The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

www.insideHALTON.com | OAKVILLE BEAVER | Thursday, September 24, 2015 | 26 Dollars & Sense Our harvest market is open! Decorate in style this season. COLOURS B $49.99 NOW AUTUMN Some `free' investment courses are a sham eware that sometimes free investment courses can be a slick way to sell you some- Guest Contributor Peter Watson 15"FALL PLANTER SAVE NOW $10 $39.99 Reg. $49.99 FALL DECORATOR PACKAGE! 1 - large pumpkin 2 - corn stalks, 1 - straw bale 1 - 3 Gal. mum 1 - scarecrow AND A FREE DOORMAT All Packaged Tulip Bulbs All Patio Furniture Covers All Lanterns 30% off 50% off 40% off All Shade Trees All 10"Floor Tropicals All Boston Fern Hanging Baskets FALL CLEARANCE SALE! (select styles) Reg. total retail $79.99 All Fireburners All Bagged Stone All Fountains & Granite Benches 40% off 60% off 50% off All Flowering Shrubs All TERRA Fall Doormats All Irrigation All Perennials All 9'& 10"Octagon Cantilever Umbrellas OPEN 7 DAYS A WEEK: Monday - Saturday 9am - 6pm, Sunday 10am - 5pm All items while quantities last, subject to availability. Category offers exclude "TERRA Essentials" All Mulch All Evergreens All Fountain Grass & Millet Sale period: September 24th - October 7th www.terragreenhouses.com Burlington (905) 332-3222 · Milton (905) 876-4000 Waterdown (905) 689-1999 ·Vaughan (905) 832-6955 · Hamilton (905) 692-6900 thing. Let's start with the basics. Nothing is free and when something is advertised as such, you should immediately put your guard up. For years, I have been skeptical when seeing various courses advertised. They often look like a sham. My belief is that education is a basic foundation for both life and a career. The idea of lifelong learning makes a lot of sense. When self-serving investment advertising is promoted as education, then, in my opinion, businesses have crossed the line. Society would be better off if those selling a product or service were fully transparent as to their objective. If a business is trying to sell you something, there should be no misunderstanding. Under no circumstances should they disguise themselves in an educational camou age. Go ahead and entertain yourself and Google `free investment courses' and make your own opinion on whether these are useful or misleading. One website suggested that investing a few hours in their course would change your life. They suggested they would identify when supply and demand are out of balance and a stock price is about to move. Call me a skeptic on this one. Assuming their motivation is profit, I would suggest that if they really had the magic formula, they would be selling it to the highest bidder and not giving it away for free. To promote that all that is required is a couple of hours to learn these magic tricks is in itself absurd. The idea that they are going to see Ability on p.31