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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, July 16, 2015 | 24 WHY DO I HEAR BUT NOT UNDERSTAND? Did you know that 47% of adults age 60-79 have hearing loss?1 Your hearing difficulties could be caused by damaged hearing hair cells inside your inner ear (cochlea). When damage occurs in the high-frequency areas of the cochlea, speech may sound garbled and comprehension may become difficult. outer ear middle ear inner ear T Short-term investment predictions do not work Dollars & Sense Guest Contributor oday, we are going to make a bold stock market prediction. Consider this our "hot tip." We strongly predict that you will never be able to constantly predict the short-term outcome of the stock market or any individual security. Yes, from time to time, you will guess the market correctly, but that can be attributed to luck versus skill. We also predict that you will ignore our prediction. There are two ways that you can make stock market predictions. The rst is to develop your own criteria on how to guess the future and then follow those predictions with investment decisions. The second way is to delegate someone who will make predictions on your behalf. This can be a stockbroker who specializes in buying and selling individual securities or a mutual fund manager who does the same security buying and selling on behalf of the mutual fund owners. The reason for our bold statement that investors do not have the ability to outguess the market is based on evidence. Peter Watson That evidence comes from studying 70 years of academic peer-reviewed research and 100 years of analyzing investment results from individual investors and investment managers. The simple answer is that making investment predictions is nothing more than guessing and the evidence strongly concludes that guessing does not work. Continue investing in this manner at your peril. Warren Buffett has an opinion on those who attempt to predict the stock market's performance that is in line with the evidence of investing. He is considered to be an icon in the investment community. see Investing on p.30 Glen Abbey's only Authentic british Pub! A COMPREHENSIVE HEARING ASSESSMENT will identify the challenges you face and what can be done to help improve both your hearing and your comprehension. It only takes 60 minutes, you don't need a referral from your doctor, and there's no cost or obligation whatsoever. mondAy And tuesdAy niGhts 2nd entrée 50% oFF with this Ad cAnnot be combined with Any other oFFer CALL US TODAY TO BOOK YOUR FREE HEARING TEST! ic liVe musights n y saturda nday and su ns afternoo ABBEY ARMS 481 North Service Rd. @ 4th Line Oakville 905-825-1109 Visit www.abbeyarmspub.ca to see our menu Audiology Associates of Oakville 331 Sheddon Avenue 1-888-904-1606 UDIOLOGY SSOCIATES OAKVILLE LUC13 Hearing tests are provided free of charge for adults ages 18 and older. Some conditions may apply. Please see clinic for details. [1] http://www.statcan.gc.ca/pub/82-625-x/2015001/article/14156-eng.htm Since 1967 upholstery & design Mid-Century Modern,Traditional or Contemporary whatever your style.... We can make it! Sofas · Chairs · Headboards · Throw Pillows · Drapery & Hardware NSP-WDIH-OAKB 11-2345 Wyecroft Rd, Oakville · 905.616.3156 · www.baiers.ca