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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, June 16, 2016 | 18 Investing requires discipline and managing reactions Dollars & A Sense chieving long-term investing success requires managing your reaction to short-term failures. Most investors consider a failure as a period of time when their investments do not perform as hoped. Human overreaction to disappointment with investment lows often results in selling an investment and not being able to participate in its recovery. Every time we have a signi cant market correction, some investors sell at a low and often do not reinvest until the market has recovered and their con dence has returned. Peter Watson Guest Contributor This is backwards. Investment theory is "buy low and sell high," however, in practical terms, we often do the opposite. This column will offer suggestions that will hopefully result in you improving your investing success. The starting point is to have a well-diversi ed investment portfolio that re ects your ability to withstand the ups and downs of the market. This will allow you to participate in stock market returns over time. Market declines have always recovered, however, the same is not true for individual stocks: sometimes, they are at the mercy of the emotions of the shareholders. Be strategic when constructing your port- folio. Again, I recommend having a diversied portfolio. For example: it's more likely that securities in the same industry will do poorly at the same time. To reduce your risk, own securities that don't perform alike. Also, knowing that stocks and bonds don't usually move in the same direction, you can lower your risk, without sacri cing potential returns, by allocating some of your portfolio to the bond market. This will provide you with the con dence see Communication on p.20 # DIAMOND DIAMOND 1 in Patios & Driveways! *Cut out this ad and save 10% on your food bill *SAVE VE NOW 10% · stamped concrete · interlocking · exposed aggregate · flagstone J.M.C Concrete Interlocking LTD · french cUrbs · retaining walls · garage floors · free estimates like Us on AILD AILD VAILD AT 1011 Uppermiddle Rd East & 217 Cross Ave Oakville(DINE IN ONLY) This coupon is only valid at 1011 Uppermiddle Rd E & 217 Cross Ave in Oakville ON. This coupon entitles you to 10% off your food bill before tax. Only one coupon per table. Taxes extra. No cash value. Expires on August 1, 2016. DINE IN ONLY 905-878-8595 Ask for John www.jmcconcrete.ca Camp 2016 25+ Sports & Activities Multimedia, Arts & Science REGISTER NOW! Summer Spots Still Available in All Sessions ! marauders.ca/camps 905-525-9140 ext. 24464