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C8 THE OAKVILLE BEAVER Wednesday October 6, 1999 Business To reach this section call 845-3824 Fax:337-5567 WHY ARE 37 MILLION CARS INSURED WITH STATE FARM? JUST ASK A GOOD NEIGHIOR. D on't tru st just anyone to insure your car. see me: Hal Mayer 2861 Sherwood Haghcs Dr. 829-5200 EVERYONE WINS: The Ford Truck Plant's Families and Nature Club, represented by Ford's Liza Provenzano right) presented a $1,247. cheque to New Central School Principal Barb Baker, for selling more club memberships per capita than any other Oakville school. All new members had their names placed in a draw for a free two-year lease of a Windstar. The win­ ners were Kevin and Joanne O'Connor (that's Carson and Caroline with them). Making the presentation was Mark Martin of Oak-Land Lincoln Mercury and Ford's Liza Provenzano. Ford sales off 16% j Car sales down 22%, truck sales decline 13.4% ; Ford Motor Co. o f Canada car sales plunged 21.9% for September and couldn't be offset by truck sales which also fell 13.4% for the period. Total vehicle sales were off 15.8% for the month. On a year-to-date basis, car sales are down 11% while truck sales rose 9% for the period. Total vehicle sales are down 15.8% over last year. If there was good news for Ford, it was that all models of the company's new Focus line were pre-sold last month. "More availability in October and the arrival of the three-door hatchback next month, will put Focus on course to be one of our most successful new model launches in recent years," said John Radford, Ford's vice-president, General Sales. Sales of the Windstar for the month reached Save today for a Busy? Working hard but gaining no ground? Trying to make mortgage and car payments and free up a week-end day to do absolutely nothing! You get the picture. And that's just the daily stuff. So when it comes to thinking about those financial obligations on the horizon, many of us figure, "Who's got the time?" -- let alone the money. Save for the kids' university, retirement, maybe, a nice vacation? Get real. But by squeezing out a little time to make a financial plan, and investing small sums of money, you can make time your ally and move toward achieving the financial objectives you've set for yourself or your family. Say you want to retire in 20 years. So today you vow to invest $5,000 each year for the next 20 years at a 7% annual compounding rate of return. That would amount to $204,977 in 20 years. But you don't make the invest­ ment -- you wait a year. At the end of that original 20-year period, you'll have $186,895. That delay will have "cost" you over $18,000. Or take this example: It's estimated that a four-year post-secondary degree program starting in 2014 will cost more than $65,000. If you have a newborn, that future expense is reason for concern. But did you know that a lump-sum investment of $10,200 today, grow­ ing at a 10% average annual compounding record levels and marked the best-ever September * sales for the Oakville-produced minivan. Ford's truck sales, which have been its sales * anchor slipped for the month with the blame • being put on low supplied of the Ranger and ; Explorer models. "Ford of Canada experienced an orderly run­ out of 1999 inventory but reduced stocks of two . popular models hurt truck performance, ending J an impressive eight-month streak of truck sales 1 increases," said Radford. Other sales highlights included: -Windstar sales up 5.9% -Econoline sales up 149% -Expedition sales up 23% -Mustang sales up 71% better tomorrow i i rate of return in an equity mutual fund, can potentially supply the money to pay for that education 18 years from now? Or that starting tomorrow, contributing $100 a month to an 1 investment earning a 10% average annual \ compounding rate of return, you could cover J the cost of that education and have "spent" J just $21,000. By investing early and regularly, you'll take