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2 4 - Real Estate: The Oakville Beaver, W e d n e s d a y M a rc h 22, 2006 fo o / m e ^ a / i d e / ' S M i Sales Representative--------- Providing You With Service A t Its Best yandersen@century21 miller.com www.c21buyorsell.com________ O n tu ij^ MILLER R EAL E S T A T E LTD . B ro k e ra g e ( 905) p a th a t2 @ a o l.c o m C enturion Award M aster's Club Award Working from sign up to sign down 845-9180 RETIRE WITH CONVENIENCE 905- 845-9180 WONDERFUL GREAT GULF HOME Approx 2650 sq ft. Entertainers delight with huge kit. backing onto woods and privacy. Walk to the Golf Course, 4 large bdrms, plaster crown mouldings, remodeled powder room. New roof in 2004 and much more. Walk to Public and R.C. schools, you can email me at pathat2@aol.com or call me direct at 416-580-0526. It's important to find a mortgage, that offers the flexibili ty and options that meet your current as well as your future needs. Make sure you familiarize yourself with basic mort gage options before you begin your search. Closed vs. Open vs. Convertible In general, a closed mortgage offers a lower interest rate than an open mortgage of the same term. An open mortgage, on the other hand, lets you pay off as much as you want or completely pay out, at any time, with out interest penalty.If it's likely you'll make only regular pay ments and limited prepayments, the closed mortgage is usu ally preferable. $194,900 This attractive spacious 2 bdrm condo is located close to all amenities - in excellent building on Ravine setting large living room - separate dining room - updated white kitchen cabinets - 2 bath - insuite laundry - balcony overlooking pine tree - indoor pool & exercise rm. To view call Yvonne. A convertible mortgage WE HAVE A PROVEN TRACK RECORD FOR SAVING PEOPLE THOUSANDS OF DOLLARS IN REAL ESTATE COMMISSION p n D ROYAL Le HOMMERSEN -- -- Sales Rep. commission mm to mm JAMES BOYD, broker 904- 574-4600 Cell - 905-902-3274 (866)414-0017 42 FIELD RD. ANCASTER This 3 bedroom 2 bath country home sits on a .87 acre lot in Ancaster abutting the rail trail. Small tow n living, 5 minutes to 403. A convertible mortgage also offers a lower rate than an open mortgage of the same term, but allows you to change to another closed or convertible term usually without interest penalty. Fixed vs. Variable Rate With a fixed rate mortgage the inter est rate remains constant to the end of your term. With a variable rate mort gage the interest rate fluctuates with money market trends. Your actual payments generally don't change during your term, but if rates go down, more of your payment is applied toward the principal. "Regardless of which type of mort gage you choose, be sure to discuss all the possibilities with your lender," says Jane Weatherbie, Vice-President, Residential Mortgages, Bank of Montreal. "It is important to choose the mortgage that will work best for your lifestyle, both today and in the future." Information provided by Bank of Montreal Consumer Lending. For more information on Bank of Montreal mort gages visit www.bmo.com/mortgage or call 1-800-665-9665. - News Canada REALTY CORP. 'SAVING S ARE BASED ON 5% SELLING CO M M ISSION it fy ii 34 FIELD RD. ANCASTER `This 3000 sq. ft. Victorian beauty has an ingr. m ountain lake pool w /waterfalls fea tured on TV " Pools, Decks and Patios" . www.portcullisrealty.com 69 WASHINGTON ST. PARIS $949,000. DEVELOPERS! 15 acres 2 mins. from downtown Paris. Approx. 3 acres can be developed. Century home ... restore or tear Sown. Value+. Another Fine Home by r o y al lepage POOL-HOT TUB-FOREST! $699,900 Spacious Mattamy home in West Oak Trails. Wide pie shaped lot backing onto mature forest. Open concept main level with hardwood floors & 9* ceilings. 4 Bedrooms & 3.5 Baths. Main floor Den + upper level Study. Inground Pool, Hot Tub & Waterfall Custom home nestled on huge treed lot located on a quiet street in Lome Park. 4000 sq feet of quality and luxury. Buyer to choose finishes, Granite, limestone, Hardwood. Kitchen by Claudio. Formal living room. Dining room with butler' s pantry, main floor study. Four large bedrooms, four bath rooms, luxurious spa ensuite. $1,650,000. Call Ed or Kerry-Anne for floor plans. Office: 905-845-4267. Direct line: 416-738-1308. POOL-GREENBELT-FIN BSMT! $499,900 Unique, open concept 4 Bedroom home on a deep 120' lot in West Oak Trails. 2 storey ceiling in Family Room. Large Kitchen with centre island & built-in table. Professionally finished basement has Rec Room, Den & 2 pee bath. Sunny, south facing backyard. 0 . . ... . Looking for a realtor that will give you honest answers to help you make the right decision? In these changing times call Ed & Kerry-anne, experience counts: | J p S m 1 / Forty years of award winning real estate experience, Oakville residents since 1982, current residents of West Oak Trails · / Extensive knowledge of the Real Estate Market \/ A true comm itm ent to personal customer service / Two full time licensed agents to handle every detail personally. OAK PARK-EXEC RENTAL $ 2,200/m onth Large, detached home in great neighbourhood close to schools, shopping & highways. Great Room with fireplace and hardwood floors^plus formal Living-Dining Room & huge 3rd floor loft style Family Room. 3 Bedrooms, 2.5 baths. 2 car garage. Avail April 1st. KERRY ANNE H Sales Representatives office 905 845-4267 direct line 416 738-1308 ROYAL LEPAGE | Royal LePage Real Estate Services Ltd., Broker