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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, November 20, 2014 | 24 For more news, visit www.oakvillebeaver.com. Coordinated by: `Unethical behaviour' now illegal, to be dealt with by courts harshly continued from p.22 The court decision upgrades centuriesold common law. The new standard helps us catch up to other countries that are ahead of Canada with respect to demanding fair treatment from those with whom we are doing business. The rules have changed and this will benefit investors. Disclosure of fees My interpretation of the landmark ruling is that there is a shift towards Canadians wanting fair and honest information on all matters affecting them. The area of investing includes everything from disclosure of hidden investment fees that are automatically charged to investors' accounts, to the requirement of a simple investment statement showing how their investments have performed. Armed with a new standard of fairness, investors have a much stronger position to take legal action on an individual or class action basis. In my argument, I referred to financial salespeople. There are thousands of intelligent, hardworking and ethical investment advisers and financial planners. These professionals will use historical information to their clients' benefit. One example is illustrating the volatility when investing in stocks. If a financial salesperson is using the past performance of mutual funds to promote an unjustified mutual fund purchase for the sole purpose of earning a sales commission, then shame on that individual. It is my opinion that as a result of last week's Supreme Court decision, unethical behaviour in the financial services business is now illegal and will be dealt with harshly by the courts. -- Submitted by Peter Watson, MBA, CFP , R.F .P ., CIM, FCSI., Certified Financial Planner Making a difference ata NOMINATE SOMEONE TODAY! One Star Time Nominations are now being accepted for the The strength of our community lies in solid citizens. Ontario Junior Citizen of the Year Awards If you know a young person, aged 6 to 17, who is involved in worthwhile community service; a special person who is contributing while living with a limitation; a youth who has performed an act of heroism; or a `good kid' who shows a commitment to making life better for others, doing more than is normally expected of someone their age ­ help us recognize their contribution ­ nominate them today! Fine cabinetry for anywhere in your home. 905-632-0029 S Please visit our showroom for exciting in house monthly specials! Family Owned & Operated Since 1976 uniquekitchensofburlington.com 4150 South Service Rd. Zoom Whitening Special! $ 199 with new patients exam & cleaning Nominations will be accepted until November 30 Contact this newspaper or the Ontario Community Newspapers Association at www.ocna.org/juniorcitizen or 905.639.8720 ext. 221 Sponsored by: We pride ourselves on unprecedented personal service and care. 101-165 Cross Avenue Where patients become family 289-837-4444