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www.insideHALTON.com | OAKVILLE BEAVER | Friday, January 22, 2016 | 22 *#1 Tea m in Canada for Royal LePage 2014 2013 · 2012 · 2011 · 2010 · 20 08 · 20 06 · 20 0 4 Advertorial Oakville's Royal LePage Team goes carolling LORETTA phinney l o r e t t a p h i n n e y. c o m OPEN HOUSE SAT/SUN 2-4PM OPEN HOUSE SAT/SUN 2-4PM one TEAM, one GOAL, one happy CLIENT at a time Royal LePage Real Estate Services Loretta Phinney, Broker age OPEN HOUSE SAT/SUN 2-4PM · 905.822.6900 FAMILY ORIENTED HOME W/ SPACIOUS 4 BDRM BUILT BY MATTAMY HOMES ON PRIVATE FULY RENO'D OPEN CONCEPT TOWNHOME WITH KITCHEN & FAMILY ROOM. HUGE 100 X 150 LOT WITH POOL, RENO'D KITCHEN, HARDWOOD VAULTED CEILING IN LIVING ROOM, GOURMET FT LOT W/ POOL $2,199,000 OR $6,500/MTH & STATE OF THE ART WINE ROOM $989,000 KITCHEN & CUSTOM LIGHT FIXTURES $699,800 EXCLUSIVE 244 COLCHESTER DRIVE, OAKVILLE 216 WEMBLEY ROAD, OAKVILLE #32-2250ROCKINGHAMDR,OAKVILLE Glen Abbey's Fairway Hills community raised $5,785.34 for the Salvation Army during their annual Christmas Eve celebration. The neighbourhood homes were lined with outdoor decorations and luminary candles. The community also took part in carolling. WESTOAKVILLE-BRANDNEWCUSTOM SOUTHEASTOAKVILLEWATERFRONT SOUTHEAST OAKVILLE CUSTOM ALMOST 6,000 SQ FT OF LIVING, HARDWOOD, BUILT LOT W/ RIPARIAN RIGHTS & APPROVED SLATE ROOF, RADIANT HEAT FLOORS, 4+1 BEDROOMS ALL WITH ENSUITES AND PLANS W/ PERMITS IN PLACE TO BUILD AN 8,000 SMART HOME WIRING ANDN INDOOR FINISHED WALK UP LOWER $2,198,000 SQ FT + 4,000 SQ FT LOWER HOME $4,749,900 PARKING FOR 5-8 CARS! $4,198,000 How to find the right home Start the search Vendor take back mortgage: This is when the vendor rather than a financial institution finances the mortgage. The title of the property is transferred to the buyer who makes mortgage payments directly to the seller. These types of mortgages, sometimes referred to as take back mortgages, can be helpful if you need a second mortgage to buy a home. Once you figure out what you can afford to pay for a house and obtain a pre-qualified mortgage, you are ready to start your search. There are a variety of sources you can use to find the home that is right for you: · Word of mouth. By telling everyone you know that you are looking for a house, you might hear about homes that are just becoming available on the market. · Newspapers and real estate magazines. Check the new homes section in daily newspapers or look for real estate magazines available at newsstands, convenience stores and other outlets. These free publications feature pictures and brief descriptions of a variety of homes. · The Internet. Check out real estate websites, such as mls.ca for information and pictures of a wide range of properties. This site allows you to narrow your search by location, price, number of bedrooms and other features. · "For Sale" signs. Drive around a neighbourhood that interests you and look for "For Sale" signs. This is a good way to find homes that are being sold by the owner. · Visit new development sites. If you are looking for a newly built home, this will allow you to see the different models available and to get information from builders. · Work with a real estate agent. For most buyers, a real estate agent is key to finding the right home. Useful Tips for Your Search · Keep records. Whether you work with a real estate agent or search by yourself, it's a good idea to visit lots of different homes before choosing one. Don't forget to consider the home's utility costs, property taxes and major repairs, as these will affect your monthly housing expenses. Ask to see copies of bills. You should also be ready to compromise. Chances are you won't find a home that has everything you want. · Check out the existing financing on the property. It may be possible to take over a favourable existing mortgage from the vendor or even obtain a vendor take back mortgage in order to help close the deal. · Think twice. Even if a home seems perfect, go back and take a closer, more critical look at it. Visit on different days and times, chat with prospective neighbours and look beyond cosmetics. (CMCH) RARE PRIME BUILDING LOT WITH SOUTHERN ONE BEDROOM PENTHOUSE SUITE WITH FABULOUS SECOND FLOOR UNIT WITH LAMINAYTE FLOORING AND EXPOSURE BOASTING AN 80 X 104 FOOT LOT STEPS BALCONY WALKING DISTANCE TO SHOPS, DARK COUNTERTOPS $354,900 $439,800 GRANITE TO DOWNTOWN & WATERFRONT TRAILS $1,799,500 RESTAURANTS, LAKE & PARKS! OPEN HOUSE SAT/SUN 2-4PM OLDE OAKVILLE DOWNTOWN OAKVILLE WATERLILIES COMMUNITY SPECTACULAR, NEW CUSTOM W/ QUALITY FINISHES EXCEPTIONALLY LANDSCAPED 5 BDRM RETREAT SPACIOUS BUNGALOW ON OVER AN ACRE LOT WITH THROUGHOUT. 4+1 BEDROOMS & APPROX 4,800 SQ ON OVER 1.5 ACRES WITH POOL & WANDERING POOL BACKING ONTO A POND W/ LARGE PRINCIPAL FT OF LIVING WITH FINISHED LOWER $1,999,999 BOARDWALK THROUGH BACK FOREST $4,200,000 ROOMS AND WALK OUT LOWER $1,998,000 OPEN HOUSE SUNDAY 2-4PM 1390 WILSON AVE, MISSISSAUGA LORNE PARK EXECUTIVE LORNE PARK 2 BDRM, 2 BATH SUITE WITH HARDWOOD FLOORS, PRIVATE AND UNIQUE HOME ON ALMOST 4 SPACIOUS 3,621 SQ FT, 4+1 BEDROOM ON TREED MARBLE & GRANITE IN KITCHEN AND BATHS, ACRES WITH 100 ACRES OF COMMON LAND PROPERTY WITH POOL & PROFESSIONALLY GROUNDS $1,088,000 STAINLESS APPLIANCES & AMENITIES $349,900 AND 30 MINUTES TO AIRPORT $1,185,000 LANDSCAPED PARKSIDE VILLAGE TREEDCULDESACINENNISCLAREWOODS 364 ARDEN CRES, BURLINGTON *Sales Representative, 14 members Kimberly Phinney* Michael Phinney* Anna Phinney* Loretta Phinney* Ron Phinney Julia Vanderklok* Paul Weber* Andrea Johansen* IAN DANCE* Matt Kniginyzky* Ashley Shaw** Kelly Richards* Candice Chilton** Johnny Rodrigues* **Broker; Broker of Record