The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

an}: @313 PP” SA‘IGNLS Q MARILYN J. “53% Family Law, Small Business 8r Mediation Milton 905-854-4942 wwwlieldstonecentrecom Glamml'ieproaassalsanotioghunmywifeandlhaveheaidalolol aazystoriesdiowdmmddon'tbiawwhatbew. Amlhanlumvtds‘m and ’it to me' mies‘dherds mowing. '0 voraegongarwndthan m t ixeMany Miiayhmthelawbecmsethey itlromalriend'orreaditon hmtbraoremolihemoreoanmonmsconcapfiompeoplehave The spouse initiating divorce proceedings has ad'tarspouse “Mbmmnmhbcationol havecluldrenthecouflcosenustbestoflodwherelhayliva. lefla‘J-tvluywmerfledb. Canadchasmlaultdivucssocondudolaspouseisindevurwunlessit impoashisoiliatéilflyiolaaparent. IAIIfian-teadvoree. MWIO‘MISMMl‘fl'IlDQOSO'W. separation. Peaplewhono longuwanttobenmndsoarate.Whafs'legal'iitlieogtewiententered tmwidiywrspouvohrhfoct. kWHhoMC‘MWDhM all“ Divzsion of property while to essential part ol the divorcljsrocess, is not narndytliemiorisunbnweenthepornes.Custodyo occess,child Wardspwsalwppoflmoltenmiorisweithotuhauutheporfies' hmialmwlmtlmcannotagreelhemorethepamescan'togm hmfiielegalleeswillh 5. Sue-I ‘iv'IiI' a M Divorce ii not about wimnq, it’s about severing ties, distributing property oiidpiotactmgthebestimtsolyourcliildren thereareonyrealwimers in divorce, its the people ino are able to maintain positive relationships viii art eat-spouse/oo-porw En' ' We life events (such as weddings and colour.- groduotions) whom 'tter taste of animosity, is the victory b! those with the foresight in control negative lnelings in order to minimise disruption to the children Doug Hopkins, CFP’”, CLU 420 Main Street East, Suite 211 Milton. ON L9T 1P9 OQQBE E's-'- .iii-u.i . t u- unto. Question: I recently turned 65. but I'm still working. Shouldl pmdfreceiuingadAgeSecarityimullswpmkmg? Answer: If you recently turned 65 and you're still working. you may want to reconsider receiving Old Age Security (OAS). Your decision depends upon how much of it you will receive and whether you will he able to keep it. It's all about taxes and claw hacks! After a lifetime of work. your combined 0A5 and (3?? benefits could add over “9,000 to your taxable income. Added to a salary over $54.0(X‘. your OAS Would he subject to claw hacks. Getting the extra income is only good if you get to keep it. At higher incomes. more OAS Will he subtect to claw back. On the other hand. it you delai taking your OAS until you sir-r working. you Wlll he rewarded. Your OAS benefit will he increased for this deferral. You Will receive an extra 0.6% per month of deierral to a maxrmum of 30. With people living longer and working longer, and With money in retirement getting tighter it can nuke sense for older working Canadians to put off awlying for an OAS. When you do your Retirement Income cash flow planning as part ot your annual renew With your advisor you can figure out if OAS deferral make sense for you. For more information on Retirement Income Planning give me a call at 905-876-0120 or send an email to .h kinsOi Simpofl'y reach your customers. ENHANCE COSMETIC CENTRE & SPA Jutllh c Finn - new (soc) ‘ DidyouknowthatstartingatagelSnvelosean average of 2% of our collagen annually! What Is the latest in skin tightening and is it for me? Fotona 4D is a series of synergistic, non-invasive laser treatments of both the extenot face and the interior oral cavrty. enabling full- thtckness contraction of collagen for persistent tightening and volumization (wrinkle reduction) Mlhoul lnjctlablts The first step involves a pain free treatment which targets volume through a process called collagen induction The eflects are an overall improvement of tightness and clastrctty of the skin along With a plumping cflect. much like a filler The second step involves the targeted treatment of specific. deeper imperfections in the skin like spots and vascular components using a fractional laser. This is fast. effective and Will help restore youthful texture The third stage involves heating the skin safely and rapidly from the outside in by concentrating energy delivery subcutaneously This is done using a brushing technique and provides an outstanding tightening effect for areas expcncncing skin laxity Each person is different but you can expect minimal to no discomfort during the treatment Immediately followmg treatment. you may experience some redness and swelling that Will diminish after a few hours. Most patients can resume their daily activtlies immediately followmg the treatment MEahaiaComaicCenMG'Spmwoflerlilgltly trulnedDerraal‘nierapiststliatasetlieaiostap-to-datc laser technology. ljyoii mid like more information call or text 905-864-0000 and book your complimentary consultation today! Create, print and distribute direct mail across Ontario Call 1-855-687-5925 or visil: simpoflyx‘om from 1 2 cents apiece. Use code 'METROtO' for an additional 10% OFF your first order Promo code expires December 31, 2016. wovuoueuapisurw I NOHWVHO W0 Morin» l gtoz 'vI Ktnr Kepsmut I 99