advantage of compounding. It's the flip side of making weekly instead of monthly | mortgage payments. Paying weekly reduces a debt that much faster; investing weekly pro­ vides the opportunity for faster growth. It makes sense to make time now so you can make more money. It'll pay off in the long-term. This article was prepared by Trimark Investments and submitted by Wendy Watt, a financial advisor at Ross Dixon Financial Services, Abbey Plaza (Third Line and Upper Middle), 827-8009. S ecre ts o f P o w e r M a rk e tin g Business book author George Torok will be signing copies of his co-authored book (with Peter Urs Bender) 'Secrets o f Power Marketing' at Chapters' Oakville store on Oct. 19th at 7:30 p.m. Torok will also be available to talk about his book that describes a system that non-marketers can follow to promote themselves and their small business. Readers Selection Awds Win $200 in Gift CertificatesHAD. 11 OR DROP OFF BILLOT B est P e o p l e Radio Personality__ Newspaper Columnist. Insurance Agent_ _ _ Chef_ _ _ _ _ _ _ _ _ Waiter/Waitress. Bank Teller Financial Planner. Accountant_ _ _ Artist_ _ _ _ _ _ Clown_ _ _ _ _ _ Chiropractor. Dentist_ _ _ D octor_ _ _ Town Employee _ Region Employee Teacher_ _ _ _ _ Employer/Manager Policeman/Woman_ Lawyer_ _ _ _ _ _ China/Gift Shop_ Grocery Store_ _ _ Drug Store_ _ _ _ Discount Store_ _ ^Convenience Store. Antiques Store _ Appliance S h o p _ Gardening Centre. Hardware Store Home Improvement Centre. Lighting Centre_ _ _ _ _ Craft Shop_ _ _ _ _ _ _ _ Picture Framing_ _ _ _ _ _ Toy Store. Sporting Goods Store Bicycle Shop_ _ _ _ Camera Shop_ _ _ _ Golf Shop. Computer Store. Pet Shop_ _ _ _ Tire Shop. Camping Equipment. Cellular Phone Shop. Auto Parts_ _ _ _ _ Florist_ _ _ _ _ _ _ B est S h o p p in g Shopping Area_ Shopping Plaza _ Shopping Mall_ Department Store. Men's Store_ _ _ Women's Store_ Children's Store _ Shoe Store_ _ _ Lingerie Store_ Jewellery_ _ _ _ Record Store _ Book Store_ _ Office Supplies Furniture Store. Bridal Shop_ Fur Salon_ _ _ Fabric Shop_ _ _ _ _ _ _ Musical Instrument Store Health Food_ _ _ _ _ _ _ Bakery_ _ _ _ _ _ _ _ _ Butcher_ _ _ _ _ _ _ _ _ Frozen Food_ _ _ _ _ _ Fresh Fruit & Vegetables. Lumber Store_ _ _ _ _ _ Electronics Store_ _ _ _ Fireplace Store_ _ _ _ _ Mattress Store_ _ _ _ _ Hotel/Motel_ _ _ Security Service_ Retirement Home. Oil/Lube Change. Pool Company_ Pawn Shop. Carpet/Floor Covering. Catering Company_ _ Home Builder_ _ _ _ Day Care Centre__ Travel Agency_ _ _ _ CarWash_ _ _ _ _ _ Investment Company. Gas Station_ _ _ _ _ Bank/Trust Company. Radio Station_ _ _ _ Massage Therapy. Carpet/Upholstery Cleaner Dry Cleaner_ _ _ _ _ _ _ Fitness Club_ _ _ _ _ _ _ Insurance Company_ _ _ Landscaper/Lawn service. Hair Salon/Barber Shop_ Air Conditioning_ _ _ _ Painting/Decorating_ _ _ Lawn Care_ _ _ _ _ _ _ Driving Instruction. Mover_ _ _ _ _ _ Decks_ _ _ _ _ _ Website_ _ _ _ _ _ Photography Studio_ _ _ _ Brew Your Own Beer/Wine Transmission Shop. Print Shop_ _ _ _ _ Shoe Repair_ _ _ Body Shop. Muffler Shop_ Banquet Facility Courier_ _ _ _ DayCare/Nursery_ _ Employment Agency. Newspaper. Cruise A gency_ _ Cosmetic Surgeon Upholsterer_ _ _ Gallery_ _ _ _ _ Ad Agency_ _ _ _ _ _ _ Custom-Made Furniture Lest EntebtmnmentASpodts Movie Theatre. Bingo Hall. Billiard/Pool Lounge. Movie Rental_ _ _ _ Bar_ _ _ _ _ _ _ _ _ English Pub. Sports Bar _ Local Event Martial Arts Facility Dance Floor_ _ _ _ Live Entertainment Comedy Club_ _ _ Local Golf Course. Bowling_ _ _ _ _ Mini Putt_ _ _ _ Local Sport Team. Tourist Attraction. Dance Studio B est B u sm ss/ S edvices Weight Loss Clinic Auto Glass_ _ _ _ Service Provider IHAT DID ¥E FODGET ? Best_________________ is Best______________ tome:_____________________ Address: 6th Annual IS Phone: Mail to: R eaders (Selection: c /o THE OAKVILLE BEAVER 467 S peers Road Oakville, ON L6K 3S4j i » Business To reach this section call 845-3824 Fax:337-5567 Ford sales off 16% j