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www.insideHALTON.com | OAKVILLE BEAVER | Thursday, September 1, 2016 | 20 For more news, visit insidehalton.com/oakville-on. `Like' the Oakville Beaver on Facebook. Dollars & Sense Guest Contributor Peter Watson Oakville Labour Day Household Waste Collection Notice Please note collection day changes: Mon Tues Area A & B Collection moves Wed Thurs Fri Area C & D Collection moves Sat Labour Day September 5 6 7 8 9 10 Due to the Labour Day holiday, household waste collection services the week of September 5 will take place the day after your regular collection day. Please place your waste at the curb by 7 a.m. on your scheduled holiday collection day. Good to Know! Acceptable Green Cart Liners If lining your Green Cart with a bag, please use certified compostable liners with this Biodegradable Products Institute (BPI) logo on the box. BPI certified liners are made from plant-based materials and compost easily! Find your waste collection day at halton.ca/wastecalendar Sign up for weekly email, Twitter or phone call waste collection reminders. Download your waste collection calendar to your personal iCal, Google calendar or Microsoft Outlook calendar. Print your own collection calendar. I Investment strategy: a balancing act of risk taking Other acceptable liners include · · · paper towels newspaper/flyers cardboard · · paper bags paper food waste bags For a list of Green Cart acceptable liners, visit halton.ca/greencart Unacceptable Bags Not all liners sold are accepted for use in Halton's Green Cart Program. Halton Region does not accept plastic products or plastic liners in the Green Cart. will be closed on Monday, September 5, 2016 Regular operating hours: Open Monday to Saturday 8 a.m. to 4:30 p.m. 5400 Regional Road 25, Milton Halton Waste Management Site X X X X Plastic Shopping Garbage Bags Plastic Green or Oxo-biodegradable Bags Blue Recycling Bags or degradable bags Green Carts lined with unacceptable bags will not be collected. s there a time when an investment adviser should challenge a client's investing preference? One of the rst conversations between an adviser and their client focuses on how the client hopes to invest their money. Central to this conversation are two key issues: investment objective and investment risk. Any investment strategy must incorporate these two, often con icting, issues. For example: an individual might want to plan for a secure retirement, however, they are reluctant to take any signi cant investment risk. Different people react differently to risk, and some have a strong bias against taking risk. The client might inform the adviser they do not want their portfolio to suffer any losses during any year in the future. An automatic conclusion could be for the adviser to recommend 100 per cent of the client's portfolio be invested in Government of Canada bonds. Bonds are safe and there is little chance there will be a negative return on any year in the future. But does an all-bond portfolio make sense? From a risk prospective, investing in Government of Canada bonds satis es the client's wish to avoid investment risk. However, in answer to the question see Savings, on p.21 Fall fun in Halton This fall, explore all that Halton has to offer by experiencing the best local food and farms in the region. Follow the new Pumpkins to Pastries Trail to explore themed events and celebrate the fall harvest with local farmers. Throughout September, catch a demolition derby, listen to live performances or ride the ferris wheel at a local fall fair. Finally, tantalize your taste buds and sample Gary Carr unique dishes at one of two Harvest Halton events to experience a true farm-to- Regional Chair chef experience. Visit halton.ca/tourism or dial 311 for more fall fun in Halton. Meetings at Halton Region, 1151 Bronte Rd., Oakville, L6M 3L1 Visit halton.ca/meetings for full schedule. Sept. 5 Sept. 6 Sept. 7 Sept. 7 Offices closed for Labour Day 9:30 a.m. Health & Social Services Cttee. 9:30 a.m. Planning & Public Works Cttee. 1:30 p.m. Administration & Finance Cttee. 010916 Please contact us, as soon as possible, if you have any accessibility needs at Halton Region events or meetings.