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Young adults can get thousands of dollars continued from p.16 you consider a family with three children, each of whom are receiving the benefit of the full payment for five years. The total payment to those three children would be $8,235. In addition to receiving these two payments, there is another advantage to filing an annual income tax return. Any income earned, however small, can be used to calculate Registered Retirement Savings Plan contributions. You can contribute 18 per cent of your earned income to this plan and use the contribution as an income tax deduction, which reduces the income tax you pay. From a period of summer employment or parttime work during the school year, you will earn an income but likely not enough to pay income taxes. You can defer contributing to a Registered Retirement Savings Plan until you have full-time employment and taxable income that you could reduce with a tax deductible contribution. The benefit offered by the federal GST/HST Tax Credit and the provincial Trillium Benefit can provide thousands of dollars of payments to young adults. These programs should be used. Spread the word about this opportunity. Forward this article electronically on to those that can benefit and ask them to forward it on to those who they know who may also benefit. -- Submitted by Peter Watson, MBA, CFP , R.F .P ., CIM, FCSI., Certified Financial Planner 17 | Thursday, April 10, 2014 | OAKVILLE BEAVER | www.insideHALTON.com Only an event this huge can celebrate payments this great. Canada's best-selling car 16 years in a row. 100% Honda Save $130 $ hrs2164PDC BEST is 369 Now Only $ + tax 85 1.99 0 @ 2014 CIVIC DX MODEL FB2E2EEX % APR $ DOWN PAYMENT /OAC LEASE BI-WEEKLY FOR 60 MONTHS WITH $0 SECURITY DEPOSIT. EXCLUDES LICENSE AND HST. FROM 7.3 CITY / 5.5 HWY (L/100 KM) It begins with a great Honda engine. One sought after and even used by some of our competitors. From there, we designed a lawnmower to work with our engine for unprecedented performance. With sturdy construction throughout, from wheels on a full axle for better strength to a NeXite polymer deck that won't rust or corrode. It's 100% genuine Honda quality, found only in 100% Honda Power Equipment. Experts in Lawn & Garden Equipment & Services 1661 Lakeshore Rd. W. Mississauga (5 stoplights east of Southdown Road in Clarkson) Current Power Machinery Inc. 905-822-4211 · www.currentpowerinc.ca Event Sponsor NEW LOWER PAYMENT $ Milton Sports Centre, 605 Santa Maria Blvd, Milton Saturday, April 12, 2014, 9am - 4pm See You There! 135 1.99 @ 2014 CR-V LX MODEL RM3H3EES % APR $ LEASE BI-WEEKLY FOR 60 MONTHS WITH $0 SECURITY DEPOSIT. EXCLUDES LICENSE AND HST. FROM 9.0 CITY / 6.4 HWY (L/100 KM) LEASE BI-WEEKLY FOR 60 MONTHS WITH $0 SECURITY DEPOSIT. EXCLUDES LICENSE AND HST. FROM 7.1 CITY / 5.7 HWY (L/100 KM) 67 0.99 @ $ 2014 FIT DX MODEL GE8G2EEX % APR $ Welcome to the Kids First Show! The Kids First Show is a special family oriented consumer show showcasing local businesses & organizations for kids ages 2-12. This is a one-day event complete with demonstrations and information about products, services & experiences for your family & your kids. FREE LOOT BAGS to the first 500 kids! Check out our Bouncy Castle courtesy of Par-T-Perfect! See our Reptile Show courtesy of 0 DOWN PAYMENT/OAC 0 DOWN PAYMENT/OAC Free Admission for families courtesy of /TheKidsFirstShowMilton www.insidehalton.com BI-WEEKLY LEASE ONLY AVAILABLE ON 48-MONTH TERMS OR GREATER. LEASE PAYMENTS INCLUDE FREIGHT AND PDI. See the Mystic Drumz Music presentation HondaOntario.com Ontario Honda Dealers Limited time bi-weekly lease offers available through Honda Financial Services Inc. (HFS), to qualified retail customers on approved credit. Bi-weekly payments include freight and PDI (ranges from $1,495 to $1,695 depending on 2014 model), EHF tires ($29), EHF filters ($1), A/C levy ($100 except Civic DX & Fit DX models), and OMVIC fee ($5). Taxes, license, insurance and registration are extra. Representative bi-weekly lease example: 2014 Civic DX Sedan // 2014 CR-V LX 2WD // 2014 Fit DX on a 60 month term with 130 bi-weekly payments at 1.99% // 1.99% // 0.99% lease APR. Biweekly payment is $84.92 // $134.92 // $66.95 with $0 down or equivalent trade-in, and $600 // $1,000 // $2,100 total lease incentive included. Down payments, $0 security deposit and first bi-weekly payment due at lease inception. Total lease obligation is $11,039.26 // $17,504.05 // $8,703.92. 120,000 kilometre allowance; charge of $0.12/km for excess kilometres. PPSA lien registration fee of $45.93 and lien registering agent's fee of $5.65, due at time of delivery are not included. For all offers: license, insurance, other taxes (including HST) and excess wear and tear are extra. Taxes payable on full amount of purchase price. Offers only valid for Ontario residents at Ontario Honda Dealers. Dealer may lease for less. Dealer order/ trade may be necessary. Vehicles and accessories are for illustration purposes only. Offers, prices and features subject to change without notice. See your Ontario Honda Dealer or visit HondaOntario.com for full details. Based on Association of International Automobile Manufacturers of Canada (AIAMC) data reflecting sales between 1997 and December 2013. Based on Fuel Consumption Guide ratings from Natural Resources Canada. Transport Canada approved test methods used. Your actual fuel consumption will vary based on driving habits and other factors ­ use for comparison only. Media Partner Presented by The Canadian Champion 905-878-2341 · 555 Industrial Drive, Milton L9T 5E1