soccer & Free Balloons World Islamic Mission Canada · 2478 Ninth Line Oakville, ON L6H 7G9 · (905) 257-1342 · wimcanada.com