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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, October 15, 2015 | 40 T Pension inequality ignored during federal election campaign Suite Design Uneven numbers Eighty-six per cent of public sector workers are enrolled in a registered pension plan. Guest Contributor That 2012 number is unchanged since 2002. By contrast, only 24 per cent of private body else. Lobby In our democracy, citizens pay for govern- sector workers are covered by a pension ment salaries. The government works for plan. That is a decline of 27 per cent from us. Government employees are eligible for 2002. Lobby For every three and a half government Maintaining a `just' society workers who enjoy a pension we have just My issue is to standardize pension benView South one private sector worker with the same e ts and make all Canadians eligible, which Outdoor Patio pension advantage. is awill much better way to maintain our "just The views Welcome to our unfair world of "haves" society" that is intended to be equal and fair (Payable over 90 days) last forever...this View South and "have-nots." to all. NO Hidden Surprises, We pay Financing/CMHC Fees (a $10,000.00+ saving) opportunity will not! My opinion is it is time to rectify this inTo help illustrate the logic of this reformed Details at the Sales Office Best in Market Mortgage rates Outdoor Patio justice. pension plan, consider the cardinal rule of a The views will Limited Time Offer with Meridian Credit Union ship captain. last forever...this FROM Standardize pensions He holds ultimate responsibility for his Front Entrance Grandwill River not! opportunity My suggestion is to select one of the most ship and the safety of everyone on board. generous government pension plans and of- He will be the last to leave a sinking vessel There is a sensational selection fer it to all Canadians. because he is there to serve and protect the FROM Suite Design If these pension bene ts are good enough passengers and crew. ofviews suites and views that are still available! · Breathtaking overlooking the Grand Front Entrance Grand River River for some, why shouldn't those bene ts be Our government workers should not be · Breathtaking views overlooking the Grand River distributed equally to all? rst in line for lucrative pensions. · Luxurious maintenance-free living · Luxurious maintenance-free living Members of Parliament and the Senate Unlike the ship's captain, they should not There is a sensational selection · Elegant porte cochere entrance andentrance lobby and lobby · Elegant porte cochere should be eligible for the same standard penbe last in line, but they should be equal to View our · Sophisticated social andamenities recreational amenities · Sophisticated social andavailable! recreational of suites and views that are still · Only steps to downtown Cambridge's shops, sion. theatre and Farmer's Market those they serve. Presentation · Only steps toRiver downtown Cambridge's shops, No more sweetheart deals for the special We have an unfair pension system in · Breathtaking views overlooking the Grand Centre Today! theatre and Farmer's Market · Luxurious maintenance-free living few in power that take care of themselves Canada and most private sector workers are GrandCondo.ca · Elegant porte cochere entrance and lobby Sales Trailer: 150 Water St. North, Cambridge, else. while ignoring everyone disadvantaged when preparing for their reView our · Sophisticated social and recreational amenities Hours: Saturday, Sunday, Tuesday & Thursday 1p.m. ­ 5p.m. CAMBRIDGE The self-serving attitude that has tainted tirement. Lobby or by appointment by calling 519-635-4110 · Only steps to downtown Cambridge's shops, theatre and Farmer's Market Presentation decision makers should end. Our politicians did nothing to address Prices and specifications government are subject to change without notice. E. & O.E. Centre Today! We preach equality and now it's time to pension inequality during the long election GrandCondo.ca practice what we preach. process and that is a shame. Sales Trailer: 150 Water St. North, Cambridge, After we CAMBRIDGE standardize all pension bene ts, Hours: Saturday, Sunday, Tuesday & Thursday 1p.m. ­ 5p.m.View South SALES or by appointment by calling 519-635-4110 TRAILER it is likely some salaries will be adjusted up-- Submitted by Peter Watson, MBA, CFP , Outdoor Patio Thenotice. views will Prices and specifications are subject to change without E. & O.E. wards or downwards. That would be due to R.F .P ., CIM, FCSI., Certi ed Financial Planner his federal election has done a miserable job addressing the unfairness of those planning for retirement. The inequality of pensions in Canada is a disgrace. The co-authors of Pensionize Your Nest Egg, Moshe Milevsky and Alexandra MacQueen, gave some interesting statistics on pensions in Canada. In summary, our `home-and-native land' does a superb job at providing pension bene ts to the public sector: its government employees. By contrast, we pretty well ignore every- Dollars & Sense Peter Watson strong pensions. Suite Design Those the government serve, namely us, by contrast have few, if any, pension bene ts. How is that even remotely fair? normal labour market pressures. As for the argument that government employee salaries re ect their pension bene ts by being paid less than a private sector worker with no pension... I disagree. My comments are in no way intended to belittle the effort that public sector employees put into their work. Whether you are a hospital worker, teacher or a member of our armed forces you have a very important job. All Canadians depend on public sector workers. That is not the issue. Purchase NOW with just 5% down payment There is a sensational selection of suites and views that are still available! $ 209,900 $ 209,900 D. LV HESPELER RD. N B WATER ST. N. O TI NA RO CO Grand River Front Entrance The views will last opportunity forever... will not! this opportunity will not! HAAS-GRA-A-AD-IDEALHOMEMAGAZINE-MAY15-1.indd 1 FROM last forever...this CEDAR SR. CONCESSION ST. FROM $ 209 209,990 $ Grand River Panoramic View 14-05-15 11:53 AM D. LV HESPELER RD. N B WATER ST. N. O TI NA RO CO ,900 SALES TRAILER CEDAR SR. There is a sensational selection of suites and views that are still available! · Breathtaking views overlooking the1 Grand River HAAS-GRA-A-AD-IDEALHOMEMAGAZINE-MAY15-1.indd · · · · Luxurious maintenance-free living Elegant porte cochere entrance and lobby Sophisticated social and recreational amenities Only steps to downtown Cambridge's shops, theatre and Farmer's Market CONCESSION ST. Panoramic View Sales Trailer: 150 Water St. North, Cambridge, Hours: Saturday, Sunday, Tuesday & Thursday 1p.m. ­ 5p.m. or by appointment by calling 519-635-4110 Prices and specifications are subject to change without notice. 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