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Real Estate: The Oakville Beaver, W ednesday February 22, 2006 - RL15 The right mortgage to get you moving (NC)--A large and grow ing segment of Canadians are taking advantage of flex ible or unconventional employment opportunities. In fact, the self-employed now represent close to 16% of the country's workforce. Today's generation of con tractors, freelancers, con sultants, commission sales professionals and small business owners have come to value independence in their day-to-day work. What' s right for gou? Now, that entrepreneur ship is no longer penalized when it comes to mortgage financing. For many it was an embarrassingly familiar story. They enjoyed a success ful professional life, but when applying for a mort gage, they found them selves on the defensive trying to prove that they actually earned enough income to service the mort gage they wanted, with many turned down because their income just didn't measure up. Hard to believe, but true. If you work independently or own a business, then you know that it pays to keep your taxable income as low as possible. That makes you a smart business person. But the story can change when you try to get a mortgage. Your income - at least on paper may not support the mort gage payments, and you could be penalized for smart income manage ment. For Canadian homebuyers stuck on the income obstacle, there is a new mortgage from Mortgage Intelligence that does the unthinkable: it doesn't require you to show your income records. In fact, there is no income declara tion and no Notice of Assessment is required. It doesn't even include your income as a factor in quali fying you for your mort"It can't be true", you're thinking, or there must be some hitch. In fact, it's both good sense and good busi ness. A myriad of statedincome mortgages have been launched over the last few years, but this concept of not including any income figure at all is an idea that's long overdue. To assess whether you're a good credit risk, this mortgage looks at your credit history, verifies your employment and assesses the loan amount based on your field of work. If you have consistently paid your bills and your loans then you've demonstrated the kind of financial responsi bility that suggests you can manage your mortgage. Possibly the best news for entrepreneurs this year! Information provided by Mortgage Intelligence. For more information: www.mortgageintelligence.ca or 1-877-3084892. - News Canada Search over 1,200 homes for sale in Oakville www.livinginoakville.com Dan Cooper, Associate Broker, Royal LePage Real Estate Service Ltd., 905-338-3737 FREE! w w w . 90 SslS*n%keBi»8 ««< iy.c© isi ( 905 ) 845-4267 G O O D VALUE HERE! Quiet & convenient location in 'F algarw ood'. O ak parquet hardwood throughout. Separate dinng room. Galley style eat-in kitchen with walkout to deck & interlock patio. 3 bedrooms, 3 baths. Approx. 1800 sqft.______ BRIGHT END UNIT! G reat West O ak Trails Cres! Full ensuite and w alk in closet in master, new ly finished lower level, 12 'x l 2 ' deck, 1 2 'x l7 ' private patio. Double drive, prof. landscaping. 2176 Pell Cres. SWEET AND SASSY! Three level, three bedroom backsplit. large fu lly fenced, treed lo t w itn huge deck. Freshly refinished h a rd w o o d , d ecorated in neutral tones throughout. O N THE W O O D S! Located on quiet Glen Abbey Crt., pie-shaped, treed, landscaped lot backing onto treed greenspace. Hardwood. M ain floor fam ily room with fireplace. YOUR HOME AWAITS! Super Westoak Trails location. Three bedroom s, four bathrooms. W hite eat-in kitchen w /w a lko u t to fenced garden. Finished basement with wet bar. Large garage w /entry. $629,500 OPEN HOUSE SAT. 2-4 YOU'LL BE SURPRISED! Executive tow nhom e in Bronte's fabulous 'Lakeshore W oods'. Very w ide & open easy flowing plan. 9ft. ceilings, fa m ily room , w a lko u t from lower level. TRUE GLEN ABBEY RAVINE! Family sized 4 bedroom on quiet street, large eat-in kitchen with walkout to huge deck overlooking the ravine. Freshly decorated in neutral tones throughout. PRESTIGIOUS SOUTHEAST! Recently renovated and redesigned with quality and care. C h e rry h ard w o o d , Gourm et Kitchen with granite. Finished lower level. FALL IN LOVE! Prestigious 'Lakeshore W oods' location on quiet crescent. Slate entry, rich oak floors, gourmet kitchen w ith granite, numerous otlights area just a few o f the eatures. 170 Taw ny SEE FOR MILES'. Lakefront wrap-around corner suite. 2 bedrooms, 2 baths, separate dining room, family room and extra large balcony overlooking the Lake & marina. Resort style living in 'Ennisclare'. § § | { i