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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, July 23, 2015 | 30 The BIG ONE is here PATIO SALE! * SAVE $1000 up to Think ahead to anticipate a downturn Free ALL Delivery PATIO FURNITURE ON SALE! *See stores for free delivery details. It's our BIGGEST patio furniture sale of the season! DOOR CRASHER Sat. July 25th continued from p.28 ticking time bomb for the Canadian economy. Greece has too much debt. So does Canada. Lower interest rates means those retired will have less income from their fixed income investments. Many people count on interest income to help them pay their bills in their later years. Many will be motivated to put more of the investments in stocks or mutual funds that own stocks. Stocks perform better over time; however, normal volatility can scare many to sell at the first sign their investments decline. Timing the market with panic decisions means you lock in declines by selling. The evidence shows that many individuals do not have the discipline to invest in stocks. And finally, there are political implications of the economy slowing. The current Conservative government has boasted about its financial expertise. We are headed to a fall election and Canadians will judge the government on results. Forget about the bottom falling out of the oil market. Voters will be angry if all is not well with the economy. Last week's lowering of Canadian interest rates is a warning to us that there is financial risk ahead with the Canadian economy. We encourage you to anticipate how a downturn in the economy could affect your personal financial situation. -- Submitted by Peter Watson, MBA, CFP , R.F .P ., CIM, FCSI., Certified Financial Planner CONCRETE $199.99 9' Market Umbrella, Sunbrella fabric, auto tilt, 40 per store. Reg. $379.99 DOOR CRASHER Sun. July 26th OPEN 7 DAYS A WEEK: Mon. - Sat. 9am - 6pm, Sun. 9am - 5pm $999.99 10' Square Cantilever Umbrella, Sunbrella fabric, 15 per store. Reg. $1699.99 EXPOSED AGGREGATE (Pebble) · DRIVEWAYS · STEPS · FRENCH CURBS · WALKWAYS · PATIOS · GARAGE FLOORS All items while quantities last, subject to availability. Category offers exclude "TERRA Essentials" Sale period: July 23rd - August 5th (TWO WEEKS ONLY) Burlington (905) 332-3222 · Milton (905) 876-4000 Waterdown (905) 689-1999 ·Vaughan (905) 832-6955 · Hamilton (905) 692-6900 uality At Its Best! Call Fernando www.terragreenhouses.com 905-844-5518 1-888-944-5518 www.concretetrimmings.com FREE ESTIMATES